Wells Fargo & Company
WFCNYSENational Commercial BanksFiscal year ends December 31Also trades as WFC.PA, WFC.PC, WFC.PD, WFC.PL, WFC.PY, WFC.PZ, WFCNP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 28, 2026Score 11/308% above fair value
$85.89+2.49 (+2.99%)
Close on Nov 2, 2026Market cap $259.73BP/E 12.5Yield 1.98%
Wells Fargo & Ratio of Allowance for Loan Losses to Annualized Net by Year
Ratio of Allowance for Loan Losses to Annualized Net Charge-Offs (×)
Wells Fargo & Ratio of Allowance for Loan Losses to Annualized Net: 3.32× in 2025, up 12.5% from a year earlier.
Latest, 2025
3.32
Period ended Dec 31, 2025
Change on a year earlier
+12.5%
2.95 in 2024
History
6 years
Since 2020
Sources
5
Documents cited below
Where the 2025 figure comes from
“|| Ratio of allowance for loan losses to total net loan charge-offs (annualized) | 3.32x | 3.68 | 3.49 | 3.43 | 2.95”
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Ratio of Allowance for Loan Losses to Annualized Net Charge-Offs (×) | Year on year | Source |
|---|---|---|---|---|
| 2025 | Dec 31, 2025 | 3.32 | +12.5% | 8-K EX-99.2 (2026-01-14):0000072971-26-000009 ↗ |
| 2024 | Dec 31, 2024 | 2.95 | +0.3% | 8-K EX-99.2 (2026-01-14):0000072971-26-000009 ↗ |
| 2023 | Dec 31, 2023 | 2.94 | -49.7% | 8-K EX-99.2 (2025-01-15):0000072971-25-000007 ↗ |
| 2022 | Dec 31, 2022 | 5.85 | -21.9% | 8-K EX-99.2 (2024-01-12):0000072971-24-000004 ↗ |
| 2021 | Dec 31, 2021 | 7.49 | -6.0% | 8-K EX-99.2 (2023-01-13):0000072971-23-000003 ↗ |
| 2020 | Dec 31, 2020 | 7.97 | – | 8-K EX-99.2 (2022-01-14):0000072971-22-000003 ↗ |
Cite this data
StockData. (2026). Wells Fargo & Ratio of Allowance for Loan Losses to Annualized Net (×), annual 2020–2025 [Data set]. Compiled from Wells Fargo & SEC filings and investor materials. https://stockdatahq.com/stocks/wfc/kpis/acl-alll-to-nco-x
See every metric in the Wells Fargo & KPI table. Data updated Oct 28, 2026.