American Express Co
Close on Nov 2, 2026Market cap $221.49BP/E 19.9Yield 1.00%
American Express Consolidated Card Balances by Quarter
Consolidated Card Balances (Loans + Receivables, EOP, $M) ($M)
American Express Consolidated Card Balances: $221,074M in Q3 2026, up 7.4% from a year earlier. That is the highest of the 8 quarters on record here.
Where the Q3 2026 figure comes from
“|| Total Card balances | $ 221,074 | $ 218,054 | $ 213,311 | $ 213,863 | $ 205,837 | 7 | $ 221,074 | $ 205,837 | 7”
Source: 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗
Combined Card Member loans and Card Member receivables across U.S. Consumer, Commercial, and International Card Services (introduced in Q1 2026 with recast back to FY2024).
Quarterly history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Consolidated Card Balances (Loans + Receivables, EOP, $M) ($M) | Year on year | Source |
|---|---|---|---|---|
| Q3 2026 | Sep 30, 2026 | 221,074 | +7.4% | 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗ |
| Q2 2026 | Jun 30, 2026 | 218,054 | +8.0% | 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗ |
| Q1 2026 | Mar 31, 2026 | 213,311 | +7.9% | 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗ |
| Q4 2025 | Dec 31, 2025 | 213,863 | +7.4% | 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗ |
| Q3 2025 | Sep 30, 2025 | 205,837 | – | 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗ |
| Q2 2025 | Jun 30, 2025 | 201,873 | – | 8-K EX-99.2 (Q2'26, filed 2026-07-24) ↗ |
| Q1 2025 | Mar 31, 2025 | 197,706 | – | 8-K EX-99.2 (Q1'26, filed 2026-04-23) ↗ |
| Q4 2024 | Dec 31, 2024 | 199,085 | – | 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗ |
Breakdown
What makes up consolidated Card Balances
- Consumer Card Balances ($M)145,733 · Q3 2026
- Small Business Card Balances ($M)57,315 · Q3 2026
- Corporate Card Balances ($M)18,026 · Q3 2026
- Pay-in-Full Card Balances ($M)63,054 · Q3 2026
- Average Card Balances ($M)218,826 · Q3 2026
- Card Balances Credit Loss Reserves — Beginning ($M)5,866 · Q3 2026
- Card Balances Credit Loss Reserves — Provisions ($M)895 · Q3 2026
- Card Balances Credit Loss Reserves — Net Write-Offs ($M)-1,130 · Q3 2026
- Card Balances Credit Loss Reserves — Ending ($M)5,634 · Q3 2026
- Card Balances Reserves (% of Total Balances)2.5% · Q3 2026
- Card Balances Reserves (% of Past Due)231.0% · Q3 2026
- Card Balances Net Write-Off Rate — Principal, Interest & Fees (%)2.1% · Q3 2026
- Card Balances Net Write-Off Rate — Principal Only (Consumer & Small Business, %)1.8% · Q3 2026
- Card Balances 30+ Days Past Due Rate — Consumer & Small Business (%)1.2% · Q3 2026
- Corporate Card Balances 90+ Days Past Billing Rate (%)0.3% · Q3 2026
- Card Member Loans — Total (Pre-2026 Breakdown, $M)151,832 · Q4 2025
- Card Member Receivables — Total (Pre-2026 Breakdown, $M)62,031 · Q4 2025
- Other Loans (Personal & Small Business Term Loans, $M)12,079 · Q3 2026
- Other Receivables ($M)6,452 · Q3 2026
- Non-Accrual Loans (Guide 3, $M)–
- Off-Balance Sheet Unused Credit Available to Customers ($B)533.00 · Q3 2026
Cite this data
StockData. (2026). American Express Consolidated Card Balances ($M), quarterly Q4 2024–Q3 2026 [Data set]. Compiled from American Express SEC filings and investor materials. https://stockdatahq.com/stocks/axp/kpis/cb-total-m
See every metric in the American Express KPI table. Data updated Oct 25, 2026.