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Jefferson Capital, Inc. / DE (JCAP) stock

JCAPNasdaqShort-Term Business Credit InstitutionsFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026Score 11/3034% below fair value
$19.94+0.28 (+1.42%)

Close on Nov 11, 2026Market cap $1.15BP/E 8.1Yield 4.91%

Jefferson Capital, Inc. / DE grew revenue 22.8% to $659.62M over the twelve months to Jun 30, 2026. Operating income rose 4.5% to $302.21M, moving the operating margin from 53.8% to 45.8%. At the latest close the market valued the company at $1.15B, 8.1 times its earnings.

Revenue
$659.62M
+22.8% vs. a year earlier
Operating income
$302.21M
+4.5% vs. a year earlier
EPS, diluted
$2.45
TTM Q2 2026

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Jun 30, 2026

Valuation

Market cap
$1.15B
P/E ratio
8.1
Price to sales
1.74
Price to book
2.40
Dividend yield
4.91%
Free cash flow yield
–

Fundamentals

Revenue
$659.62M
Net income
$155.02M
EPS, diluted
$2.45
Book value per share
$8.58
Diluted shares
56M

Trading

Next earnings
Nov 12, 2026 (estimated, during market hours)
Previous close
$19.66
Open
$19.68
Day's range
$19.52 – $20.05
Volume
127,089
Average volume (20 days)
208,782
Index membership
Russell 2000 (since Sep 2025)
52-week range
$15.50 – $24.44
RSI (14 days)
47.5
Volatility (1 year)
35.8%
Relative volume
0.43×

Index membership is inferred from the holdings of funds that track each index (IWM), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodJCAPS&P 500DifferenceJCAP per yearS&P 500 per year
1 month+0.1%-2.4%+2.5 pts
3 months-4.4%-1.2%−3.2 pts
Year to date-7.4%+12.3%−19.7 pts
1 year+1.0%+12.4%−11.4 pts
3 years+23.1%+78.8%−55.7 pts+7.2%+21.4%
5 years+23.1%+75.2%−52.1 pts+4.2%+11.9%
10 years+13.4%+311.1%−297.7 pts+1.3%+15.2%

Three years at a glance

Fiscal years 2023 to 2025 and trailing twelve months, USD

Revenue

$659.62M+22.8% YoY

Operating income

$302.21M+4.5% YoY

Net income

$155.02M-11.8% YoY

EPS, diluted

$2.45
Reported periodTrailing twelve months

Press releases

Releases Jefferson Capital, Inc. / DE filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Jefferson Capital, Inc. / DE

Short-Term Business Credit Institutions

Jefferson Capital, Inc. provides debt recovery solutions and receivables management services. The company specializes in purchasing portfolios of nonperforming and charged-off consumer obligations at discounts to face value, including credit card, automotive, utility, and telecommunication accounts, as well as accounts under bankruptcy proceedings. It works with individual debtors on repayment plans while also offering fee-based debt servicing and portfolio management services to credit originators. Additionally, the company generates revenue through credit card acquisition programs. Its client base consists of consumer credit grantors, including commercial banks, Fortune 500 creditors, financial technology origination platforms, telecommunications providers, credit card issuers, and auto finance companies.

Company profile, executives and history

Jefferson Capital, Inc. / DE stock: common questions

What is Jefferson Capital, Inc. / DE's stock price?

JCAP closed at $19.94 on Nov 11, 2026, up 1.42% on the day. Over the past 52 weeks it traded between $15.50 and $24.44.

What is Jefferson Capital, Inc. / DE's market cap?

Jefferson Capital, Inc. / DE was worth $1.15B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is JCAP's P/E ratio?

JCAP trades at 8.1 times earnings, based on diluted earnings per share of $2.45 over the twelve months to Jun 30, 2026.

How much revenue does Jefferson Capital, Inc. / DE make?

Jefferson Capital, Inc. / DE reported revenue of $659.62M for the twelve months to Jun 30, 2026, up 22.8% from a year earlier.

Does Jefferson Capital, Inc. / DE pay a dividend?

Yes. Jefferson Capital, Inc. / DE paid $0.98 per share over the last twelve months, a yield of 4.91% at the latest price.

When does Jefferson Capital, Inc. / DE report earnings next?

Jefferson Capital, Inc. / DE is expected to report Q3 FY2026 results on Nov 12, 2026, during market hours. The date is estimated from its past reporting pattern until the company confirms it.

How has JCAP stock performed over the past year?

Including dividends, JCAP returned +1.0% over the past year, against +12.4% for the S&P 500.

Who are Jefferson Capital, Inc. / DE's competitors?

Companies most similar to Jefferson Capital, Inc. / DE by business, industry and size include PRAA, ECPG, NRUC, WRLD, RM.

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