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American Express Co

AXPNYSEFinance ServicesFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 23, 2026Score 14/3017% above fair value
$327.98+8.87 (+2.78%)

Close on Nov 2, 2026Market cap $221.49BP/E 19.9Yield 1.00%

American Express Card Balances Net Write-Off Rate by Quarter

Card Balances Net Write-Off Rate — Principal Only (Consumer & Small Business, %) (%)

QuarterlyAnnual

American Express Card Balances Net Write-Off Rate: 1.8% in Q3 2026, down 0.1 pts from a year earlier.

Latest, Q3 2026
1.8%
Period ended Sep 30, 2026
Change on a year earlier
-0.1 pts
1.9% in Q3 2025
History
19 quarters
Since Q1 2022
Sources
15
Documents cited below

Where the Q3 2026 figure comes from

“|| Net write-off rate (principal only) - consumer and small business (G)(H) | 1.8% | 2.0% | 2.0% | 2.1% | 1.9% | 1.9% | 2.0%”

Source: 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗

Quarterly history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedCard Balances Net Write-Off Rate — Principal Only (Consumer & Small Business, %) (%)Year on yearSource
Q3 2026Sep 30, 20261.8%-0.1 pts8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗
Q2 2026Jun 30, 20262.0%0.0 pts8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗
Q1 2026Mar 31, 20262.0%-0.1 pts8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗
Q4 2025Dec 31, 20252.1%+0.2 pts8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗
Q3 2025Sep 30, 20251.9%0.0 pts8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗
Q2 2025Jun 30, 20252.0%-0.1 pts8-K EX-99.2 (Q2'26, filed 2026-07-24) ↗
Q1 2025Mar 31, 20252.1%0.0 pts8-K EX-99.2 (Q1'26, filed 2026-04-23) ↗
Q4 2024Dec 31, 20241.9%-0.1 pts8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗
Q3 2024Sep 30, 20241.9%+0.1 pts8-K EX-99.2 (Q3'25, filed 2025-10-17) ↗
Q2 2024Jun 30, 20242.1%+0.3 pts8-K EX-99.2 (Q2'25, filed 2025-07-18) ↗
Q1 2024Mar 31, 20242.1%+0.5 pts8-K EX-99.2 (Q1'25, filed 2025-04-17) ↗
Q4 2023Dec 31, 20232.0%+0.8 pts8-K EX-99.2 (Q4'24, filed 2025-01-24) ↗
Q3 2023Sep 30, 20231.8%+0.9 pts8-K EX-99.2 (Q3'24, filed 2024-10-18) ↗
Q2 2023Jun 30, 20231.8%+1.0 pts8-K EX-99.2 (Q2'24, filed 2024-07-19) ↗
Q1 2023Mar 31, 20231.6%+0.9 pts8-K EX-99.2 (Q1'24, filed 2024-04-19) ↗
Q4 2022Dec 31, 20221.2%–8-K EX-99.2 (Q4'23, filed 2024-01-26) ↗

Cite this data

StockData. (2026). American Express Card Balances Net Write-Off Rate (%), quarterly Q1 2022–Q3 2026 [Data set]. Compiled from American Express SEC filings and investor materials. https://stockdatahq.com/stocks/axp/kpis/cb-nwo-rate-prin-csb-pct

See every metric in the American Express KPI table. Data updated Oct 25, 2026.