Jefferson Capital, Inc. / DE (JCAP) company profile
Close on Nov 13, 2026Market cap $1.20BP/E 8.0Yield 4.69%
About Jefferson Capital, Inc. / DE
Short-Term Business Credit Institutions, SIC 6153
Jefferson Capital, Inc. provides debt recovery solutions and receivables management services. The company specializes in purchasing portfolios of nonperforming and charged-off consumer obligations at discounts to face value, including credit card, automotive, utility, and telecommunication accounts, as well as accounts under bankruptcy proceedings. It works with individual debtors on repayment plans while also offering fee-based debt servicing and portfolio management services to credit originators. Additionally, the company generates revenue through credit card acquisition programs. Its client base consists of consumer credit grantors, including commercial banks, Fortune 500 creditors, financial technology origination platforms, telecommunications providers, credit card issuers, and auto finance companies.
The company is headquartered in Minneapolis, Minnesota, and maintains operations across the United States, Canada, the United Kingdom, and Latin America. Its operational footprint spans nine offices located in Minneapolis and Sartell, Minnesota; Denver, Colorado; London, Basingstoke, and Paisley, United Kingdom; Toronto and London, Ontario; and Bogotá, Colombia. The organization employs 1,120 full-time equivalent staff across these international and domestic locations.
Summary of the business section of Jefferson Capital, Inc. / DE's latest annual report, written by StockData.
Company profile
Company
- Legal name
- Jefferson Capital, Inc. / DE
- Founded
- 2002
- Headquarters
- Minneapolis, MN
- Address
- 600 South Highway 169, Suite 1575 55426
- Phone
- (320) 229-8505
- Website
- jcap.com
- Employees
- 1,120, Dec 31, 2025
- Industry
- Short-Term Business Credit Institutions
- Incorporated in
- Delaware
- Fiscal year ends
- December 31
- Auditor
- Deloitte &Touche LLP, New York, New York
Stock & identifiers
- Ticker
- JCAP
- Exchange
- Nasdaq
- IPO date
- Jun 27, 2025
- Shares outstanding
- 57M, Aug 13, 2026
- Public float
- $316.00M, Jun 30, 2025
- Filer category
- <br>Emerging growth company
- SEC CIK
- 2046042
- CUSIP
- 47248R103
- ISIN
- US47248R1032
- FIGI
- BBG01V5CXDX7
- Share class FIGI
- BBG01V5CXG88
- EIN
- 33-1923926
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| David M. Burton | SEE REMARKS, Director | 3,392,500 |
| Penelope JoAnn Person | Chief Commercial Officer | 437,265 |
| Mark Joseph Zellmann | President US Business Lines | 631,497 |
| Christo Dimitrov Realov | SEE REMARKS | 107,881 |
| Matthew James Pfohl | SEE REMARKS | 448,871 |
| Susan E. Atkins | Director | – |
| James Manfred Pierce | Director | – |
| John J. Oros | Director | – |
| Beth Kieffer Leonard | Director | 15,479 |
| Thomas Cardwell Harding | Director | – |
| Ronald Kent Vaske | Director | 39,400 |
| Thomas Edward Lydon Jr. | Director | – |
| Christopher Norton Giles | Director | 78,774 |
Executive compensation, fiscal 2025
Summary compensation table from the latest proxy statement
| Executive | Salary | Bonus | Incentive pay | Other | Total | vs. prior year |
|---|---|---|---|---|---|---|
| David Burton President and Chief Executive Officer | $765.77K | $150.00K | $382.88K | $2.50M | $3.80M | +123% |
| Mark Zellmann President of U.S. Business Lines | $325.01K | $50.00K | $247.20K | $439.97K | $1.06M | +75% |
| Penelope Person Chief Commercial Officer | $142.00K | – | $208.86K | $282.20K | $633.06K | +45% |
Stock and option awards are grant-date fair values, not realized pay. “Other” includes pension value changes and all other compensation. Source proxy statement.
IPO
From the final prospectus (Form 424B4) and the first day of trading
Offering
- Type
- Initial public offering
- Final prospectus filed
- Jun 27, 2025
- Offer price
- $15.00
- Securities offered
- 10,000,000
- Gross proceeds
- $150.00M
- Exchange
- Nasdaq
- Lock-up ends (est.)
- Dec 24, 2025
“T he initial public offering price is $15.00 per share.”
Lock-up end is estimated as 180 days after the first trading day; the prospectus sets the actual terms.
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Dec 5, 2025 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Jun 27, 2025 | IPO | Initial public offering priced (424B4 prospectus) |
| Jun 26, 2025 | Listing | Registration of securities on an exchange (Form 8-A) |
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