American Express Co
Close on Nov 2, 2026Market cap $221.49BP/E 19.9Yield 1.00%
American Express Consolidated Card Balances by Year
Consolidated Card Balances (Loans + Receivables, EOP, $M) ($M)
American Express Consolidated Card Balances: $213,863M in FY2025, up 7.4% from a year earlier.
Where the FY2025 figure comes from
“|| Card Member loans and receivables | $ 213,863 | $ 205,837 | $ 201,873 | $ 197,706 | $ 199,085 | 7 | $ 213,863 | $ 199,085 | 7”
Source: 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗
Combined Card Member loans and Card Member receivables across U.S. Consumer, Commercial, and International Card Services (introduced in Q1 2026 with recast back to FY2024).
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Consolidated Card Balances (Loans + Receivables, EOP, $M) ($M) | Year on year | Source |
|---|---|---|---|---|
| FY2025 | Dec 31, 2025 | 213,863 | +7.4% | 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗ |
| FY2024 | Dec 31, 2024 | 199,085 | – | 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗ |
Breakdown
What makes up consolidated Card Balances
- Consumer Card Balances ($M)–
- Small Business Card Balances ($M)–
- Corporate Card Balances ($M)–
- Pay-in-Full Card Balances ($M)62,031 · FY2025
- Average Card Balances ($M)202,975 · FY2025
- Card Balances Credit Loss Reserves — Beginning ($M)–
- Card Balances Credit Loss Reserves — Provisions ($M)–
- Card Balances Credit Loss Reserves — Net Write-Offs ($M)–
- Card Balances Credit Loss Reserves — Ending ($M)–
- Card Balances Reserves (% of Total Balances)–
- Card Balances Reserves (% of Past Due)–
- Card Balances Net Write-Off Rate — Principal, Interest & Fees (%)2.3% · FY2025
- Card Balances Net Write-Off Rate — Principal Only (Consumer & Small Business, %)2.0% · FY2025
- Card Balances 30+ Days Past Due Rate — Consumer & Small Business (%)1.3% · FY2025
- Corporate Card Balances 90+ Days Past Billing Rate (%)–
- Card Member Loans — Total (Pre-2026 Breakdown, $M)151,832 · FY2025
- Card Member Receivables — Total (Pre-2026 Breakdown, $M)62,031 · FY2025
- Other Loans (Personal & Small Business Term Loans, $M)10,928 · FY2025
- Other Receivables ($M)4,596 · FY2025
- Non-Accrual Loans (Guide 3, $M)664 · FY2025
- Off-Balance Sheet Unused Credit Available to Customers ($B)350.00 · FY2023
Cite this data
StockData. (2026). American Express Consolidated Card Balances ($M), annual FY2024–FY2025 [Data set]. Compiled from American Express SEC filings and investor materials. https://stockdatahq.com/stocks/axp/kpis/cb-total-m
See every metric in the American Express KPI table. Data updated Oct 25, 2026.