American Express vs Lufax
AXP and LU side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AXP and LU compare
American Express grew revenue faster over the last twelve months (8.8% versus −31.5% for Lufax).
American Express keeps more of each dollar of sales as profit, with a net margin of 26.6% compared with −37.5% at Lufax.
American Express pays a dividend yielding 1.2%; Lufax does not pay one.
American Express scores higher on the StockData Score (14 against 6 for Lufax), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AXP | LU |
|---|---|---|
| Size and price | ||
| Market cap | $215B | – |
| Share price | $319.11 | $8.26 |
| Change, 1 year | −10.9% | −70.7% |
| Change, 5 years | 80.6% | −96.6% |
| Beta (5Y) | 1.22 | 1.17 |
| Employees | 77K | 33K |
| StockData Score | ||
| Total score | 14 (better) | 6 |
| Valuation score | 0 | 0 |
| Growth score | 2 (better) | 0 |
| Performance score | 5 (better) | 2 |
| Health score | 3 | 4 (better) |
| Dividend score | 4 (better) | 0 |
| Valuation | ||
| P/E | 19.3× | – |
| P/S | 5.0× | – |
| P/B | 6.3× | – |
| P/FCF | 14.3× | – |
| PEG | 1.21 | – |
| FCF yield | 7.0% | – |
| Fair value | $283.05 | – |
| Margin of safety | −12.7% | – |
| Growth | ||
| Revenue growth (TTM) | 8.8% (better) | −31.5% |
| Revenue growth, 5Y average | 13.5% (better) | −32.9% |
| Net income growth (TTM) | 12.8% | – |
| EPS growth (TTM) | 15.6% | – |
| EPS growth, 5Y average | 32.5% | – |
| Profitability | ||
| Net margin | 26.6% (better) | −37.5% |
| FCF margin | 34.9% | – |
| Return on equity | 34.4% (better) | −2.6% |
| Financial health | ||
| Debt / equity | 0.06 (better) | 0.00 |
| Altman Z-score | 0.73 | – |
| Piotroski F-score | 6 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 1.2% | – |
| Payout ratio | 21.1% | – |
| Years of dividend growth | 4 | – |
| Dividend growth, 5Y average | 13.8% | – |
| Buyback yield | 3.4% | – |
| Shareholder yield | 4.6% | – |
| Ownership | ||
| Held by institutions | 85.7% | 4.0% |
| Held by insiders | 0.13% | 91.1% |
| Insider net buying, 12 months | −$42.3M | – |
| Superinvestors holding | 10 | – |
| Short interest, % of float | 1.6% | – |
Go deeper
- AXP stock overview
- AXP income statement
- AXP valuation and score
- LU stock overview
- LU income statement
- LU valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.