StockData
PRA Group Inc logo

PRA Group Inc (PRAA) stock

PRAANasdaqShort-Term Business Credit InstitutionsFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 13/3078% below fair value
$11.84−0.04 (-0.34%)

Close on Nov 13, 2026Market cap $445.75MP/E 2.9Yield –

PRA Group Inc grew revenue 12.5% to $1.31B over the twelve months to Sep 30, 2026. Free cash flow was -$49.16M. At the latest close the market valued the company at $445.75M, 2.9 times its earnings.

Revenue
$1.31B
+12.5% vs. a year earlier
Operating income
$468.03M
TTM Q3 2026
Free cash flow
-$49.16M
TTM Q3 2026
EPS, diluted
$4.09
TTM Q3 2026

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$445.75M
P/E ratio
2.9
Price to sales
0.34
Price to book
0.42
Dividend yield
–
Free cash flow yield
-11.03%

Fundamentals

Revenue
$1.31B
Net income
$157.55M
EPS, diluted
$4.09
Free cash flow
-$49.16M
Book value per share
$28.06
Diluted shares
38M

Trading

Next earnings
Feb 25, 2027 (estimated, after the close)
Previous close
$11.88
Open
$11.98
Day's range
$11.54 – $12.16
Volume
760,124
Average volume (20 days)
629,215
Index membership
Russell 2000, Russell 3000
Beta (5 years)
1.01
52-week range
$10.25 – $22.55
RSI (14 days)
23.9
Volatility (1 year)
69.4%
Relative volume
1.68×
WACC
10.2%

Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2009, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

PeriodPRAAS&P 500DifferencePRAA per yearS&P 500 per year
1 month-42.2%-3.0%−39.1 pts
3 months-41.5%-2.8%−38.7 pts
Year to date-33.1%+11.5%−44.6 pts
1 year-25.7%+13.5%−39.1 pts
3 years-27.1%+77.7%−104.8 pts-10.0%+21.1%
5 years-73.6%+72.6%−146.2 pts-23.4%+11.5%
10 years-61.8%+308.2%−370.0 pts-9.2%+15.1%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$1.31B+12.5% YoY

Operating income

$468.03M

Net income

$157.55M

EPS, diluted

$4.09

Free cash flow

-$49.16M
Reported periodTrailing twelve months

Press releases

Releases PRA filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About PRA

Short-Term Business Credit Institutions

PRA Group is a specialty finance company that acquires, manages, and collects nonperforming loan portfolios. The organization operates through two reportable segments, the United States and Europe. Its core activities center on purchasing defaulted debt and insolvency obligations, including credit cards, auto loans, personal loans, overdrafts, and small business financing. Additionally, the company provides fee-based class action claims recovery services in the United States. Its sellers and institutional clients include major banks, consumer finance firms, automotive lenders, and other credit originators, while it works directly with consumer and commercial debtors to resolve outstanding balances.

Company profile, executives and history

PRA stock: common questions

What is PRA's stock price?

PRAA closed at $11.84 on Nov 13, 2026, down 0.34% on the day. Over the past 52 weeks it traded between $10.25 and $22.55.

What is PRA's market cap?

PRA was worth $445.75M at the close on Nov 13, 2026: the share price times the diluted shares outstanding.

What is PRAA's P/E ratio?

PRAA trades at 2.9 times earnings, based on diluted earnings per share of $4.09 over the twelve months to Sep 30, 2026.

How much revenue does PRA make?

PRA reported revenue of $1.31B for the twelve months to Sep 30, 2026, up 12.5% from a year earlier.

Does PRA pay a dividend?

No. PRA has not paid a cash dividend over the last twelve months.

When does PRA report earnings next?

PRA is expected to report Q4 FY2026 results on Feb 25, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.

How has PRAA stock performed over the past year?

Including dividends, PRAA returned -25.7% over the past year, against +13.5% for the S&P 500.

How many PRAA shares are sold short?

1M shares were sold short at the latest FINRA report, 2.19% of the float, or 1.9 days of average trading volume.

Who are PRA's competitors?

Companies most similar to PRA by business, industry and size include ECPG, JCAP, NRUC, PGY, TREE.

See a number that looks wrong?