Capital One Financial vs Wells Fargo &
COF and WFC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How COF and WFC compare
Wells Fargo & is the larger company, worth 2.0 times as much as Capital One Financial ($252B against $126B).
Capital One Financial grew revenue faster over the last twelve months (45.3% versus 6.2% for Wells Fargo &).
Wells Fargo & keeps more of each dollar of sales as profit, with a net margin of 26.0% compared with 17.0% at Capital One Financial.
Both pay dividends: Capital One Financial yields 1.6% and Wells Fargo & 2.2%.
Capital One Financial scores higher on the StockData Score (12 against 11 for Wells Fargo &), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | COF | WFC |
|---|---|---|
| Size and price | ||
| Market cap | $126B | $252B |
| Share price | $204.85 | $83.40 |
| Change, 1 year | −6.3% | −3.0% |
| Change, 5 years | 32.3% | 65.3% |
| Beta (5Y) | 1.30 | 0.98 |
| Employees | 76K | 205K |
| StockData Score | ||
| Total score | 12 (better) | 11 |
| Valuation score | 2 | 2 |
| Growth score | 2 (better) | 1 |
| Performance score | 1 | 4 (better) |
| Health score | 4 (better) | 2 |
| Dividend score | 3 (better) | 2 |
| Valuation | ||
| P/E | – | 12.1× |
| P/S | 2.0× (better) | 2.9× |
| P/B | 1.1× (better) | 1.4× |
| P/FCF | 4.2× | – |
| PEG | – | 0.50 |
| FCF yield | 23.6% | – |
| Fair value | – | $77.51 |
| Margin of safety | – | −7.6% |
| Growth | ||
| Revenue growth (TTM) | 45.3% (better) | 6.2% |
| Revenue growth, 5Y average | 13.4% (better) | 2.4% |
| Net income growth (TTM) | – | 9.9% |
| EPS growth (TTM) | – | 17.8% |
| EPS growth, 5Y average | −4.9% | 70.9% (better) |
| Profitability | ||
| Net margin | 17.0% | 26.0% (better) |
| FCF margin | 47.9% | – |
| Return on equity | 9.4% | 12.5% (better) |
| Financial health | ||
| Debt / equity | 0.40 | 0.14 (better) |
| Altman Z-score | 0.37 (better) | 0.26 |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 1.6% | 2.2% (better) |
| Payout ratio | 18.0% | 24.7% |
| Years of dividend growth | – | 4 |
| Dividend growth, 5Y average | – | 6.9% |
| Buyback yield | 6.9% | 7.1% (better) |
| Shareholder yield | 8.4% | 9.4% (better) |
| Ownership | ||
| Held by institutions | 87.7% | 77.4% |
| Held by insiders | 0.87% | 0.17% |
| Insider net buying, 12 months | −$65.6M | −$10.1M (better) |
| Superinvestors holding | 12 (better) | 9 |
| Short interest, % of float | 1.5% | – |
Go deeper
- COF stock overview
- COF income statement
- COF valuation and score
- WFC stock overview
- WFC income statement
- WFC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.