Jefferson Capital, Inc. / DE (JCAP) stock
JCAPNasdaqShort-Term Business Credit InstitutionsFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 12, 2026Score 11/3041% below fair value
$19.46−0.48 (-2.41%)
Close on Nov 12, 2026Market cap $1.12BP/E 7.4Yield 5.04%
Jefferson Capital, Inc. / DE statistics
75 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Nov 12, 2026 (estimated, during market hours)
- Last ex-dividend date
- Aug 24, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 2.43
- 1.16
- P/OCF Ratio
- 5.29
- 5.94
Enterprise valuationIndustry
- EV / Sales
- 1.58
- 2.54
- EV / EBIT
- 3.43
- 11.21
Share statisticsIndustry
- Shares Change (QoQ)
- 0.03%
- 0.11%
- Shares Held by Institutions
- 39.8%
- 27.7%
Short sellingIndustry
- Short Interest
- 994,189
- –
- Short Interest Change
- -10.6%
- -0.08%
- Short % of Shares Outstanding
- 1.73%
- 5.45%
- Days to Cover
- 4.95
- 3.79
Stock price statisticsIndustry
- 52-Week High
- $24.44
- –
- 52-Week Low
- $15.50
- –
- 20-Day Moving Average
- $20.18
- –
- 50-Day Moving Average
- $20.23
- –
- 200-Day Moving Average
- $19.89
- –
- Average True Range (14)
- $0.81
- –
- Price Change (1 Week)
- -6.53%
- -3.65%
- Price Change (1 Month)
- -4.14%
- -13.5%
- Price Change (3 Months)
- -18.9%
- -16.0%
- Price Change (6 Months)
- 4.12%
- -31.3%
- Price Change (YTD)
- -12.9%
- -35.5%
- Price Change (1 Year)
- -6.08%
- -49.9%
- Price Change (10 Years)
- 4.12%
- -60.2%
- Average Volume (10 Days)
- 225,517
- –
- Average Volume (20 Days)
- 211,467
- –
- Average Volume (90 Days)
- 294,843
- –
- Relative Volume
- 0.91
- 0.71
- Relative Strength Index (14)
- 43.1
- 40.0
- Volatility (1 Year)
- 35.8%
- 94.5%
MarginsIndustry
- Pretax Margin
- 29.9%
- -6.87%
- EBITDA Margin
- 46.4%
- -64.6%
Returns on capitalIndustry
- Return on Equity (ROE)
- 34.2%
- -21.1%
- Return on Assets (ROA)
- 8.04%
- -8.40%
- Return on Invested Capital (ROIC)
- 56.5%
- -27.8%
Financial positionIndustry
- Interest Coverage
- 2.63
- -7.18
GrowthIndustry
- Revenue Growth (YoY)
- 20.2%
- 15.4%
- Net Income Growth (YoY)
- -7.72%
- -22.9%
EfficiencyIndustry
- Asset Turnover
- 0.34
- 0.16
- Revenue Per Employee
- $619.90K
- $675.54K
- Profits Per Employee
- $146.00K
- -$170.28K
- Employee Count
- 1,120
- 47
Income statement (TTM)Industry
- Pretax Income
- $207.45M
- -$2.80M
Balance sheetIndustry
- Net Cash (Debt)
- $23.43M
- $7.28M
- Net Cash Per Share
- $0.41
- $0.18
- Equity (Book Value)
- $518.15M
- $224.68M
- Book Value Per Share
- $9.02
- $4.04
- Tangible Book Value
- $460.38M
- $156.69M
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 14.6%
- -12.4%
- Dividend Yield
- 5.04%
- 1.98%
- Shareholder Yield
- 5.04%
- 0.54%
- Dividend Per Share
- $0.98
- $1.06
- Years of Dividend Growth
- 0
- 0
- Payout Ratio
- 36.6%
- 20.9%
Taxes and interestIndustry
- Interest Expense
- $121.16M
- $4.11M
- Income Tax
- $43.93M
- $213.00K
- Effective Tax Rate
- 21.2%
- 21.2%
Scores and fair valueIndustry
- Graham Number
- $23.06
- $27.68
- Graham Upside
- 18.5%
- 21.7%
- Altman Z-Score
- 1.49
- 0.34
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | JCAP | S&P 500 | Difference | JCAP per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -4.4% | -2.7% | −1.7 pts | ||
| 3 months | -6.8% | -1.7% | −5.0 pts | ||
| Year to date | -9.6% | +11.9% | −21.5 pts | ||
| 1 year | +0.9% | +12.0% | −11.1 pts | ||
| 3 years | +20.2% | +78.2% | −58.0 pts | +6.3% | +21.2% |
| 5 years | +20.2% | +73.2% | −53.1 pts | +3.7% | +11.6% |
| 10 years | +10.7% | +309.6% | −298.9 pts | +1.0% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M JCAP shares were sold short on Oct 30, 2026, down 10.6% from the previous report. At recent volumes it would take 5.0 days to buy them back. Over the last 20 sessions, 64.6% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 994,189 | -10.6% | 200,895 | 5.0 |
| Oct 15, 2026 | 1,111,775 | +26.1% | 267,798 | 4.2 |
| Sep 30, 2026 | 881,489 | -15.8% | 260,668 | 3.4 |
| Sep 15, 2026 | 1,046,750 | +6.9% | 219,008 | 4.8 |
| Aug 31, 2026 | 978,762 | -2.8% | 328,363 | 3.0 |
| Aug 14, 2026 | 1,007,386 | -17.0% | 494,826 | 2.0 |
| Jul 31, 2026 | 1,213,789 | +9.0% | 327,178 | 3.7 |
| Jul 15, 2026 | 1,113,555 | -5.6% | 257,181 | 4.3 |
| Jun 30, 2026 | 1,179,820 | +15.5% | 508,519 | 2.3 |
| Jun 15, 2026 | 1,021,747 | -0.1% | 230,886 | 4.4 |
| May 29, 2026 | 1,022,743 | +34.0% | 286,863 | 3.6 |
| May 15, 2026 | 763,416 | -0.3% | 201,784 | 3.8 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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