American Express vs Nu
AXP and NU side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AXP and NU compare
Nu grew revenue faster over the last twelve months (37.0% versus 8.8% for American Express).
American Express keeps more of each dollar of sales as profit, with a net margin of 26.6% compared with 18.2% at Nu.
American Express pays a dividend yielding 1.2%; Nu does not pay one.
American Express scores higher on the StockData Score (14 against 7 for Nu), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AXP | NU |
|---|---|---|
| Size and price | ||
| Market cap | $215B | – |
| Share price | $319.11 | $11.61 |
| Change, 1 year | −10.9% | −27.8% |
| Change, 5 years | 80.6% | – |
| Beta (5Y) | 1.22 | 1.30 |
| Employees | 77K | 1.6M |
| StockData Score | ||
| Total score | 14 (better) | 7 |
| Valuation score | 0 | 0 |
| Growth score | 2 | 2 |
| Performance score | 5 (better) | 3 |
| Health score | 3 (better) | 2 |
| Dividend score | 4 (better) | 0 |
| Valuation | ||
| P/E | 19.3× | – |
| P/S | 5.0× | – |
| P/B | 6.3× | – |
| P/FCF | 14.3× | – |
| PEG | 1.21 | – |
| FCF yield | 7.0% | – |
| Fair value | $283.05 | – |
| Margin of safety | −12.7% | – |
| Growth | ||
| Revenue growth (TTM) | 8.8% | 37.0% (better) |
| Revenue growth, 5Y average | 13.5% | 84.5% (better) |
| Net income growth (TTM) | 12.8% | 45.5% (better) |
| EPS growth (TTM) | 15.6% | 44.9% (better) |
| EPS growth, 5Y average | 32.5% (better) | −94.6% |
| Profitability | ||
| Gross margin | – | 42.0% |
| Net margin | 26.6% (better) | 18.2% |
| FCF margin | 34.9% | – |
| Return on equity | 34.4% (better) | 30.3% |
| Financial health | ||
| Debt / equity | 0.06 (better) | 0.39 |
| Net debt / EBITDA | – | −1.24 |
| Altman Z-score | 0.73 | – |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 1.2% | – |
| Payout ratio | 21.1% | – |
| Years of dividend growth | 4 | – |
| Dividend growth, 5Y average | 13.8% | – |
| Buyback yield | 3.4% | – |
| Shareholder yield | 4.6% | – |
| Ownership | ||
| Held by institutions | 85.7% | 59.8% |
| Held by insiders | 0.13% | 19.9% |
| Insider net buying, 12 months | −$42.3M | −$10.3M (better) |
| Superinvestors holding | 10 (better) | 6 |
| Short interest, % of float | 1.6% | 3.5% |
Go deeper
- AXP stock overview
- AXP income statement
- AXP valuation and score
- NU stock overview
- NU income statement
- NU valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.