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Regional Management Corp. (RM) stock

RMNYSEPersonal Credit InstitutionsFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 14/3029% below fair value
$35.67+0.93 (+2.68%)

Close on Nov 13, 2026Market cap $319.16MP/E 7.2Yield 3.36%

Regional Management Corp. grew revenue 8.4% to $683.77M over the twelve months to Sep 30, 2026. Free cash flow was $319.51M, up 10.9% from a year earlier. At the latest close the market valued the company at $319.16M, 7.2 times its earnings.

Revenue
$683.77M
+8.4% vs. a year earlier
Free cash flow
$319.51M
+10.9% vs. a year earlier
EPS, diluted
$4.94
+19.6% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$319.16M
P/E ratio
7.2
Price to sales
0.47
Price to book
0.84
Dividend yield
3.36%
Free cash flow yield
100.11%

Fundamentals

Revenue
$683.77M
Net income
$47.58M
EPS, diluted
$4.94
Free cash flow
$319.51M
Book value per share
$40.73
Diluted shares
9M

Trading

Next earnings
Feb 3, 2027 (estimated, during market hours)
Previous close
$34.74
Open
$34.91
Day's range
$34.31 – $35.67
Volume
75,952
Average volume (20 days)
96,205
Index membership
Russell 2000, Russell 3000
Beta (5 years)
1.06
52-week range
$29.89 – $44.30
RSI (14 days)
52.7
Volatility (1 year)
46.2%
Relative volume
0.82×
WACC
10.4%

Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2012, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

PeriodRMS&P 500DifferenceRM per yearS&P 500 per year
1 month+3.7%-3.0%+6.7 pts
3 months+10.1%-2.8%+12.9 pts
Year to date-5.5%+11.5%−17.0 pts
1 year-4.4%+13.5%−17.9 pts
3 years+70.9%+77.7%−6.8 pts+19.6%+21.1%
5 years-27.6%+72.6%−100.2 pts-6.3%+11.5%
10 years+84.2%+308.2%−224.0 pts+6.3%+15.1%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$683.77M+8.4% YoY

Net income

$47.58M+14.9% YoY

EPS, diluted

$4.94+19.6% YoY

Free cash flow

$319.51M+10.9% YoY
Reported periodTrailing twelve months

Press releases

Releases Regional Management filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Regional Management

Personal Credit Institutions

Regional Management Corp. is a financial services company that specializes in providing consumer installment loan products and related insurance solutions. The company primarily offers small loans and large loans to individual consumer borrowers. In addition to its lending activities, the organization operates insurance segments that include life insurance and non-life insurance offerings, which provide coverage such as credit and life insurance in connection with its loan portfolio.

Company profile, executives and history

Regional Management stock: common questions

What is Regional Management's stock price?

RM closed at $35.67 on Nov 13, 2026, up 2.68% on the day. Over the past 52 weeks it traded between $29.89 and $44.30.

What is Regional Management's market cap?

Regional Management was worth $319.16M at the close on Nov 13, 2026: the share price times the diluted shares outstanding.

What is RM's P/E ratio?

RM trades at 7.2 times earnings, based on diluted earnings per share of $4.94 over the twelve months to Sep 30, 2026.

How much revenue does Regional Management make?

Regional Management reported revenue of $683.77M for the twelve months to Sep 30, 2026, up 8.4% from a year earlier.

Does Regional Management pay a dividend?

Yes. Regional Management paid $1.20 per share over the last twelve months, a yield of 3.36% at the latest price.

When does Regional Management report earnings next?

Regional Management is expected to report Q4 FY2026 results on Feb 3, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.

How has RM stock performed over the past year?

Including dividends, RM returned -4.4% over the past year, against +13.5% for the S&P 500.

How many RM shares are sold short?

0M shares were sold short at the latest FINRA report, 5.13% of the float, or 4.0 days of average trading volume.

Who are Regional Management's competitors?

Companies most similar to Regional Management by business, industry and size include WRLD, HAPN, ENVA, OMF, SLM.

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