American Express Co
AXPNYSEFinance ServicesFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 23, 2026Score 14/3017% above fair value
$327.98+8.87 (+2.78%)
Close on Nov 2, 2026Market cap $221.49BP/E 19.9Yield 1.00%
American Express Card Member Loans by Quarter
Card Member Loans — Total (Pre-2026 Breakdown, $M) ($M)
American Express Card Member Loans: $151,832M in Q4 2025, up 8.7% from a year earlier. That is the highest of the 18 quarters on record here.
Latest, Q4 2025
151,832
Period ended Dec 31, 2025
Change on a year earlier
+8.7%
139,674 in Q4 2024
History
18 quarters
Since Q3 2021
Sources
14
Documents cited below
Where the Q4 2025 figure comes from
“|| Total Card Member loans | $ 151,832 | $ 144,814 | $ 142,275 | $ 139,203 | $ 139,674 | 9 | $ 151,832 | $ 139,674 | 9”
Quarterly history
Hover a value to see the sentence it was read from; calculated values show their formula
Breakdown
What makes up card Member Loans
- Average Card Member Loans ($M)143,974 · Q3 2025
- Card Member Loans Reserve — Beginning ($M)5,868 · Q4 2025
- Card Member Loans Reserve — Provisions ($M)1,042 · Q4 2025
- Card Member Loans Net Write-Offs — Principal ($M)-828 · Q4 2025
- Card Member Loans Net Write-Offs — Interest & Fees ($M)-180 · Q4 2025
- Card Member Loans Reserve — Ending ($M)5,909 · Q4 2025
- Card Member Loans Reserve (% of Loans)3.9% · Q4 2025
- Card Member Loans Reserve (% of Past Due)279.0% · Q4 2025
- Card Member Loans Net Write-Off Rate — Principal, Interest & Fees (%)2.7% · Q4 2025
- Card Member Loans Net Write-Off Rate — Principal Only (%)2.2% · Q4 2025
- Card Member Loans 30+ Days Past Due Rate (%)1.4% · Q4 2025
- Net Interest Yield on Average Card Member Loans (%)11.8% · Q2 2025
- Net Interest Income Divided by Average Card Member Loans (%)11.8% · Q2 2025
- Adjusted Net Interest Income ($M)4,210 · Q2 2025
Cite this data
StockData. (2026). American Express Card Member Loans ($M), quarterly Q3 2021–Q4 2025 [Data set]. Compiled from American Express SEC filings and investor materials. https://stockdatahq.com/stocks/axp/kpis/legacy-card-loans-total-m
See every metric in the American Express KPI table. Data updated Oct 25, 2026.