JCAPNasdaqShort-Term Business Credit InstitutionsFiscal year ends December 31
Jefferson Capital, Inc. / DE
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026
$20.31−0.22 (-1.07%)
Close on Oct 19, 2026
- Market cap
- $1.13B
- P/E (TTM)
- 8.3
- Dividend yield
- 4.83%
Jefferson Capital, Inc. / DE statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Short-Term Business Credit Institutions companies for comparison
Valuation
| Measure | Jefferson Capital, Inc. / DE | Industry median |
|---|---|---|
| Market Cap | $1.17B | $196.46M |
| Enterprise Value | $1.15B | $149.54M |
| PE Ratio | 8.29 | 11.82 |
| PS Ratio | 1.77 | 2.60 |
| PB Ratio | 2.45 | 1.17 |
| P/TBV Ratio | 2.79 | 1.35 |
| P/OCF Ratio | 5.27 | 5.60 |
Enterprise value
| Measure | Jefferson Capital, Inc. / DE | Industry median |
|---|---|---|
| EV / Sales | 1.74 | 2.38 |
| EV / EBITDA | 3.74 | 5.29 |
| EV / EBIT | 3.79 | 10.12 |
Income (trailing twelve months)
| Measure | Jefferson Capital, Inc. / DE | Industry median |
|---|---|---|
| Revenue | $659.62M | $66.09M |
| Operating Income | $302.21M | -$13.30M |
| Pretax Income | $194.02M | -$3.63M |
| Net Income | $155.02M | -$4.73M |
| EBITDA | $306.32M | -$9.63M |
| EPS (Diluted) | $2.45 | -$0.01 |
Margins
| Measure | Jefferson Capital, Inc. / DE | Industry median |
|---|---|---|
| Operating Margin | 45.8% | -119.4% |
| Pretax Margin | 29.4% | -16.6% |
| Profit Margin | 23.5% | -19.9% |
| EBITDA Margin | 46.4% | -66.1% |
Returns
| Measure | Jefferson Capital, Inc. / DE | Industry median |
|---|---|---|
| Return on Equity (ROE) | 35.0% | -22.3% |
| Return on Assets (ROA) | 8.05% | -11.1% |
| Return on Invested Capital (ROIC) | 59.3% | -31.2% |
Growth
| Measure | Jefferson Capital, Inc. / DE | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 22.8% | 20.3% |
| Net Income Growth (YoY) | -11.8% | -56.4% |
Balance sheet
| Measure | Jefferson Capital, Inc. / DE | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $20.41M | $20.41M |
| Net Cash (Debt) | $20.41M | $7.08M |
| Net Cash Per Share | $0.36 | $0.22 |
| Equity (Book Value) | $476.19M | $200.96M |
| Book Value Per Share | $8.29 | $3.89 |
| Tangible Book Value | $418.43M | $127.80M |
Financial position
| Measure | Jefferson Capital, Inc. / DE | Industry median |
|---|---|---|
| Interest Coverage | 2.60 | -7.69 |
Cash flow (trailing twelve months)
| Measure | Jefferson Capital, Inc. / DE | Industry median |
|---|---|---|
| Operating Cash Flow | $221.14M | -$5.82M |
Efficiency
| Measure | Jefferson Capital, Inc. / DE | Industry median |
|---|---|---|
| Asset Turnover | 0.34 | 0.17 |
| Revenue Per Employee | $588.95K | $705.30K |
| Profits Per Employee | $138.41K | -$252.56K |
| Employee Count | 1,120 | 48 |
Dividends and yields
| Measure | Jefferson Capital, Inc. / DE | Industry median |
|---|---|---|
| Earnings Yield | 13.3% | -11.5% |
| Dividend Yield | 4.83% | 2.22% |
| Shareholder Yield | 4.83% | 0.15% |
| Dividend Per Share | $0.98 | $1.15 |
| Years of Dividend Growth | 0 | 0 |
| Payout Ratio | 39.1% | 22.8% |
Shares
| Measure | Jefferson Capital, Inc. / DE | Industry median |
|---|---|---|
| Shares Outstanding | 57,425,500 | 55,074,600 |
| Shares Change (QoQ) | 3.73% | 0.22% |
| Shares Held by Institutions | 39.8% | 34.2% |
Taxes
| Measure | Jefferson Capital, Inc. / DE | Industry median |
|---|---|---|
| Income Tax | $39.00M | $100.87K |
| Effective Tax Rate | 20.1% | 22.5% |
Scores
| Measure | Jefferson Capital, Inc. / DE | Industry median |
|---|---|---|
| Graham Number | $21.38 | $32.57 |
| Graham Upside | 5.27% | 12.5% |
| Altman Z-Score | 1.58 | 0.30 |
Calculated by StockData from Jefferson Capital, Inc. / DE's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.