Encore Capital Group Inc (ECPG) stock
Close on Nov 11, 2026Market cap $2.38BP/E 7.2Yield –
Encore Capital Group Inc grew revenue 27.2% to $1.99B over the twelve months to Sep 30, 2026. Operating income rose 142.9% to $774.89M, moving the operating margin from 20.4% to 39.0%. Free cash flow was $151.46M, up 14.7% from a year earlier. At the latest close the market valued the company at $2.38B, 7.2 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $2.38B
- P/E ratio
- 7.2
- Price to sales
- 1.20
- Price to book
- –
- Dividend yield
- –
- Free cash flow yield
- 6.36%
Fundamentals
- Revenue
- $1.99B
- Net income
- $350.91M
- EPS, diluted
- $15.61
- Free cash flow
- $151.46M
- Diluted shares
- 22M
Trading
- Next earnings
- Feb 24, 2027 (estimated, after the close)
- Previous close
- $108.02
- Open
- $107.80
- Day's range
- $106.86 – $112.65
- Volume
- 262,160
- Average volume (20 days)
- 265,649
- Index membership
- S&P SmallCap 600, Russell 2000, Russell 3000
- Beta (5 years)
- 0.84
- 52-week range
- $47.49 – $126.74
- RSI (14 days)
- 58.1
- Volatility (1 year)
- 42.6%
- Relative volume
- 0.82×
- WACC
- 9.1%
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Index membership is inferred from the holdings of funds that track each index (SPSM, IJR, IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2010, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | ECPG | S&P 500 | Difference | ECPG per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +12.6% | -2.4% | +15.0 pts | ||
| 3 months | +20.2% | -1.2% | +21.3 pts | ||
| Year to date | +106.7% | +12.3% | +94.4 pts | ||
| 1 year | +126.0% | +12.4% | +113.6 pts | ||
| 3 years | +174.6% | +78.8% | +95.7 pts | +40.0% | +21.4% |
| 5 years | +89.2% | +75.2% | +14.0 pts | +13.6% | +11.9% |
| 10 years | +340.6% | +311.1% | +29.5 pts | +16.0% | +15.2% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases Encore Capital filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Encore Capital Group Announces Redemption of All Outstanding 4.00% Convertible Senior Notes Due 2029Update
- News
- News
- News
About Encore Capital
Short-Term Business Credit Institutions
Encore Capital Group is an international specialty finance company that provides debt recovery solutions and portfolio management services. It primarily purchases portfolios of defaulted consumer receivables at deep discounts from credit originators, including commercial retailers, banks, consumer finance firms, and credit unions. Through Midland Credit Management in the United States and Cabot Credit Management in Europe and the United Kingdom, the company works with individuals toward financial resolution via structured repayment plans, call centers, digital channels, direct mail, and legal action. In Europe, it additionally offers business process outsourcing, contingent collections, and loan servicing to originators of non-performing loans.
Company profile, executives and historyEncore Capital stock: common questions
What is Encore Capital's stock price?
ECPG closed at $112.35 on Nov 11, 2026, up 4.01% on the day. Over the past 52 weeks it traded between $47.49 and $126.74.
What is Encore Capital's market cap?
Encore Capital was worth $2.38B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is ECPG's P/E ratio?
ECPG trades at 7.2 times earnings, based on diluted earnings per share of $15.61 over the twelve months to Sep 30, 2026.
How much revenue does Encore Capital make?
Encore Capital reported revenue of $1.99B for the twelve months to Sep 30, 2026, up 27.2% from a year earlier.
Does Encore Capital pay a dividend?
No. Encore Capital has not paid a cash dividend over the last twelve months.
When does Encore Capital report earnings next?
Encore Capital is expected to report Q4 FY2026 results on Feb 24, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.
How has ECPG stock performed over the past year?
Including dividends, ECPG returned +126.0% over the past year, against +12.4% for the S&P 500.
How many ECPG shares are sold short?
1M shares were sold short at the latest FINRA report, 4.24% of the float, or 4.3 days of average trading volume.
Who are Encore Capital's competitors?
Companies most similar to Encore Capital by business, industry and size include PRAA, JCAP, ENVA, CACC, ATLC.
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