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World Acceptance Corp (WRLD) stock

WRLDNasdaqPersonal Credit InstitutionsFiscal year ends March 31
Financials through Q2 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 2/3011% above fair value
$136.30−3.00 (-2.15%)

Close on Nov 12, 2026Market cap $635.59MP/E 12.9Yield –

World Acceptance Corp grew revenue 4.5% to $595.96M over the twelve months to Sep 30, 2026. Free cash flow was $278.48M, up 9.1% from a year earlier. At the latest close the market valued the company at $635.59M, 12.9 times its earnings.

Revenue
$595.96M
+4.5% vs. a year earlier
Free cash flow
$278.48M
+9.1% vs. a year earlier
EPS, diluted
$10.56
+1.8% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$635.59M
P/E ratio
12.9
Price to sales
1.07
Price to book
1.82
Dividend yield
–
Free cash flow yield
43.81%

Fundamentals

Revenue
$595.96M
Net income
$49.53M
EPS, diluted
$10.56
Free cash flow
$278.48M
Book value per share
$76.53
Diluted shares
5M

Trading

Next earnings
Jan 26, 2027 (estimated, before the open)
Previous close
$139.30
Open
$140.62
Day's range
$135.01 – $141.19
Volume
59,986
Average volume (20 days)
65,957
Index membership
S&P SmallCap 600, Russell 2000, Russell 3000
Beta (5 years)
1.48
52-week range
$110.00 – $227.68
RSI (14 days)
21.0
Volatility (1 year)
46.9%
Relative volume
0.88×
WACC
12.3%

Index membership is inferred from the holdings of funds that track each index (SPSM, IJR, IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2010, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

PeriodWRLDS&P 500DifferenceWRLD per yearS&P 500 per year
1 month-22.7%-2.7%−20.0 pts
3 months-28.1%-1.7%−26.4 pts
Year to date-2.9%+11.9%−14.8 pts
1 year-1.1%+12.0%−13.1 pts
3 years+33.9%+78.2%−44.3 pts+10.2%+21.2%
5 years-40.6%+73.2%−113.9 pts-9.9%+11.6%
10 years+131.0%+309.6%−178.6 pts+8.7%+15.1%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$595.96M+4.5% YoY

Net income

$49.53M-12.6% YoY

EPS, diluted

$10.56+1.8% YoY

Free cash flow

$278.48M+9.1% YoY
Reported periodTrailing twelve months

Press releases

Releases World Acceptance filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About World Acceptance

Personal Credit Institutions

World Acceptance Corporation operates in the consumer finance industry, focusing on providing personal installment loan products and related financial services to individuals. The company’s core offerings include small loans, large loans, and tax advance loans under its consumer loan portfolio segment. Alongside its lending operations, the business generates revenue by offering ancillary products and services such as insurance policies, income tax return preparation, and automobile club memberships. These financial solutions are primarily directed toward individual consumer borrowers.

Company profile, executives and history

World Acceptance stock: common questions

What is World Acceptance's stock price?

WRLD closed at $136.30 on Nov 12, 2026, down 2.15% on the day. Over the past 52 weeks it traded between $110.00 and $227.68.

What is World Acceptance's market cap?

World Acceptance was worth $635.59M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.

What is WRLD's P/E ratio?

WRLD trades at 12.9 times earnings, based on diluted earnings per share of $10.56 over the twelve months to Sep 30, 2026.

How much revenue does World Acceptance make?

World Acceptance reported revenue of $595.96M for the twelve months to Sep 30, 2026, up 4.5% from a year earlier.

Does World Acceptance pay a dividend?

No. World Acceptance has not paid a cash dividend over the last twelve months.

When does World Acceptance report earnings next?

World Acceptance is expected to report Q3 FY2026 results on Jan 26, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has WRLD stock performed over the past year?

Including dividends, WRLD returned -1.1% over the past year, against +12.0% for the S&P 500.

How many WRLD shares are sold short?

0M shares were sold short at the latest FINRA report, 18.12% of the float, or 6.2 days of average trading volume.

Who are World Acceptance's competitors?

Companies most similar to World Acceptance by business, industry and size include RM, HAPN, CACC, ENVA, OMF.

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