Jefferson Capital, Inc. / DE
Close on Oct 19, 2026
- Market cap
- $1.13B
- P/E (TTM)
- 8.3
- Dividend yield
- 4.83%
About Jefferson Capital, Inc. / DE
Short-Term Business Credit Institutions, SIC 6153
Jefferson Capital, Inc. provides debt recovery solutions and receivables management services. The company specializes in purchasing portfolios of nonperforming and charged-off consumer obligations at discounts to face value, including credit card, automotive, utility, and telecommunication accounts, as well as accounts under bankruptcy proceedings. It works with individual debtors on repayment plans while also offering fee-based debt servicing and portfolio management services to credit originators. Additionally, the company generates revenue through credit card acquisition programs. Its client base consists of consumer credit grantors, including commercial banks, Fortune 500 creditors, financial technology origination platforms, telecommunications providers, credit card issuers, and auto finance companies.
The company is headquartered in Minneapolis, Minnesota, and maintains operations across the United States, Canada, the United Kingdom, and Latin America. Its operational footprint spans nine offices located in Minneapolis and Sartell, Minnesota; Denver, Colorado; London, Basingstoke, and Paisley, United Kingdom; Toronto and London, Ontario; and Bogotá, Colombia. The organization employs 1,120 full-time equivalent staff across these international and domestic locations.
Summary of the business section of Jefferson Capital, Inc. / DE's latest annual report, written by StockData.
Company profile
Company
- Legal name
- Jefferson Capital, Inc. / DE
- Founded
- 2002
- Headquarters
- Minneapolis, MN
- Address
- 600 South Highway 169, Suite 1575 55426
- Phone
- (320) 229-8505
- Employees
- 1,120, Dec 31, 2025
- Industry
- Short-Term Business Credit Institutions
- Incorporated in
- Delaware
- Fiscal year ends
- December 31
- Auditor
- Deloitte &Touche LLP, New York, New York
Stock & identifiers
- Ticker
- JCAP
- Exchange
- Nasdaq
- IPO date
- Jun 27, 2025
- Shares outstanding
- 57M, Aug 13, 2026
- Public float
- $316.00M, Jun 30, 2025
- Filer category
- <br>Emerging growth company
- SEC CIK
- 2046042
- CUSIP
- 47248R103
- ISIN
- US47248R1032
- EIN
- 33-1923926
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| David M. Burton | SEE REMARKS, Director | 3,392,500 |
| Penelope JoAnn Person | Chief Commercial Officer | 437,265 |
| Mark Joseph Zellmann | President US Business Lines | 631,497 |
| Christo Dimitrov Realov | SEE REMARKS | 107,881 |
| Matthew James Pfohl | SEE REMARKS | 448,871 |
| Susan E. Atkins | Director | – |
| James Manfred Pierce | Director | – |
| John J. Oros | Director | – |
| Beth Kieffer Leonard | Director | 15,479 |
| Thomas Cardwell Harding | Director | – |
| Ronald Kent Vaske | Director | 39,400 |
| Thomas Edward Lydon Jr. | Director | – |
| Christopher Norton Giles | Director | 78,774 |
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Dec 5, 2025 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Jun 27, 2025 | IPO | Initial public offering priced (424B4 prospectus) |
| Jun 26, 2025 | Listing | Registration of securities on an exchange (Form 8-A) |