Jefferson Capital, Inc. / DE vs World Acceptance
JCAP and WRLD side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How JCAP and WRLD compare
Jefferson Capital, Inc. / DE is the larger company, worth 1.9 times as much as World Acceptance ($1.2B against $644M).
On earnings, Jefferson Capital, Inc. / DE is cheaper: it trades at 8.0× trailing earnings, against 13.1× for World Acceptance.
Jefferson Capital, Inc. / DE grew revenue faster over the last twelve months (20.2% versus 4.5% for World Acceptance).
Jefferson Capital, Inc. / DE keeps more of each dollar of sales as profit, with a net margin of 23.6% compared with 8.3% at World Acceptance.
Jefferson Capital, Inc. / DE pays a dividend yielding 4.6%; World Acceptance does not pay one.
Jefferson Capital, Inc. / DE scores higher on the StockData Score (10 against 2 for World Acceptance), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | JCAP | WRLD |
|---|---|---|
| Size and price | ||
| Market cap | $1.2B | $644M |
| Share price | $20.88 | $138.16 |
| Change, 1 year | 3.2% | 0.22% |
| Change, 5 years | 4.3% | −37.6% |
| Beta (5Y) | 0.57 | 1.47 |
| Employees | 1,120 | 3,744 |
| StockData Score | ||
| Total score | 10 (better) | 2 |
| Valuation score | 3 (better) | 1 |
| Growth score | 1 | 1 |
| Performance score | 3 (better) | 0 |
| Health score | 0 | 0 |
| Dividend score | 3 (better) | 0 |
| Valuation | ||
| P/E | 8.0× (better) | 13.1× |
| P/S | 1.7× | 1.1× (better) |
| P/B | 2.3× | 1.8× (better) |
| EV/EBITDA | 3.6× | – |
| P/FCF | – | 2.3× |
| PEG | – | 0.54 |
| FCF yield | – | 43.2% |
| Fair value | $34.85 | $125.36 |
| Margin of safety | 40.1% (better) | −10.2% |
| Growth | ||
| Revenue growth (TTM) | 20.2% (better) | 4.5% |
| Revenue growth, 5Y average | – | 2.1% |
| Net income growth (TTM) | −7.7% (better) | −12.6% |
| EPS growth (TTM) | – | 1.8% |
| EPS growth, 5Y average | – | −12.3% |
| Profitability | ||
| Operating margin | 45.9% | – |
| Net margin | 23.6% (better) | 8.3% |
| FCF margin | – | 46.7% |
| Return on equity | 34.2% (better) | 13.9% |
| Return on invested capital | 56.5% | – |
| Financial health | ||
| Interest coverage | 2.6× | – |
| Altman Z-score | 1.52 (better) | 1.15 |
| Piotroski F-score | – | 6 |
| Dividends and buybacks | ||
| Dividend yield | 4.6% | – |
| Payout ratio | 36.6% | – |
| Years of dividend growth | 0 | – |
| Buyback yield | – | 12.4% |
| Shareholder yield | 4.6% | 12.4% (better) |
| Ownership | ||
| Held by institutions | 39.8% | 96.1% |
| Held by insiders | – | 54.7% |
| Insider net buying, 12 months | −$225M | −$44.9M (better) |
| Short interest, % of float | – | 18.1% |
Go deeper
- JCAP stock overview
- JCAP income statement
- JCAP valuation and score
- WRLD stock overview
- WRLD income statement
- WRLD valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.