Wells Fargo & Company (WFC) operating KPIs

WFCNYSENational Commercial BanksFiscal year ends December 31Also trades as WFC.PA, WFC.PC, WFC.PD, WFC.PL, WFC.PY, WFC.PZ, WFCNP

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 28, 2026Score 11/308% above fair value

$83.40−1.41 (-1.66%)

Close on Oct 30, 2026Market cap $252.20BP/E 12.1Yield 2.04%

KPIs

Operating metrics that drive Wells Fargo &'s business · fiscal year ends December 31

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Metric	Q3 2026 2026-09-30	Q2 2026 2026-06-30	Q1 2026 2026-03-31	Q4 2025 2025-12-31	Q3 2025 2025-09-30	Q2 2025 2025-06-30	Q1 2025 2025-03-31	Q4 2024 2024-12-31	Q3 2024 2024-09-30	Q2 2024 2024-06-30	Q1 2024 2024-03-31	Q4 2023 2023-12-31

Net Interest Margin on a Taxable-Equivalent Basis (TE NIM)2	2.43	2.43	2.47	2.60	2.61	2.68	2.67	2.70	2.67	2.75	2.81	2.92
Average Yield on Total Interest-Earning Assets (TE)8	4.63	4.58	4.58	4.75	4.88	4.87	4.85	5.02	5.24	5.25	5.24	5.20
Average Yield on Total Loans	5.65	5.60	5.62	5.78	5.97	5.95	5.96	6.16	6.41	6.40	6.38	6.35
Average Yield on Available-for-Sale (AFS) Debt Securities	4.45	4.43	4.44	4.60	4.66	4.62	4.48	4.45	4.33	4.21	3.99	3.87
Average Yield on Held-to-Maturity (HTM) Debt Securities	2.22	2.24	2.27	2.27	2.32	2.35	2.41	2.51	2.57	2.64	2.70	2.69
Average Yield on Trading Assets	3.97	3.94	3.89	4.11	3.97	4.02	3.91	3.98
Average Yield on Fed Funds Sold & Securities Purchased Under Resale Agreements	3.66	3.64	3.67	3.95	4.22	4.19	4.26	4.66
Average Yield on Interest-Earning Deposits with Banks	3.46	3.35	3.38	3.65	4.01	3.96	3.96	4.36	4.95	5.05	4.99	4.98
Average Yield on Equity Securities	2.96	2.87	2.79	2.64	2.22	2.19	2.62	2.40	2.26	2.99	2.82	2.99
Average Yield on Other Interest-Earning Assets	3.76	4.28	3.55	4.78	5.61	4.24	4.59	5.11	5.12	5.42	5.14	4.99
Average Rate Paid on Total Interest-Bearing Liabilities7	2.75	2.70	2.66	2.76	2.94	2.89	2.92	3.12	3.43	3.31	3.22	3.09
Average Deposit Cost (Total Deposits)	1.56	1.51	1.43	1.44	1.54	1.52	1.58	1.73	1.91	1.84	1.74	1.58
Average Rate Paid on Interest-Bearing Deposits	2.05	1.99	1.90	1.94	2.09	2.09	2.17	2.37	2.60	2.46	2.34	2.17
Average Rate Paid on Long-Term Debt	5.40	5.22	5.25	5.61	5.89	5.95	5.97	6.35	6.89	6.95	6.80	6.78
Average Rate Paid on Short-Term Borrowings	4.08	4.00	4.04	4.47	4.68	5.04	5.48	6.02	5.20	5.19	5.16	5.10
Average Rate Paid on Fed Funds Purchased & Repurchase Agreements	3.76	3.72	3.74	4.05	4.39	4.40	4.40	4.80
Average Rate Paid on Trading Liabilities	3.06	3.08	3.15	3.23	3.20	3.19	3.17	3.07
Average Rate Paid on Other Interest-Bearing Liabilities	3.46	3.47	3.60	3.61	3.75	3.61	3.52	3.04	3.05	3.13	2.88	2.87
Average Total Interest-Earning Assets10	2,060,027.00	2,044,613.00	1,987,317.00	1,899,295.00	1,832,510.00	1,762,160.00	1,752,317.00	1,756,358.00	1,754,068.00	1,755,978.00	1,758,398.00	1,754,997.00
Average Loans	1,033,390.00	1,026,479.00	996,025.00	955,849.00	928,677.00	916,719.00	908,182.00	906,353.00	910,255.00	916,977.00	928,075.00	938,041.00
Average Available-for-Sale (AFS) Debt Securities	257,991.00	235,644.00	217,181.00	212,487.00	200,309.00	187,390.00	175,550.00	168,511.00	160,729.00	150,024.00	139,986.00	136,389.00
Average Held-to-Maturity (HTM) Debt Securities	197,779.00	204,500.00	209,089.00	213,545.00	221,447.00	227,525.00	233,952.00	242,961.00	250,010.00	258,631.00	264,755.00	268,905.00
Average Trading Assets	189,364.00	193,690.00	192,209.00	183,706.00	172,409.00	157,704.00	156,417.00	148,425.00
Average Fed Funds Sold & Reverse Repurchase Agreements	190,609.00	191,176.00	192,250.00	159,759.00	120,900.00	105,987.00	101,175.00	93,294.00
Average Interest-Earning Deposits with Banks	160,498.00	161,991.00	152,119.00	144,428.00	158,704.00	137,136.00	150,855.00	171,100.00	182,219.00	196,436.00	207,568.00	193,647.00
Average Equity Securities	13,840.00	13,014.00	13,123.00	11,712.00	12,450.00	12,039.00	12,084.00	29,211.00	27,480.00	26,332.00	21,350.00	22,198.00
Average Other Interest-Earning Assets	16,556.00	18,119.00	15,321.00	17,809.00	17,614.00	17,660.00	14,102.00	13,861.00	9,711.00	8,128.00	8,940.00	8,861.00
Average Noninterest-Earning Assets	183,497.00	183,310.00	180,907.00	180,482.00	177,690.00	171,211.00	167,344.00	162,178.00	162,544.00	158,669.00	158,576.00	152,538.00
Average Total Assets	2,243,524.00	2,227,923.00	2,168,224.00	2,079,777.00	2,010,200.00	1,933,371.00	1,919,661.00	1,918,536.00	1,916,612.00	1,914,647.00	1,916,974.00	1,907,535.00
Average Total Deposits3	1,482,928.00	1,465,600.00	1,415,034.00	1,377,718.00	1,339,939.00	1,331,651.00	1,339,328.00	1,353,836.00	1,341,680.00	1,346,478.00	1,341,628.00	1,340,916.00
Average Interest-Bearing Deposits	1,131,748.00	1,111,204.00	1,064,033.00	1,020,494.00	984,197.00	970,684.00	972,927.00	984,438.00	986,206.00	1,006,806.00	996,874.00	974,890.00
Average Noninterest-Bearing Deposits	351,180.00	354,396.00	351,001.00	357,224.00	355,742.00	360,967.00	366,401.00	369,398.00	355,474.00	339,672.00	344,754.00	366,026.00
Average Total Interest-Bearing Liabilities5	1,647,621.00	1,630,210.00	1,574,063.00	1,479,685.00	1,414,181.00	1,334,659.00	1,313,120.00	1,305,275.00	1,314,429.00	1,330,305.00	1,321,799.00	1,294,477.00
Average Long-Term Debt	179,806.00	182,830.00	181,875.00	177,130.00	175,944.00	175,289.00	173,052.00	175,414.00	183,586.00	182,201.00	197,116.00	196,213.00
Average Fed Funds Purchased & Repurchase Agreements	233,288.00	242,917.00	242,429.00	215,871.00	182,636.00	130,388.00	115,503.00	96,911.00
Average Short-Term Borrowings	37,444.00	33,104.00	29,397.00	10,869.00	17,936.00	6,455.00	2,459.00	1,877.00	109,902.00	106,685.00	94,988.00	92,032.00
Average Trading Liabilities	43,109.00	38,368.00	35,831.00	35,702.00	33,086.00	30,937.00	30,561.00	28,031.00
Average Other Interest-Bearing Liabilities	22,226.00	21,787.00	20,498.00	19,619.00	20,382.00	20,906.00	18,618.00	18,604.00	34,735.00	34,613.00	32,821.00	31,342.00
Net Interest Income Excluding Markets (Non-GAAP Operational NII)1	12,089.00	11,816.00	11,615.00	11,973.00	11,806.00	11,604.00	11,364.00	11,656.00
Markets Net Interest Income	428.00	501.00	481.00	358.00	144.00	104.00	131.00	180.00
Pre-Tax Pre-Provision Profit (PTPP)	8,127.00	8,961.00	7,116.00	7,566.00	7,590.00	7,443.00	6,258.00	6,478.00	7,299.00	7,396.00	6,525.00	4,692.00
Return on Average Tangible Common Equity (ROTCE)3	16.30	17.70	14.50	14.50	15.20	15.20	13.60	13.90	13.90	13.70	12.30	9.00
Return on Average Common Stockholders' Equity (ROE)	13.80	15.00	12.20	12.30	12.80	12.80	11.50	11.70	11.70	11.50	10.50	7.60
Return on Average Assets (ROA)	1.05	1.15	0.98	1.02	1.10	1.14	1.03	1.05	1.06	1.03	0.97	0.72
Consolidated Efficiency Ratio (Noninterest Expense / Total Revenue)	63.00	60.00	67.00	64.00	65.00	64.00	69.00	68.00	64.00	64.00	69.00	77.00
Tangible Book Value per Common Share (TBVPS, EOP)5	44.46	46.13	44.98	45.02	44.18	43.18	42.24	41.24	41.76	39.57	39.17	39.23
Book Value per Common Share (BVPS, EOP)	52.91	54.48	53.25	53.24	52.30	51.13	49.86	48.85	49.26	47.01	46.40	46.25
Tangible Common Equity (TCE, EOP)	133,447.00	139,703.00	137,817.00	139,219.00	139,119.00	139,057.00	137,776.00	135,628.00	139,711.00	134,660.00	137,163.00	141,193.00
Average Tangible Common Equity	139,052.00	139,376.00	140,188.00	139,961.00	139,539.00	137,697.00	138,015.00	137,591.00	139,346.00	136,347.00	140,582.00	139,641.00
Average Common Stockholders' Equity	164,317.00	164,729.00	165,585.00	165,498.00	165,111.00	163,315.00	163,001.00	162,666.00	164,634.00	161,654.00	165,823.00	164,898.00
Average Total Stockholders' Equity	182,469.00	181,910.00	183,693.00	183,844.00	183,428.00	183,268.00	183,358.00	182,933.00	184,368.00	181,552.00	186,669.00	185,853.00
Active Full-Time Equivalent Employees (Consolidated Headcount, EOP)	194,369.00	197,466.00	200,999.00	205,198.00	210,821.00	212,804.00	215,367.00	217,502.00	220,167.00	222,544.00	224,824.00	225,869.00

Digital Active Customers (90-Day Active Online & Mobile, EOP)2	38.20	38.00	38.10	37.20	37.00	36.60	36.70	36.00	35.80	35.60	35.50	34.80
Mobile Active Customers (90-Day Active Mobile, EOP)	34.00	33.70	33.50	32.80	32.50	32.10	31.80	31.40	31.20	30.80	30.50	29.90
Retail Bank Branches (EOP)	4,068.00	4,079.00	4,093.00	4,090.00	4,108.00	4,135.00	4,155.00	4,177.00	4,196.00	4,227.00	4,247.00	4,311.00
Debit Card Point-of-Sale (POS) Purchase Volume3	144.90	144.80	134.30	137.30	133.60	133.60	126.00	131.00	126.80	128.20	121.50	126.10
Debit Card Purchase Transactions	2,797.00	2,780.00	2,582.00	2,696.00	2,674.00	2,655.00	2,486.00	2,622.00	2,585.00	2,581.00	2,442.00	2,546.00
Consumer, Small & Business Banking (CSBB) Deposit Spread	2.68	2.60	2.58	2.60	2.59	2.53	2.44	2.46	2.52	2.50	2.53	2.70
Client Assets in CSBB Advisory & Brokerage Accounts (EOP)	289.00	282.00	261.00	265.00	262.00	249.00	237.00
Credit Card Point-of-Sale (POS) Purchase Volume3	45.00	44.50	40.00	42.20	40.30	39.90	36.70	45.10	43.40	42.90	39.10
Credit Card New Accounts Opened	661.00	662.00	631.00	710.00	707.00	452.00	396.00	486.00	615.00	677.00	651.00	655.00
Credit Card Loans 30+ Days Delinquency Rate (EOP)	2.69	2.58	2.77	2.78	2.68	2.63	2.81	2.91	2.87	2.71	2.92	2.80
Credit Card Loans 90+ Days Delinquency Rate (EOP)	1.34	1.34	1.45	1.42	1.34	1.32	1.45	1.51	1.43	1.40	1.55	1.41
Home Lending Residential Mortgage Loan Originations2	7.80	9.00	6.30	7.50	7.00	7.40	4.40	5.90	5.50	5.30	3.50
Percentage of Mortgage Originations Held for Sale (HFS)	23.80	20.60	24.40	21.90	31.00	34.00	38.20	40.30	41.00	38.60	43.50	45.40
Home Lending Loans 30+ Days Delinquency Rate (EOP)	0.33	0.32	0.30	0.31	0.32	0.30	0.29	0.29	0.30	0.33	0.30	0.32
Third-Party Residential Mortgage Loans Serviced (UPB, EOP)11	343.90	361.40	386.60	397.00	433.80	455.50	471.10	486.90	499.10	512.80	527.50	559.70
Residential Mortgages Serviced & Subserviced for Others (Note 6 UPB, EOP)		362.00	387.00	397.00	434.00	460.00	472.00	488.00	500.00	515.00	536.00	560.00
Commercial Mortgages Serviced & Subserviced for Others (Note 6 UPB, EOP)		77.00	77.00	77.00	75.00	74.00	75.00	531.00	539.00	543.00	545.00	548.00
Owned Residential Mortgage Loans Serviced (Note 6, EOP)				244.00	246.00	247.00	249.00	252.00	254.00	256.00	259.00	262.00
Owned Commercial Mortgage Loans Serviced (Note 6, EOP)				118.00	113.00	114.00	115.00	117.00	120.00	124.00	126.00	128.00
Total Managed Residential Mortgage Servicing Portfolio (Note 6, EOP)				641.00	680.00	707.00	721.00	740.00	754.00	771.00	795.00	822.00
Total Managed Commercial Mortgage Servicing Portfolio (Note 6, EOP)				195.00	188.00	188.00	190.00	648.00	659.00	667.00	671.00	676.00
Weighted-Average Note Rate — Residential Mortgages Serviced for Others		3.78	3.78	3.78	3.77	3.77	3.76	3.76	3.76	3.74	3.73	3.76
Weighted-Average Note Rate — Commercial Mortgages Serviced for Others		4.12	4.10	4.11	4.00	3.94	3.95	5.05	5.22	5.26	5.26	5.27
Total Mortgage Servicing Rights (MSRs) Carrying Value (Note 6, EOP)8		5,941.00	6,218.00	6,327.00	6,785.00	7,048.00	7,180.00	7,779.00	7,493.00	8,027.00	8,248.00	8,508.00
Residential MSRs at Fair Value (EOP)		5,343.00	5,608.00	5,696.00	6,167.00	6,417.00	6,536.00	6,844.00	6,544.00	7,061.00	7,249.00	7,468.00
Commercial MSRs at Amortized Cost (EOP)		598.00	610.00	631.00	618.00	631.00	644.00	935.00	949.00	966.00	999.00	1,040.00
Residential MSRs as % of Loans Serviced for Others				1.43	1.42	1.41	1.39	1.41	1.31	1.38	1.37	1.33
Commercial MSRs as % of Loans Serviced for Others				1.03	1.06	1.11	1.11	0.18	0.18	0.18	0.19	0.19
Residential MSRs Expected Weighted-Average Life(years)		6.4	6.3	6.3	6.4	6.4	6.4	6.4	6.3	6.4	6.3	6.3
Residential MSRs Prepayment Rate Assumption		7.60	8.10	8.00	8.00	8.10	8.20	8.10	8.50	8.40	8.70	8.90
Residential MSRs Discount Rate Assumption		9.40	9.30	9.10	9.50	9.70	9.80	10.10	9.60	9.90	9.70	9.40
Residential MSRs Cost to Service Assumption per Loan		89.00	94.00	96.00	102.00	103.00	102.00	103.00	104.00	104.00	108.00	105.00
Contractually Specified Servicing Fees, Late Charges & Ancillary Fees (Note 6)		292.00	308.00	328.00	347.00	367.00	406.00	464.00	462.00	462.00	474.00	489.00
Net Mortgage Servicing Fees (Note 6)		72.00	75.00	87.00	59.00	59.00	141.00	172.00	138.00	157.00	145.00	179.00
Auto Loan Originations1	10.10	9.70	9.70	10.20	8.80	6.90	4.60	5.00	4.10	3.70	4.10
Auto Loans 30+ Days Delinquency Rate (EOP)	1.39	1.31	1.26	1.52	1.54	1.72	1.87	2.31	2.28	2.31	2.36	2.80
CB&L Total Segment Revenue13	10,656.00	10,288.00	9,998.00	10,110.00	10,172.00	9,688.00	9,383.00	8,980.00	9,124.00	9,006.00	9,091.00	9,519.00
Revenue — Consumer, Small and Business Banking (CSBB)	7,579.00	7,308.00	7,019.00	7,130.00	7,089.00	6,748.00	6,451.00	6,067.00	6,222.00	6,129.00	6,092.00	6,554.00
Revenue — Credit Card	1,710.00	1,614.00	1,595.00	1,600.00	1,663.00	1,588.00	1,524.00	1,489.00	1,471.00	1,452.00	1,496.00	1,449.00
Revenue — Home Lending	743.00	762.00	787.00	807.00	870.00	821.00	866.00	854.00	842.00	823.00	864.00	839.00
Revenue — Auto	341.00	320.00	295.00	282.00	256.00	241.00	237.00	263.00	273.00	282.00	300.00	334.00
Revenue — Personal Lending	283.00	284.00	302.00	291.00	294.00	290.00	305.00	307.00	316.00	320.00	339.00	343.00
CB&L Net Interest Income	8,016.00	7,742.00	7,551.00	7,661.00	7,628.00	7,305.00	7,039.00	7,020.00	7,149.00	7,024.00	7,110.00	7,629.00
CB&L Total Noninterest Income3	2,640.00	2,546.00	2,447.00	2,449.00	2,544.00	2,383.00	2,344.00	1,960.00	1,975.00	1,982.00	1,981.00	1,890.00
CB&L Card Fees	1,201.00	1,148.00	1,064.00	1,088.00	1,162.00	1,109.00	978.00	1,019.00	1,031.00	1,036.00	990.00	960.00
CB&L Deposit-Related Fees	797.00	747.00	720.00	693.00	698.00	653.00	651.00	657.00	710.00	690.00	677.00	694.00
CB&L Mortgage Banking Noninterest Income	119.00	154.00	163.00	179.00	199.00	169.00	222.00	185.00	137.00	135.00	193.00	115.00
CB&L Provision for Credit Losses	791.00	945.00	818.00	911.00	767.00	945.00	739.00	911.00	930.00	932.00	788.00	790.00
CB&L Net Loan Charge-Offs	780.00	799.00	820.00	775.00	766.00	818.00	877.00	887.00	871.00	907.00	881.00	852.00
CB&L Noninterest Expense	6,188.00	6,286.00	6,589.00	6,238.00	6,376.00	6,179.00	6,342.00	5,925.00	5,624.00	5,701.00	6,024.00	6,046.00
CB&L Segment Net Income	2,755.00	2,290.00	1,941.00	2,219.00	2,270.00	1,923.00	1,732.00	1,602.00	1,924.00	1,777.00	1,706.00	2,011.00
CB&L Return on Allocated Capital (ROAC)	32.40	27.10	23.10	18.80	19.20	16.40	14.90	13.40	16.30	15.10	14.50	17.60
CB&L Efficiency Ratio	58.00	61.00	66.00	62.00	63.00	64.00	68.00	66.00	62.00	63.00	66.00	64.00
CB&L Average Total Loans9	342,119.00	337,828.00	335,265.00	333,001.00	329,099.00	319,033.00	321,464.00	321,424.00	323,615.00	325,939.00	329,729.00	333,533.00
Average Loans — Home Lending	197,423.00	197,949.00	198,493.00	200,226.00	201,803.00	203,556.00	205,507.00	207,780.00	209,825.00	211,994.00	214,335.00	216,733.00
Average Loans — Credit Card	53,896.00	52,655.00	53,041.00	52,898.00	51,121.00	49,947.00	50,109.00	50,243.00	49,141.00	47,463.00	46,412.00	45,842.00
Average Loans — Auto	58,803.00	55,701.00	52,567.00	48,699.00	44,775.00	42,366.00	42,498.00	43,005.00	43,949.00	45,650.00	47,621.00	49,078.00
Average Loans — Personal Lending	13,969.00	13,631.00	13,765.00	13,977.00	13,880.00	13,651.00	13,902.00	14,291.00	14,470.00	14,462.00	14,896.00	15,386.00
Average Loans — Consumer, Small and Business Banking (CSBB)	18,028.00	17,892.00	17,399.00	17,201.00	17,520.00	9,513.00	9,448.00	6,105.00	6,230.00	6,370.00	6,465.00	6,494.00
CB&L Period-End Total Loans	345,037.00	340,939.00	336,560.00	336,010.00	331,180.00	320,005.00	319,462.00	321,430.00	322,745.00	325,360.00	328,007.00	332,867.00
CB&L Average Total Deposits	825,120.00	828,363.00	816,621.00	807,643.00	808,942.00	805,537.00	799,882.00	773,631.00	773,554.00	778,228.00	773,248.00	779,490.00
CB&L Period-End Total Deposits	833,092.00	832,165.00	840,556.00	821,100.00	810,992.00	806,572.00	821,261.00	783,490.00	775,745.00	781,817.00	794,160.00	782,309.00
CB&L Average Allocated Capital	33,000.00	33,000.00	33,000.00	45,500.00	45,500.00	45,500.00	45,500.00	45,500.00	45,500.00	45,500.00	45,500.00	44,000.00

Commercial Banking (CB) Total Revenue14	3,236.00	3,118.00	3,120.00	3,079.00	3,041.00	2,933.00	2,925.00	3,171.00	3,333.00	3,122.00	3,152.00	3,368.00
CB Revenue — Lending and Leasing	1,316.00	1,278.00	1,250.00	1,254.00	1,251.00	1,262.00	1,267.00	1,291.00	1,293.00	1,308.00	1,309.00	1,337.00
CB Revenue — Treasury Management and Payments	1,352.00	1,307.00	1,304.00	1,284.00	1,206.00	1,250.00	1,260.00	1,423.00	1,434.00	1,412.00	1,421.00	1,527.00
CB Net Interest Income	2,134.00	2,047.00	1,988.00	1,993.00	1,949.00	1,983.00	1,977.00	2,248.00	2,289.00	2,281.00	2,278.00	2,525.00
CB Total Noninterest Income3	1,102.00	1,071.00	1,132.00	1,086.00	1,092.00	950.00	948.00	923.00	1,044.00	841.00	874.00	843.00
CB Deposit-Related Fees	327.00	325.00	319.00	320.00	311.00	324.00	335.00	303.00	303.00	290.00	284.00	257.00
CB Lending-Related Fees	156.00	148.00	150.00	147.00	144.00	138.00	136.00	140.00	138.00	139.00	138.00	138.00
CB Lease Income	115.00	106.00	121.00	115.00	119.00	116.00	123.00	124.00	126.00	133.00	149.00	155.00
CB Provision for Credit Losses	240.00	131.00	150.00	105.00	39.00	-43.00	187.00	33.00	85.00	29.00	143.00	40.00
CB Net Loan Charge-Offs	131.00	93.00	58.00	96.00	83.00	98.00	41.00	111.00	50.00	97.00	75.00	35.00
CB Noninterest Expense	1,400.00	1,412.00	1,608.00	1,443.00	1,445.00	1,519.00	1,670.00	1,525.00	1,480.00	1,506.00	1,679.00	1,630.00
CB Segment Net Income	1,195.00	1,176.00	1,017.00	1,142.00	1,162.00	1,086.00	794.00	1,203.00	1,318.00	1,182.00	986.00	1,273.00
CB Return on Allocated Capital (ROAC)	17.30	17.20	15.00	16.50	16.80	15.80	11.40	17.40	19.20	17.30	14.30	19.00
CB Efficiency Ratio	43.00	45.00	52.00	47.00	48.00	52.00	57.00	48.00	44.00	48.00	53.00	48.00
CB Average Total Loans4	240,458.00	237,127.00	229,060.00	224,016.00	219,356.00	226,461.00	223,804.00	221,795.00	222,116.00	224,423.00	223,921.00	223,332.00
CB Average Commercial & Industrial (C&I) Loans	183,872.00	181,739.00	174,308.00	170,565.00	166,946.00	167,134.00	164,113.00	162,060.00	161,967.00	164,027.00	163,273.00	162,877.00
CB Average Commercial Real Estate (CRE) Loans	41,090.00	40,179.00	39,481.00	38,405.00	37,605.00	44,373.00	44,598.00	44,555.00	44,756.00	44,990.00	45,296.00	45,393.00
CB Average Lease Financing & Other Loans	15,496.00	15,209.00	15,271.00	15,046.00	14,805.00	14,954.00	15,093.00	15,180.00	15,393.00	15,406.00	15,352.00	15,062.00
CB Period-End Total Loans	246,970.00	239,808.00	236,577.00	228,627.00	223,235.00	229,544.00	228,266.00	223,318.00	223,999.00	226,473.00	227,660.00	224,774.00
CB Average Total Deposits	198,946.00	189,534.00	185,897.00	180,989.00	171,976.00	177,994.00	182,859.00	184,293.00	173,158.00	166,892.00	164,027.00	163,299.00
CB Period-End Total Deposits	205,813.00	198,805.00	189,802.00	190,004.00	176,954.00	179,848.00	181,469.00	188,650.00	178,406.00	168,979.00	168,547.00	162,526.00
CB Average Allocated Capital	26,000.00	26,000.00	26,000.00	26,000.00	26,000.00	26,000.00	26,000.00	26,000.00	26,000.00	26,000.00	26,000.00	25,500.00
Corporate & Investment Banking (CIB) Total Revenue11	5,008.00	5,425.00	5,278.00	4,616.00	4,879.00	4,673.00	5,064.00	4,613.00	4,911.00	4,838.00	4,982.00	4,735.00
CIB Total Banking Revenue3	1,986.00	2,013.00	1,957.00	1,761.00	1,831.00	1,675.00	1,770.00	1,826.00	1,812.00	1,805.00	1,841.00	1,899.00
CIB Banking — Lending Revenue	692.00	724.00	700.00	656.00	647.00	601.00	618.00	691.00	698.00	688.00	681.00	774.00
CIB Banking — Treasury Management and Payments Revenue	683.00	661.00	655.00	648.00	630.00	611.00	618.00	644.00	695.00	687.00	686.00	742.00
CIB Banking — Investment Banking Revenue	611.00	628.00	602.00	457.00	554.00	463.00	534.00	491.00	419.00	430.00	474.00	383.00
CIB Commercial Real Estate (CRE) Revenue	1,171.00	1,197.00	1,146.00	1,236.00	1,186.00	1,212.00	1,449.00	1,274.00	1,364.00	1,283.00	1,223.00	1,291.00
CIB Total Markets Revenue3	1,835.00	2,206.00	2,173.00	1,602.00	1,853.00	1,779.00	1,827.00	1,493.00	1,754.00	1,793.00	1,828.00	1,571.00
CIB Markets — Fixed Income, Currencies, and Commodities (FICC)	1,262.00	1,536.00	1,583.00	1,164.00	1,355.00	1,391.00	1,382.00	1,179.00	1,327.00	1,228.00	1,359.00	1,122.00
CIB Markets — Equities	543.00	635.00	543.00	453.00	450.00	387.00	448.00	385.00	396.00	558.00	450.00	457.00
CIB Markets — Credit Adjustment (CVA/DVA/FVA) and Other	30.00	35.00	47.00	-15.00	48.00	1.00	-3.00	-71.00	31.00	7.00	19.00	-8.00
CIB Net Interest Income	2,216.00	2,273.00	2,184.00	2,082.00	1,870.00	1,815.00	1,790.00	2,054.00	1,909.00	1,945.00	2,027.00	2,359.00
CIB Total Noninterest Income4	2,792.00	3,152.00	3,094.00	2,534.00	3,009.00	2,858.00	3,274.00	2,559.00	3,002.00	2,893.00	2,955.00	2,376.00
CIB Net Gains from Trading Activities	1,053.00	1,309.00	1,382.00	927.00	1,367.00	1,335.00	1,358.00	986.00	1,366.00	1,387.00	1,405.00	1,022.00
CIB Investment Banking Fees	908.00	948.00	844.00	694.00	826.00	700.00	765.00	726.00	668.00	634.00	647.00	489.00
CIB Deposit-Related Fees	283.00	277.00	274.00	272.00	273.00	266.00	275.00	269.00	279.00	263.00	262.00	246.00
CIB Lending-Related Fees	236.00	229.00	217.00	220.00	214.00	209.00	201.00	221.00	213.00	205.00	203.00	199.00
CIB Provision for Credit Losses	-18.00	-181.00	175.00	78.00	-107.00	103.00		205.00	26.00	285.00	5.00	498.00
CIB Net Loan Charge-Offs	73.00	-15.00	224.00	182.00	96.00	75.00	97.00	214.00	196.00	303.00	196.00	376.00
CIB Noninterest Expense	2,454.00	2,497.00	2,692.00	2,347.00	2,362.00	2,251.00	2,476.00	2,300.00	2,229.00	2,170.00	2,330.00	2,132.00
CIB Segment Net Income	1,924.00	2,329.00	1,809.00	1,639.00	1,966.00	1,737.00	1,941.00	1,580.00	1,992.00	1,785.00	1,981.00	1,582.00
CIB Return on Allocated Capital (ROAC)	15.50	19.20	14.90	13.80	16.80	14.90	17.00	13.40	17.10	15.40	17.20	13.40
CIB Efficiency Ratio	49.00	46.00	51.00	51.00	48.00	48.00	49.00	50.00	45.00	45.00	47.00	45.00
CIB Average Total Trading-Related Assets4	402,560.00	401,477.00	397,898.00	364,360.00	315,595.00	283,747.00	276,407.00	256,853.00	234,210.00	219,549.00	201,236.00	203,924.00
CIB Average Trading Assets (Excluding Derivatives)	200,006.00	204,106.00	205,653.00	197,928.00	177,045.00	158,449.00	159,548.00	149,082.00
CIB Average Securities Borrowed / Purchased Under Resale Agreements	172,424.00	170,853.00	169,870.00	144,040.00	115,868.00	101,894.00
CIB Average Derivative Assets	30,130.00	26,518.00	22,375.00	22,392.00	22,682.00	23,404.00	19,688.00	20,254.00	19,668.00	18,552.00	17,033.00	19,308.00
CIB Period-End Total Trading-Related Assets	394,717.00	444,717.00	388,655.00	398,491.00	355,241.00	292,997.00	301,924.00	265,316.00	245,616.00	230,729.00	212,824.00	197,199.00
CIB Average Total Loans9	353,430.00	359,373.00	342,315.00	312,866.00	295,895.00	285,886.00	277,287.00	273,962.00	275,218.00	275,787.00	283,243.00	290,091.00
CIB Average Loans — Banking	119,355.00	124,981.00	117,741.00	100,961.00	92,787.00	88,994.00	86,528.00	85,722.00	86,548.00	86,130.00	90,897.00	94,699.00
CIB Average Loans — Commercial Real Estate	123,403.00	123,146.00	119,452.00	116,584.00	117,115.00	117,917.00	117,318.00	119,414.00	124,056.00	128,107.00	131,709.00	133,921.00
CIB Average Loans — Markets	110,672.00	111,246.00	105,122.00	95,321.00	85,993.00	78,975.00	73,441.00	68,826.00	64,614.00	61,550.00	60,637.00	61,471.00
CIB Period-End Total Loans	355,859.00	355,752.00	353,151.00	333,509.00	303,980.00	290,578.00	280,664.00	278,680.00	273,723.00	275,330.00	275,597.00	287,432.00
CIB Average Total Assets	818,661.00	825,944.00	801,973.00	735,281.00	679,877.00	641,499.00	611,037.00	588,154.00	574,697.00	558,063.00	550,933.00	556,196.00
CIB Period-End Total Assets	818,817.00	862,472.00	805,350.00	787,751.00	715,683.00	658,029.00	632,478.00	597,278.00	583,144.00	565,334.00	553,105.00	547,203.00
CIB Average Total Deposits	248,075.00	234,762.00	214,345.00	214,520.00	204,056.00	202,420.00	203,914.00	205,077.00	194,315.00	187,545.00	183,273.00	173,117.00
CIB Period-End Total Deposits	258,551.00	250,097.00	214,501.00	224,146.00	211,051.00	208,048.00	209,200.00	212,948.00	199,700.00	200,920.00	195,969.00	185,142.00
CIB Average Allocated Capital	46,500.00	46,500.00	46,500.00	44,000.00	44,000.00	44,000.00	44,000.00	44,000.00	44,000.00	44,000.00	44,000.00	44,000.00
Average Company Trading General VaR (99% 1-Day, MD&A)6		31.00	29.00	30.00	33.00	30.00	25.00	29.00	24.00	28.00	36.00	29.00
Average Trading VaR — Credit Risk		14.00	18.00	19.00	21.00	20.00	46.00	35.00	32.00	31.00	35.00	58.00
Average Trading VaR — Interest Rate Risk		14.00	8.00	5.00	5.00	3.00	33.00	32.00	34.00	30.00	33.00	68.00
Average Trading VaR — Equity Risk		28.00	21.00	21.00	20.00	20.00	23.00	20.00	19.00	20.00	22.00	27.00
Average Trading VaR — Foreign Exchange Risk		1.00	1.00	5.00	7.00	5.00	1.00	1.00	0.00	0.00	1.00	13.00
Average Trading VaR — Commodity Risk		4.00	4.00	3.00	3.00	3.00	2.00	3.00	2.00	6.00	2.00	11.00
Average Trading VaR — Diversification Benefit		-30.00	-23.00	-23.00	-23.00	-21.00	-80.00	-62.00	-63.00	-59.00	-57.00	-62.00

Total Company-Wide Client Assets (WIM + CSBB Brokerage, EOP)1	2,739.00	2,691.00	2,483.00	2,509.00	2,473.00	2,346.00	2,233.00
WIM Total Client Assets (EOP)2	2,450.00	2,409.00	2,222.00	2,244.00	2,211.00	2,097.00	1,996.00	2,293.00	2,294.00	2,200.00	2,186.00	2,084.00
WIM Advisory Assets (EOP)	1,230.00	1,225.00	1,119.00	1,127.00	1,104.00	1,042.00	980.00	998.00	993.00	945.00	939.00	891.00
WIM Other Brokerage Assets and Deposits (EOP)	1,509.00	1,466.00	1,364.00	1,382.00	1,369.00	1,304.00	1,253.00	1,295.00	1,301.00	1,255.00	1,247.00	1,193.00
WIM Total Segment Revenue7	4,104.00	3,892.00	3,875.00	3,821.00	3,674.00	3,438.00	3,404.00	3,958.00	3,878.00	3,858.00	3,742.00	3,660.00
WIM Net Interest Income	950.00	919.00	905.00	868.00	851.00	785.00	730.00	856.00	842.00	906.00	869.00	906.00
WIM Total Noninterest Income2	3,154.00	2,973.00	2,970.00	2,953.00	2,823.00	2,653.00	2,674.00	3,102.00	3,036.00	2,952.00	2,873.00	2,754.00
WIM Investment Advisory and Other Asset-Based Fees	2,706.00	2,506.00	2,503.00	2,492.00	2,353.00	2,208.00	2,234.00	2,504.00	2,406.00	2,357.00	2,267.00	2,111.00
WIM Commissions and Brokerage Services Fees	426.00	437.00	438.00	442.00	424.00	400.00	421.00	539.00	548.00	521.00	545.00	531.00
WIM Noninterest Expense	3,286.00	3,160.00	3,262.00	3,074.00	3,013.00	2,865.00	2,946.00	3,307.00	3,154.00	3,193.00	3,230.00	3,023.00
WIM Income Before Income Tax Expense	802.00	715.00	623.00	756.00	675.00	561.00	447.00	678.00	708.00	679.00	509.00	656.00
WIM Segment Net Income	603.00	537.00	468.00	565.00	506.00	420.00	349.00	508.00	529.00	484.00	381.00	491.00
WIM Return on Allocated Capital (ROAC)	36.00	32.40	28.40	33.60	29.90	25.00	20.90	30.20	31.50	29.00	22.70	30.40
WIM Efficiency Ratio	80.00	81.00	84.00	80.00	82.00	83.00	87.00	84.00	81.00	83.00	86.00	83.00
WIM Average Total Deposits4	108,671.00	109,788.00	112,098.00	105,542.00	99,764.00	99,458.00	102,097.00	118,327.00	107,991.00	102,843.00	101,474.00	102,130.00
WIM Period-End Total Deposits	110,229.00	110,599.00	113,659.00	117,478.00	103,957.00	97,318.00	102,162.00	127,008.00	112,472.00	103,722.00	102,478.00	103,902.00
WIM Average Total Loans	95,371.00	91,143.00	88,386.00	84,949.00	82,330.00	81,271.00	80,930.00	83,570.00	82,797.00	83,166.00	82,483.00	82,181.00
WIM Period-End Total Loans	97,986.00	93,804.00	89,537.00	87,106.00	83,786.00	81,327.00	80,955.00	84,340.00	83,023.00	83,338.00	82,999.00	82,555.00
WIM Average Allocated Capital	6,500.00	6,500.00	6,500.00	6,500.00	6,500.00	6,500.00	6,500.00	6,500.00	6,500.00	6,500.00	6,500.00	6,250.00

Consolidated Period-End Total Loans2	1,048,113.00	1,031,115.00	1,016,787.00	986,167.00	943,102.00	924,418.00	913,842.00	912,745.00	909,711.00	917,907.00	922,784.00	936,682.00
Total Commercial Loans (EOP)3	647,145.00	636,299.00	629,640.00	599,895.00	563,465.00	549,770.00	540,699.00	534,159.00	530,642.00	536,611.00	538,328.00	547,427.00
Commercial and Industrial (C&I) Loans (EOP)	499,337.00	487,630.00	481,915.00	452,068.00	417,904.00	402,150.00	390,533.00	381,241.00	372,750.00	374,588.00	372,963.00	380,388.00
Commercial Real Estate (CRE) Loans (EOP)	132,020.00	132,986.00	132,213.00	132,284.00	130,250.00	132,560.00	134,035.00	136,505.00	141,410.00	145,318.00	148,786.00	150,616.00
Lease Financing (EOP)	15,788.00	15,683.00	15,512.00	15,543.00	15,311.00	15,060.00	16,131.00	16,413.00	16,482.00	16,705.00	16,579.00	16,423.00
Total Consumer Loans (EOP)4	400,968.00	394,816.00	387,147.00	386,272.00	379,637.00	374,648.00	373,143.00	378,586.00	379,069.00	381,296.00	384,456.00	389,255.00
Residential Mortgage Loans (EOP)	240,437.00	240,774.00	240,839.00	242,190.00	243,910.00	245,755.00	247,613.00	250,269.00	252,676.00	255,085.00	257,622.00	260,724.00
Credit Card Loans (EOP)	59,488.00	58,394.00	57,277.00	59,540.00	56,996.00	55,318.00	54,608.00	56,542.00	55,046.00	53,756.00	52,035.00	52,230.00
Auto Loans (EOP)	60,177.00	56,924.00	53,794.00	50,487.00	46,041.00	42,878.00	41,482.00	42,367.00	42,815.00	44,280.00	46,202.00	47,762.00
Other Consumer Loans (EOP)	40,866.00	38,724.00	35,237.00	34,055.00	32,690.00	30,697.00	29,440.00	29,408.00	28,532.00	28,175.00	28,597.00	28,539.00
Average Interest Rate / Yield on Total Loans2	5.65	5.60	5.62	5.78	5.97	5.95	5.96	6.16	6.41	6.40	6.38	6.35
Yield on Total Commercial Loans3	5.68	5.64	5.67	5.93	6.23	6.24	6.28	6.65	7.05	7.08	7.06	7.05
Yield on Commercial and Industrial (C&I) Loans	5.68	5.65	5.68	5.94	6.26	6.29	6.34	6.73	7.16	7.22	7.18	7.20
Yield on Commercial Real Estate (CRE) Loans	5.63	5.56	5.62	5.94	6.15	6.17	6.19	6.52	6.90	6.93	6.94	6.88
Yield on Lease Financing	5.93	5.88	5.81	5.86	5.85	5.72	5.78	5.77	5.68	5.47	5.34	5.17
Yield on Total Consumer Loans4	5.61	5.53	5.55	5.55	5.59	5.52	5.51	5.48	5.51	5.43	5.42	5.37
Yield on Residential Mortgage Loans	3.79	3.74	3.72	3.72	3.72	3.70	3.68	3.68	3.67	3.65	3.61	3.60
Yield on Credit Card Loans	12.12	12.11	12.31	12.27	12.70	12.65	12.74	12.53	12.73	12.75	13.14	13.03
Yield on Auto Loans	5.95	5.84	5.72	5.70	5.59	5.48	5.33	5.29	5.22	5.09	4.98	4.90
Yield on Other Consumer Loans	6.45	6.46	6.66	6.98	7.40	7.47	7.61	7.97	8.56	8.56	8.62	8.68
Total Net Loan Charge-Offs3	983.00	876.00	1,100.00	1,046.00	942.00	997.00	1,009.00	1,211.00	1,111.00	1,301.00	1,149.00	1,252.00
Total Net Loan Charge-Off Rate (Annualized % of Average Loans)8	0.38	0.34	0.45	0.43	0.40	0.44	0.45	0.53	0.49	0.57	0.50	0.53
Commercial Net Charge-Off Rate (Annualized)	0.18	0.10	0.24	0.22	0.18	0.18	0.16	0.30	0.24	0.35	0.25	0.34
C&I Net Charge-Off Rate (Annualized)	0.13	0.11	0.29	0.15	0.13	0.18	0.11	0.14	0.14	0.20	0.16	0.09
CRE Net Charge-Off Rate (Annualized)	0.32	0.05	0.06	0.48	0.32	0.18	0.28	0.74	0.51	0.74	0.50	0.99
Consumer Net Charge-Off Rate (Annualized)	0.70	0.74	0.78	0.75	0.73	0.81	0.86	0.85	0.83	0.88	0.84	0.79
Credit Card Net Charge-Off Rate (Annualized)	3.73	4.18	4.21	3.97	4.02	4.54	4.76	4.49	4.38	4.96	4.48	4.02
Auto Net Charge-Off Rate (Annualized)	0.57	0.39	0.49	0.49	0.45	0.29	0.62	0.77	0.76	0.70	0.96	1.06
Residential Mortgage Net Charge-Off Rate (Annualized)	-0.02	-0.02	-0.02	-0.02	-0.04		-0.02	-0.02	-0.04	-0.03	-0.02
Other Consumer Net Charge-Off Rate (Annualized)	0.80	0.88	1.03	1.09	1.19	1.35	1.39	1.56	1.82	1.77	1.88	1.79
Net Charge-Offs — Total Commercial3	281.00	156.00	360.00	325.00	250.00	247.00	211.00	403.00	323.00	468.00	341.00	472.00
Net Charge-Offs — Commercial and Industrial (C&I)	162.00	131.00	331.00	157.00	131.00	179.00	108.00	132.00	129.00	188.00	148.00	90.00
Net Charge-Offs — Commercial Real Estate (CRE)	107.00	16.00	19.00	158.00	107.00	61.00	95.00	261.00	184.00	271.00	187.00	377.00
Net Charge-Offs — Lease Financing	12.00	9.00	10.00	10.00	12.00	7.00	8.00	10.00	10.00	9.00	6.00	5.00
Net Charge-Offs — Total Consumer4	702.00	720.00	740.00	721.00	692.00	750.00	798.00	808.00	788.00	833.00	808.00	780.00
Net Charge-Offs — Credit Card	554.00	600.00	605.00	583.00	571.00	622.00	650.00	628.00	601.00	649.00	577.00	520.00
Net Charge-Offs — Auto	84.00	54.00	63.00	60.00	50.00	30.00	64.00	82.00	83.00	79.00	112.00	130.00
Net Charge-Offs — Other Consumer	79.00	80.00	86.00	91.00	93.00	101.00	99.00	112.00	127.00	124.00	132.00	127.00
Net Charge-Offs — Residential Mortgage	-15.00	-14.00	-14.00	-13.00	-22.00	-3.00	-15.00	-14.00	-23.00	-19.00	-13.00	3.00
Total Allowance for Credit Losses (ACL) for Loans (EOP)9	14,458.00	14,407.00	14,374.00	14,337.00	14,311.00	14,568.00	14,552.00	14,636.00	14,739.00	14,789.00	14,862.00	15,088.00
Allowance for Loan Losses (ALLL, EOP)	13,819.00	13,905.00	13,864.00	13,797.00	13,744.00	13,961.00	14,029.00	14,183.00	14,330.00	14,360.00	14,421.00	14,606.00
Allowance for Unfunded Credit Commitments (EOP)	639.00	502.00	510.00	540.00	567.00	607.00	523.00	453.00	409.00	429.00	441.00	482.00
ACL for Loans as % of Total Loans	1.38	1.40	1.41	1.45	1.52	1.58	1.59	1.60	1.62	1.61	1.61	1.61
ACL for Loans as % of Nonaccrual Loans	205.00	188.00	170.00	175.00	188.00	188.00	182.00	189.00	180.00	175.00	184.00	183.00
Allowance for Loan Losses as % of Total Loans	1.32	1.35	1.36	1.40	1.46	1.51	1.54	1.55	1.58	1.56	1.56	1.56
Allowance for Loan Losses as % of Nonaccrual Loans	196.00	182.00	164.00	168.00	181.00	180.00	176.00	183.00	175.00	170.00	179.00	177.00
Ratio of Allowance for Loan Losses to Annualized Net Charge-Offs(×)	3.54	3.96	3.11	3.32	3.68	3.49	3.43	2.95	3.24	2.74	3.12	2.94
ACL Allocation — Total Commercial ($M)3	7,428.00	7,395.00	7,529.00	7,457.00	7,552.00	7,835.00	7,930.00	7,946.00	8,092.00	8,236.00	8,317.00	8,412.00
ACL Allocation — Commercial & Industrial ($M)	5,081.00	4,834.00	4,840.00	4,510.00	4,376.00	4,306.00	4,331.00	4,151.00	4,230.00	4,276.00	4,332.00	4,272.00
ACL Allocation — Commercial Real Estate ($M)	2,128.00	2,349.00	2,478.00	2,737.00	2,965.00	3,317.00	3,365.00	3,583.00	3,653.00	3,754.00	3,782.00	3,939.00
ACL Allocation — Lease Financing ($M)	219.00	212.00	211.00	210.00	211.00	212.00	234.00	212.00	209.00	206.00	203.00	201.00
ACL Allocation — Total Consumer ($M)4	7,030.00	7,012.00	6,845.00	6,880.00	6,759.00	6,733.00	6,622.00	6,690.00	6,647.00	6,553.00	6,545.00	6,676.00
ACL Allocation — Credit Card ($M)	4,962.00	4,974.00	4,902.00	4,956.00	4,907.00	4,910.00	4,840.00	4,869.00	4,704.00	4,517.00	4,321.00	4,223.00
ACL Allocation — Residential Mortgage ($M)	527.00	543.00	525.00	555.00	569.00	568.00	542.00	541.00	542.00	521.00	596.00	652.00
ACL Allocation — Auto ($M)	1,033.00	948.00	878.00	817.00	717.00	657.00	629.00	636.00	726.00	804.00	894.00	1,042.00
ACL Allocation — Other Consumer ($M)	508.00	547.00	540.00	552.00	566.00	598.00	611.00	644.00	675.00	711.00	734.00	759.00
Total Nonperforming Assets (NPAs, EOP)3	7,359.00	7,944.00	8,768.00	8,503.00	7,832.00	7,964.00	8,225.00	7,936.00	8,384.00	8,650.00	8,240.00	8,443.00
Total Nonperforming Assets as % of Total Loans	0.70	0.77	0.86	0.86	0.83	0.86	0.90	0.87	0.92	0.94	0.89	0.90
Total Nonaccrual Loans (EOP)3	7,060.00	7,643.00	8,469.00	8,201.00	7,614.00	7,757.00	7,978.00	7,730.00	8,172.00	8,434.00	8,075.00	8,256.00
Total Nonaccrual Loans as % of Total Loans	0.67	0.74	0.83	0.83	0.81	0.84	0.87	0.85	0.90	0.92	0.88	0.88
Nonaccrual Loans — Total Commercial3	4,169.00	4,735.00	5,513.00	5,266.00	4,459.00	4,563.00	4,883.00	4,618.00	4,952.00	5,161.00	4,739.00	4,914.00
Nonaccrual Loans — Commercial & Industrial (C&I)	1,372.00	1,248.00	1,646.00	1,312.00	1,050.00	925.00	969.00	763.00	743.00	754.00	750.00	662.00
Nonaccrual Loans — Commercial Real Estate (CRE)	2,716.00	3,402.00	3,779.00	3,879.00	3,334.00	3,556.00	3,836.00	3,771.00	4,115.00	4,321.00	3,913.00	4,188.00
Nonaccrual Loans — Lease Financing	81.00	85.00	88.00	75.00	75.00	82.00	78.00	84.00	94.00	86.00	76.00	64.00
Nonaccrual Loans — Total Consumer3	2,891.00	2,908.00	2,956.00	2,935.00	3,155.00	3,194.00	3,095.00	3,112.00	3,220.00	3,273.00	3,336.00	3,342.00
Nonaccrual Loans — Residential Mortgage	2,787.00	2,811.00	2,860.00	2,838.00	3,057.00	3,090.00	2,982.00	2,991.00	3,086.00	3,135.00	3,193.00	3,192.00
Nonaccrual Loans — Auto	78.00	72.00	70.00	70.00	71.00	76.00	83.00	89.00	99.00	103.00	109.00	115.00
Nonaccrual Loans — Other Consumer	26.00	25.00	26.00	27.00	27.00	28.00	30.00	32.00	35.00	35.00	34.00	35.00
Foreclosed Assets (EOP)	299.00	301.00	299.00	302.00	218.00	207.00	247.00	206.00	212.00	216.00	165.00	187.00
Commercial Real Estate (CRE) Loans by Property Type — Total Loans (EOP)8	132,020.00	132,986.00	132,213.00	132,284.00	130,250.00	132,560.00	134,035.00	136,505.00	141,410.00	145,318.00
CRE Loans — Apartments2	36,192.00	36,456.00	36,605.00	36,974.00	37,677.00	38,910.00	39,537.00	39,758.00	41,349.00	43,048.00	42,680.00	42,585.00
Apartments — Nonaccrual Loans	385.00	337.00	396.00	386.00	287.00	378.00	352.00	85.00	27.00	28.00	46.00	56.00
Apartments — Total Commitments	42,121.00	42,146.00	41,787.00	41,554.00	41,732.00	43,085.00	43,808.00	44,783.00	47,382.00	49,846.00	50,220.00	51,749.00
CRE Loans — Office2	18,643.00	20,002.00	20,736.00	21,958.00	23,670.00	25,219.00	26,415.00	27,380.00	28,996.00	29,704.00	30,477.00	31,526.00
Office — Nonaccrual Loans	1,876.00	2,225.00	2,394.00	2,461.00	2,450.00	2,532.00	2,897.00	3,136.00	3,529.00	3,693.00	3,136.00	3,357.00
Office — Total Commitments	19,669.00	21,084.00	21,689.00	23,360.00	24,613.00	26,400.00	27,611.00	28,768.00	30,563.00	31,636.00	32,725.00	34,295.00
CRE Loans — Industrial / Warehouse2	29,651.00	29,130.00	27,469.00	25,959.00	23,854.00	23,485.00	23,286.00	24,038.00	24,603.00	24,877.00	25,734.00	25,413.00
Industrial / Warehouse — Nonaccrual Loans	22.00	22.00	39.00	42.00	46.00	46.00	67.00	74.00	52.00	25.00	26.00	28.00
Industrial / Warehouse — Total Commitments	34,193.00	36,127.00	32,203.00	31,377.00	30,020.00	25,736.00	25,576.00	26,178.00	26,816.00	27,268.00	27,972.00	28,493.00
CRE Loans — Hotel / Motel2	11,943.00	11,791.00	12,344.00	12,764.00	11,882.00	12,005.00	11,606.00	11,506.00	11,465.00	11,601.00	12,523.00	12,725.00
Hotel / Motel — Nonaccrual Loans	169.00	608.00	735.00	719.00	289.00	253.00	239.00	190.00	213.00	252.00	186.00	171.00
Hotel / Motel — Total Commitments	12,375.00	12,357.00	12,885.00	13,154.00	12,262.00	12,358.00	12,004.00	12,015.00	11,885.00	12,130.00	13,239.00	13,612.00
CRE Loans — Shopping Center	10,052.00	9,755.00	9,477.00	9,353.00	8,092.00	7,980.00	7,969.00	8,113.00	8,585.00	8,718.00	8,661.00	8,745.00
CRE Loans — Retail (Excluding Shopping Center)	9,984.00	10,037.00	10,287.00	10,568.00	10,714.00	11,175.00	11,296.00	11,345.00	11,376.00	11,273.00	11,480.00	11,670.00
CRE Loans — Institutional	5,033.00	5,648.00	5,016.00	5,402.00	5,891.00	5,105.00	5,095.00	5,186.00	5,393.00	5,555.00	5,795.00	5,986.00
Total CRE Commitments (Loans + Unfunded)	148,618.00	151,003.00	148,061.00	147,653.00	145,354.00	144,000.00	145,642.00	149,010.00	155,610.00	161,758.00
C&I and Lease Financing by Industry — Total Loans (EOP)16	515,125.00	503,313.00	497,427.00	467,611.00	433,215.00	417,210.00	406,664.00	397,654.00	389,232.00	391,293.00
C&I Loans — Financials Except Banks (Total)4	200,884.00	198,229.00	208,018.00	193,015.00	158,547.00	157,092.00	151,564.00	156,831.00	146,597.00	145,269.00	140,105.00	146,635.00
C&I Loans — Asset Managers and Funds	72,844.00	73,530.00	74,425.00	69,752.00	56,518.00	53,944.00	54,470.00	59,847.00
C&I Loans — Commercial Finance	54,441.00	51,768.00	61,799.00	60,955.00	46,648.00	53,573.00	51,969.00	51,786.00
C&I Loans — Consumer Finance	33,351.00	31,945.00	33,849.00	27,794.00	24,280.00	22,552.00	20,209.00	20,840.00
C&I Loans — Real Estate Finance	40,248.00	40,986.00	37,945.00	34,514.00	31,101.00	27,023.00	24,916.00	24,358.00
C&I Loans — Technology, Telecom and Media	30,422.00	28,634.00	25,534.00	26,552.00	22,545.00	22,868.00	23,259.00	23,590.00	23,907.00	24,661.00	25,021.00	25,460.00
C&I Loans — Real Estate and Construction	32,795.00	31,772.00	29,201.00	29,321.00	28,432.00	27,507.00	25,411.00	24,839.00	25,082.00	26,090.00	25,800.00	24,987.00
C&I Loans — Equipment, Machinery and Parts Manufacturing	31,083.00	30,995.00	27,821.00	25,985.00	26,805.00	25,539.00	25,563.00	25,135.00	25,931.00	25,727.00	25,914.00	24,785.00
C&I Loans — Retail	24,540.00	21,665.00	19,946.00	19,644.00	20,382.00	17,931.00	18,623.00	17,709.00	19,964.00	19,674.00	19,841.00	19,596.00
C&I Loans — Materials and Commodities	16,363.00	15,322.00	15,017.00	13,609.00	14,192.00	14,263.00	14,476.00	13,624.00	14,019.00	14,842.00	15,301.00	14,235.00
C&I Loans — Food and Beverage Manufacturing	17,200.00	17,068.00	16,755.00	17,838.00	17,143.00	17,158.00	16,316.00	16,665.00	16,501.00	16,535.00	16,321.00	16,047.00
C&I Loans — Auto Related	16,881.00	17,316.00	17,136.00	16,984.00	15,998.00	16,584.00	16,505.00	16,507.00	16,741.00	17,224.00	15,669.00	15,203.00
C&I Loans — Oil, Gas and Pipelines	11,311.00	11,432.00	12,325.00	10,237.00	9,669.00	9,433.00	10,950.00	10,503.00	10,042.00	10,308.00	10,125.00	10,730.00
C&I Loans — Health Care and Pharmaceuticals	13,751.00	13,364.00	12,974.00	13,513.00	13,692.00	14,115.00	13,590.00	13,620.00	14,394.00	14,508.00	15,001.00	14,863.00
C&I Loans — Utilities	8,505.00	8,653.00	8,946.00	8,232.00	8,132.00	7,441.00	7,030.00	6,641.00	6,518.00	6,839.00	7,020.00	8,325.00
C&I Loans — Commercial Services	12,024.00	11,705.00	12,059.00	11,481.00	10,682.00	10,929.00	11,148.00	11,152.00	10,774.00	10,699.00	10,813.00	11,095.00
C&I Loans — Entertainment and Recreation	13,912.00	13,505.00	13,810.00	13,208.00	12,248.00	12,785.00	13,786.00	12,672.00	12,227.00	13,040.00	13,830.00	13,968.00
C&I Loans — Insurance and Fiduciaries	4,976.00	4,941.00	3,455.00	6,128.00	3,723.00	4,463.00	5,456.00	4,368.00	5,154.00	5,749.00	5,230.00	4,715.00
C&I Loans — Transportation Services	9,160.00	8,863.00	8,745.00	8,237.00	7,831.00	8,321.00	9,418.00	9,560.00	9,230.00	9,407.00	8,956.00	9,277.00
Total C&I and Lease Financing Commitments (EOP)	962,505.00	949,968.00	934,845.00	913,521.00	850,945.00	824,918.00	807,798.00	799,642.00	779,771.00	777,515.00

Common Equity Tier 1 (CET1) Capital Ratio — Standardized Approach7	10.00	10.30	10.30	10.60	11.00	11.10	11.10	11.10	11.30	11.00	11.20	11.40
Common Equity Tier 1 (CET1) Capital Ratio — Advanced Approach	11.80	12.10	12.10	12.40	12.70	12.70	12.70	12.40	12.70	12.30	12.40	12.60
Tier 1 Capital Ratio — Standardized Approach	11.30	11.40	11.40	11.90	12.30	12.50	12.60	12.60	12.80	12.30	12.70	13.00
Tier 1 Capital Ratio — Advanced Approach	13.30	13.40	13.40	13.80	14.30	14.30	14.50	14.10	14.40	13.80	14.10	14.30
Total Capital Ratio — Standardized Approach	13.60	13.70	13.80	14.30	14.80	15.00	15.20	15.20	15.50	15.00	15.40	15.70
Total Capital Ratio — Advanced Approach	15.10	15.30	15.30	15.70	16.20	16.20	16.50	16.10	16.40	15.80	16.20	16.40
Tier 1 Leverage Ratio	6.80	6.90	7.00	7.50	7.70	8.00	8.10	8.10	8.30	8.00	8.20	8.50
Supplementary Leverage Ratio (SLR)	5.70	5.80	5.90	6.20	6.40	6.70	6.80	6.70	6.90	6.70	6.90	7.10
Total Qualifying Capital — Standardized Approach (EOP)8	182.20	184.20	181.80	184.70	183.70	184.20	185.50	184.70	188.50	183.20	188.10	193.10
Total Qualifying Capital — Advanced Approach (EOP)	172.10	174.20	171.70	174.60	173.50	173.90	175.40	174.50	178.20	172.90	177.80	182.70
Common Equity Tier 1 (CET1) Capital (EOP)										134.20	136.70	140.80
Tier 2 Capital — Standardized Approach (EOP)	31.00	31.50	31.40	31.10	30.90	31.50	31.60	31.80	31.90	32.70	33.20	33.30
Tier 2 Capital — Advanced Approach (EOP)	20.90	21.50	21.30	21.00	20.70	21.20	21.50	21.60	21.60	22.40	22.90	22.90
Total Risk-Weighted Assets (RWAs) — Standardized Approach (EOP)	1,339.80	1,342.30	1,316.00	1,294.60	1,242.40	1,225.90	1,222.00	1,216.10	1,219.90	1,219.50	1,221.60	1,231.70
Total Risk-Weighted Assets (RWAs) — Advanced Approach (EOP)	1,140.80	1,140.20	1,121.00	1,112.50	1,072.20	1,070.40	1,063.60	1,085.00	1,089.30	1,093.00	1,099.60	1,114.30
Total Leverage Exposure (SLR Denominator, Note 25)		2,642,462.00	2,569,772.00	2,466,623.00	2,379,262.00	2,289,800.00	2,267,157.00	2,267,641.00	2,262,863.00	2,258,524.00	2,262,154.00	2,253,933.00
Adjusted Average Assets (Tier 1 Leverage Denominator, Note 25)		2,199,518.00	2,139,900.00	2,052,117.00	1,981,767.00	1,904,726.00	1,891,911.00	1,891,333.00	1,889,683.00	1,887,507.00	1,889,773.00	1,880,981.00
Basel III Pillar 3 — Total Advanced Approach Risk-Weighted Assets3		1,140,242.00	1,121,045.00	1,112,533.00	1,072,212.00	1,070,421.00	1,063,610.00	1,085,017.00	1,089,274.00	1,093,025.00	1,099,557.00	1,114,281.00
Pillar 3 — Total Credit Risk-Weighted Assets6		811,989.00	802,049.00	785,554.00	749,137.00	740,235.00	730,901.00	726,855.00	735,536.00	753,679.00	756,678.00	756,905.00
Pillar 3 Credit RWA — Wholesale Exposures		427,209.00	423,130.00	416,164.00	405,930.00	403,823.00	402,784.00	400,536.00	404,004.00	414,656.00	420,725.00	426,757.00
Pillar 3 Credit RWA — Retail Exposures		140,434.00	136,910.00	133,388.00	129,285.00	132,079.00	131,502.00	129,374.00	143,078.00	146,415.00	145,712.00	143,117.00
Pillar 3 Credit RWA — Counterparty Exposures (OTC Derivatives & Repo)		61,373.00	51,868.00	47,414.00	45,001.00	40,411.00	36,060.00	34,875.00	33,899.00	31,411.00	29,704.00	27,991.00
Pillar 3 Credit RWA — Equity Exposures		57,086.00	65,555.00	66,537.00	52,307.00	50,870.00	50,832.00	53,443.00	47,397.00	50,503.00	53,087.00	53,839.00
Pillar 3 Credit RWA — Securitization Exposures		43,599.00	44,131.00	41,221.00	38,087.00	35,520.00	33,984.00	34,711.00	32,272.00	32,510.00	31,518.00	31,527.00
Pillar 3 Credit RWA — Credit Valuation Adjustments (CVA)		24,392.00	23,784.00	21,545.00	21,186.00	19,220.00	17,780.00	16,311.00	18,162.00	17,510.00	15,313.00	15,033.00
Pillar 3 — Operational Risk-Weighted Assets		280,425.00	271,675.00	275,825.00	272,713.00	273,013.00	264,463.00	298,588.00	299,950.00	295,250.00	297,563.00	308,513.00
Pillar 3 — Market Risk-Weighted Assets		47,828.00	47,321.00	51,154.00	50,362.00	57,173.00	68,246.00	59,574.00	53,788.00	44,096.00	45,316.00	48,863.00
Eligible External Total Loss Absorbing Capacity (TLAC) as % of RWAs5	23.00	22.80	23.00	23.20	24.60	24.40	25.10	24.80	25.30	24.80	25.10	25.00
Total Eligible External TLAC Amount		306,119.00	302,419.00	300,597.00	305,937.00	299,404.00	306,818.00	301,936.00	308,493.00	302,253.00	306,606.00	308,489.00
Eligible External TLAC as % of Total Leverage Exposure		11.58	11.77	12.19	12.86	13.08	13.53	13.31	13.63	13.38	13.55	13.69
Eligible Unsecured Long-Term Debt Amount		142,308.00	144,618.00	141,576.00	144,622.00	138,312.00	139,074.00	135,288.00	138,929.00	138,087.00	143,536.00	140,760.00
Eligible Unsecured Long-Term Debt as % of RWAs		10.60	10.99	10.94	11.64	11.28	11.38	11.12	11.39	11.32	11.75	11.43
Eligible Unsecured Long-Term Debt as % of Total Leverage Exposure		5.39	5.63	5.74	6.08	6.04	6.13	5.97	6.14	6.11	6.35	6.25
Average Liquidity Coverage Ratio (LCR)3	122.00	119.00	120.00	119.00	121.00	121.00	125.00	125.00	127.00	124.00	126.00	125.00
LCR — Average Total High-Quality Liquid Assets (HQLA)2		414,240.00	403,197.00	389,791.00	381,075.00	367,608.00	371,748.00	370,101.00	369,500.00	356,291.00	353,027.00	350,063.00
LCR — Average Eligible HQLA Securities		258,511.00	256,743.00	250,520.00	227,259.00	236,155.00	227,020.00	205,715.00	193,282.00	165,530.00	151,669.00	162,930.00
LCR — Average Eligible Cash		155,729.00	146,454.00	139,271.00	153,816.00	131,453.00	144,728.00	164,386.00	176,218.00	190,761.00	201.36	187,133.00
LCR — Average Projected Net Cash Outflows		347,085.00	335,531.00	327,403.00	315,355.00	303,111.00	297,553.00	295,537.00	290,236.00	286,631.00	281,173.00	279,903.00
LCR — Average Excess HQLA Over Net Cash Outflows		67.00	68.00	62.00	66.00	65.00	74.00	75.00	79.00	70.00	72.00	70.00
Average Net Stable Funding Ratio (NSFR)2		122.00	122.00	123.00	125.00	126.00	127.00	127.00	129.00	127.00	128.00	125.00
NSFR — Average Available Stable Funding (ASF)		1,345,141.00	1,319,120.00	1,289,541.00	1,267,426.00	1,238,906.00	1,229,686.00	1,231,079.00	1,240,797.00	1,233,535.00	1,260,737.00	1,269,469.00
NSFR — Average Required Stable Funding (RSF)		1,105,236.00	1,081,032.00	1,044,758.00	1,013,691.00	983,220.00	970,407.00	968,098.00	965,364.00	968,982.00	985,514.00	1,012,391.00
Common Stock Repurchased (Monthly Item 2 & Quarterly Total)		37,355,572.00	46,306,204.00	58,215,637.00	74,559,425.00	43,889,096.00	44,539,135.00	57,832,364.00	61,995,046.00	100,539,202.00	112,465,634.00	51,685,503.00

Wells Fargo Bank, N.A. (FDIC Cert #3511) — Total Assets (FFIEC Call Report)12		1,907,928.00	1,852,239.00	1,822,693.00	1,767,105.00	1,746,394.00	1,711,028.00	1,705,538.00	1,698,675.00	1,719,839.00	1,743,283.00	1,733,244.00
Wells Fargo Bank, N.A. — Total Loans & Leases (Gross)7		997,790.00	985,437.00	953,077.00	912,348.00	894,622.00	882,016.00	879,490.00	877,915.00	886,400.00	889,240.00	904,289.00
Wells Fargo Bank, N.A. — Real Estate Loans		360,262.00	361,336.00	361,285.00	361,175.00	364,865.00	366,907.00	371,449.00	378,171.00	384,468.00	389,332.00	394,038.00
Wells Fargo Bank, N.A. — Commercial & Industrial (C&I) Loans		200,246.00	198,483.00	184,944.00	182,948.00	184,276.00	188,725.00	181,870.00	183,790.00	185,105.00	187,626.00	186,893.00
Wells Fargo Bank, N.A. — Consumer Loans		121,199.00	116,977.00	116,597.00	109,701.00	104,867.00	105,264.00	107,805.00	106,214.00	107,727.00	108,023.00	110,096.00
Wells Fargo Bank, N.A. — Credit Card Loans		58,394.00	57,277.00	59,540.00	56,996.00	55,318.00	54,607.00	56,542.00	55,046.00	54,467.00	52,774.00	53,047.00
Wells Fargo Bank, N.A. — Auto Loans		56,924.00	53,794.00	50,487.00	46,042.00	42,878.00	41,499.00	42,379.00	42,823.00	44,285.00	46,205.00	47,763.00
Wells Fargo Bank, N.A. — Allowance for Loan & Lease Losses		13,910.00	13,871.00	13,806.00	13,754.00	13,968.00	14,040.00	14,194.00	14,338.00	14,367.00	14,426.00	14,607.00
Wells Fargo Bank, N.A. — Noncurrent Loans (90+ Days Past Due or Nonaccrual)		10,399.00	11,654.00	11,429.00	11,076.00	11,922.00	12,104.00	12,567.00	12,241.00	12,064.00	11,911.00	12,014.00
Wells Fargo Bank, N.A. — Investment Securities		442,269.00	420,321.00	414,940.00	414,315.00	399,848.00	396,949.00	391,460.00	402,678.00	393,125.00	390,173.00	386,239.00
Wells Fargo Bank, N.A. — Trading Account Assets		95,106.00	98,939.00	107,330.00	93,488.00	81,170.00	71,201.00	63,971.00	64,717.00	61,752.00	53,007.00	52,144.00
Wells Fargo Bank, N.A. — Cash & Balances Due from Depository Institutions		201,423.00	173,552.00	172,490.00	172,498.00	194,110.00	177,323.00	202,184.00	184,488.00	231,032.00	268,370.00	236,339.00
Wells Fargo Bank, N.A. — Total Deposits5		1,563,534.00	1,516,982.00	1,483,390.00	1,424,841.00	1,398,809.00	1,419,560.00	1,435,051.00	1,417,132.00	1,423,112.00	1,434,491.00	1,416,886.00
Wells Fargo Bank, N.A. — Domestic Office Deposits		1,554,614.00	1,510,143.00	1,476,890.00	1,418,394.00	1,392,827.00	1,412,718.00	1,416,882.00	1,397,345.00	1,403,197.00	1,414,352.00	1,392,417.00
Wells Fargo Bank, N.A. — Foreign Office Deposits		8,920.00	6,839.00	6,500.00	6,447.00	5,982.00	6,842.00	18,169.00	19,787.00	19,915.00	20,139.00	24,469.00
Wells Fargo Bank, N.A. — Estimated FDIC-Insured Deposits		840,759.00	839,527.00	821,222.00	801,914.00	794,093.00	811,274.00	812,243.00	818,955.00	844,936.00	852,046.00	842,539.00
Wells Fargo Bank, N.A. — Core Deposits		1,403,259.00	1,367,054.00	1,353,419.00	1,307,002.00	1,298,541.00	1,321,409.00	1,308,254.00	1,269,894.00	1,254,788.00	1,255,201.00	1,233,311.00
Wells Fargo Bank, N.A. — Brokered Deposits		151,509.00	141,891.00	122,961.00	110,700.00	94,590.00	90,461.00	99,386.00	116,053.00	132,869.00	139,426.00	134,303.00
Wells Fargo Bank, N.A. — Total Unused Commitments1		684,167.00	700,859.00	659,911.00	634,071.00	602,655.00	610,642.00	598,396.00	715,396.00	710,863.00	710,772.00	703,069.00
Wells Fargo Bank, N.A. — Unused Credit Card Lines		210,695.00	201,942.00	197,865.00	190,619.00	185,932.00	182,868.00	178,873.00	178,405.00	184,460.00	179,812.00	176,856.00
Wells Fargo Bank, N.A. — Total Bank Equity Capital		169,518.00	173,016.00	173,751.00	172,663.00	171,723.00	168,241.00	166,189.00	170,296.00	165,821.00	163,345.00	162,969.00
Wells Fargo Bank, N.A. — CET1 Capital Ratio (Call Report / Standardized)9		12.06	12.58	12.81	13.13	13.25	13.17	13.08	13.27	12.93	12.67	12.49
Wells Fargo Bank, N.A. — CET1 Capital Ratio (Advanced Approach, Note 25)		15.29	16.05	16.14	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00
Wells Fargo Bank, N.A. — Total Capital Ratio (Standardized, Note 25)		13.51	14.06	14.31	14.63	14.76	15.16	15.09	15.34	15.01	14.74	14.56
Wells Fargo Bank, N.A. — Total Capital Ratio (Advanced, Note 25)		16.05	16.81	16.90	17.11	17.13	17.72	17.25	17.43	16.95	16.56	16.26
Wells Fargo Bank, N.A. — Tier 1 Leverage Ratio		8.02	8.40	8.69	8.70	8.93	8.84	8.72	8.90	8.68	8.46	8.45
Wells Fargo Bank, N.A. — Supplementary Leverage Ratio (SLR, Note 25)		6.54	6.84	7.09	7.13	7.31	7.25	7.16	7.32	7.14	6.97	6.94
Wells Fargo Bank, N.A. — Tier 1 Capital		148,541.00	151,450.00	151,833.00	150,610.00	149,749.00	147,334.00	145,651.00	149,051.00	145,522.00	142,959.00	142,108.00
Wells Fargo Bank, N.A. — Standardized Risk-Weighted Assets		1,231,425.10	1,203,546.50	1,184,912.24	1,147,471.72	1,130,142.36	1,118,675.40	1,113,189.52	1,123,335.62	1,125,557.27	1,128,621.43	1,137,605.13
Wells Fargo Bank, N.A. — Advanced Approach Risk-Weighted Assets (Note 25)		971,178.00	943,876.00	940,876.00	921,346.00	915,438.00	901,328.00	916,135.00	931,629.00	937,335.00	944,342.00	956,545.00
Wells Fargo Bank, N.A. — Total Leverage Exposure (Note 25)		2,272,935.00	2,213,313.00	2,141,519.00	2,112,499.00	2,047,569.00	2,031,205.00	2,033,458.00	2,036,197.00	2,036,997.00	2,050,910.00	2,048,633.00
Wells Fargo Bank, N.A. — Quarterly Net Income (Call Report)9		6,847.00	5,961.00	6,236.00	6,073.00	6,787.00	5,543.00	5,631.00	5,948.00	5,691.00	5,363.00	3,956.00
Wells Fargo Bank, N.A. — Quarterly Net Interest Income		13,291.00	13,105.00	13,363.00	13,068.00	12,803.00	12,593.00	13,235.00	13,001.00	12,998.00	13,085.00	13,595.00
Wells Fargo Bank, N.A. — Quarterly Noninterest Income		6,186.00	6,028.00	6,000.00	6,189.00	6,365.00	6,294.00	5,588.00	6,019.00	5,630.00	5,691.00	5,328.00
Wells Fargo Bank, N.A. — Quarterly Noninterest Expense		10,339.00	10,899.00	10,663.00	10,753.00	10,341.00	10,957.00	11,014.00	10,165.00	10,386.00	11,326.00	13,189.00
Wells Fargo Bank, N.A. — Quarterly Provision for Credit Losses		913.00	1,133.00	1,072.00	684.00	1,003.00	935.00	1,138.00	1,067.00	1,238.00	940.00	1,290.00
Wells Fargo Bank, N.A. — Quarterly Net Loan Charge-Offs		876.00	1,101.00	1,048.00	945.00	995.00	1,014.00	1,211.00	1,112.00	1,302.00	1,149.00	1,256.00
Wells Fargo Bank, N.A. — Net Interest Margin (YTD Annualized)		3.13	3.14	3.29	3.30	3.29	3.28	3.37	3.34	3.33	3.33	3.58
Wells Fargo Bank, N.A. — Return on Assets (YTD Annualized)		1.38	1.30	1.41	1.42	1.43	1.30	1.32	1.32	1.28	1.23	1.29
Wells Fargo Bank, N.A. — Return on Equity (YTD Annualized)		14.88	13.75	14.45	14.46	14.62	13.26	13.66	13.69	13.48	13.15	13.56
Wells Fargo Bank, N.A. — Efficiency Ratio (YTD)		54.77	56.66	55.41	55.77	55.84	57.97	56.93	56.42	57.97	60.24	58.91
Wells Fargo Bank, N.A. — Full-Time Equivalent Employees		174,186.00	179,673.00	182,057.00	186,018.00	188,658.00	192,066.00	192,713.00	194,961.00	198,786.00	201,660.00	199,715.00
Wells Fargo Bank, N.A. — Domestic Branches & Offices		4,161.00	4,175.00	4,173.00	4,190.00	4,217.00	4,238.00	4,259.00	4,274.00	4,308.00	4,329.00	4,386.00
Wells Fargo Bank, N.A. — Foreign Branches & Offices		27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00
Wells Fargo National Bank West (FDIC Cert #27389) — Total Assets6		8,769.68	9,029.63	9,005.21	9,289.49	9,406.70	10,221.43	10,455.42	10,343.57	12,011.69	13,377.57	14,793.56
Wells Fargo National Bank West — Total Loans & Leases		4,745.33	4,907.30	5,052.48	5,199.36	5,337.49	5,513.35	5,663.03	5,799.09	5,947.52	6,113.05	6,239.02
Wells Fargo National Bank West — Total Deposits		6,933.68	7,237.36	7,253.41	7,562.67	7,407.05	8,419.16	8,762.78	8,711.79	10,258.80	11,295.89	12,204.51
Wells Fargo National Bank West — Total Equity Capital		1,683.28	1,644.06	1,603.56	1,571.76	1,542.72	1,522.85	1,511.78	1,426.75	1,472.34	1,432.09	1,345.68
Wells Fargo National Bank West — CET1 Capital Ratio		64.87	59.16	57.38	54.25	52.00	47.58	45.42	43.98	38.66	34.77	31.52
Wells Fargo National Bank West — Quarterly Net Income		21.10	22.44	21.13	20.41	22.28	20.31	27.46	18.50	27.22	24.40	15.33
Wells Fargo National Bank West — FTE Employees		0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Wells Fargo Bank South Central, N.A. (FDIC Cert #5146) — Total Assets4		2,590.23	2,700.34	2,815.07	3,660.92	3,525.16	4,322.83	4,465.16	3,879.94	3,780.29	3,899.73	3,927.71
Wells Fargo Bank South Central, N.A. — Total Deposits		1,673.21	1,786.13	1,916.26	2,666.95	2,406.94	3,290.91	3,501.93	2,918.82	2,776.76	2,864.80	3,004.53
Wells Fargo Bank South Central, N.A. — Total Equity Capital		780.20	769.96	758.29	851.08	837.72	820.15	804.37	784.81	785.26	772.27	753.01
Wells Fargo Bank South Central, N.A. — CET1 Capital Ratio		80.53	75.99	71.72	67.80	63.85	54.91	52.08	54.22	53.33	50.82	49.65
Wells Fargo Bank South Central, N.A. — Quarterly Net Income		10.24	11.67	12.22	12.95	16.19	14.43	14.80	10.32	11.26	9.44	3.46
Total Unfunded Credit Commitments (Note 3.4, EOP)2		679,244.00	661,691.00	666,735.00	634,732.00	618,050.00	610,995.00	609,565.00	601,978.00	602,227.00	605,288.00	603,507.00
Unfunded Credit Commitments — Total Commercial2		464,672.00	453,266.00	461,279.00	432,834.00	419,148.00	412,741.00	414,452.00	404,739.00	402,662.00	408,020.00	408,894.00
Unfunded Credit Commitments — Commercial and Industrial (C&I)		446,655.00	437,418.00	445,910.00	417,730.00	407,708.00	401,134.00	401,947.00	390,539.00	386,222.00	391,006.00	388,043.00
Unfunded Credit Commitments — Commercial Real Estate (CRE)		18,017.00	15,848.00	15,369.00	15,104.00	11,440.00	11,607.00	12,505.00	14,200.00	16,440.00	17,014.00	20,851.00
Unfunded Credit Commitments — Total Consumer3		214,572.00	208,425.00	205,456.00	201,898.00	198,902.00	198,254.00	195,113.00	197,239.00	199,565.00	197,268.00	194,613.00
Unfunded Credit Commitments — Credit Card Lines		192,190.00	183,990.00	180,563.00	174,007.00	169,742.00	166,974.00	163,256.00	162,975.00	163,618.00	159,373.00	156,012.00
Unfunded Credit Commitments — Residential Mortgage & HELOC Lines		14,926.00	17,527.00	17,496.00	20,286.00	21,460.00	23,341.00	23,872.00	26,053.00	27,621.00	29,089.00	29,754.00
Unfunded Credit Commitments — Other Consumer Lines		7,456.00	6,908.00	7,397.00	7,605.00	7,700.00	7,939.00	7,985.00	8,211.00	8,326.00	8,806.00	8,847.00
Derivative Notional — Interest Rate Contracts (Trading / Non-Hedging, Note 13.1)7		11,475,877.00	13,731,943.00	11,919,067.00	12,869,084.00	10,551,628.00	10,902,433.00	9,510,281.00	10,075,086.00	10,050,171.00	11,187,286.00	10,409,720.00
Derivative Notional — Foreign Exchange Contracts (Trading / Non-Hedging)		6,496,069.00	6,016,142.00	5,601,838.00	5,174,800.00	4,478,725.00	3,841,779.00	3,506,412.00	3,504,791.00	2,678,411.00	2,405,527.00	2,273,383.00
Derivative Notional — Equity Contracts (Trading / Non-Hedging)		701,879.00	618,429.00	634,436.00	639,208.00	557,922.00	550,735.00	487,097.00	462,077.00	446,013.00	466,301.00	438,458.00
Derivative Notional — Commodity Contracts (Trading / Non-Hedging)		162,959.00	179,667.00	117,863.00	122,956.00	119,903.00	128,745.00	96,321.00	91,151.00	88,973.00	85,706.00	88,491.00
Derivative Notional — Credit Contracts (Trading / Non-Hedging)		66,808.00	68,078.00	62,336.00	62,918.00	56,006.00	58,699.00	47,557.00	47,613.00	45,565.00	64,705.00	60,439.00
Derivative Notional — Interest Rate Contracts (Qualifying Accounting Hedges)		522,894.00	439,228.00	377,837.00	361,199.00	316,117.00	300,490.00	294,127.00	342,859.00	347,596.00	368,567.00	357,096.00
Total Derivative Assets Fair Value Before Netting		113,110.00	99,544.00	84,530.00	79,891.00	97,924.00	72,628.00	98,709.00	73,154.00	67,383.00	67,121.00	73,371.00
Total Derivative Liabilities Fair Value Before Netting		112,132.00	95,886.00	86,956.00	78,765.00	98,075.00	75,667.00	99,349.00	76,005.00	71,981.00	72,236.00	80,639.00
Guarantees — Total Maximum Exposure to Loss (Note 16.1, EOP)6		233,546.00	175,084.00	145,628.00	139,148.00	124,386.00	108,092.00	80,673.00	75,697.00	65,231.00	57,194.00	55,911.00
Guarantees Max Exposure — Standby Letters of Credit		23,126.00	22,460.00	22,346.00	21,366.00	20,661.00	21,242.00	21,817.00	22,363.00	22,545.00	22,632.00	22,456.00
Guarantees Max Exposure — Loans and LHFS Sold with Recourse		14,530.00	14,556.00	14,339.00	14,096.00	14,090.00	13,824.00	13,874.00	13,879.00	13,795.00	13,887.00	13,819.00
Guarantees Max Exposure — Other Guarantees and Indemnifications		10,489.00	9,013.00	7,972.00	4,037.00	3,373.00	2,739.00	3,061.00	2,707.00	2,443.00	2,455.00	2,120.00
Guarantees Max Exposure — Direct Pay Letters of Credit		3,540.00	3,225.00	2,865.00	3,024.00	3,090.00	3,110.00	3,069.00	3,302.00	3,753.00	3,958.00	3,966.00
Guarantees Max Exposure — Non-Investment Grade Portion		19,389.00	19,958.00	19,692.00	19,281.00	19,061.00	18,707.00	19,646.00	20,419.00	20,104.00	20,152.00	19,914.00
Guarantees — Total Carrying Value of Obligation		351.00	289.00	263.00	229.00	225.00	222.00	210.00	219.00	211.00	211.00	192.00
U.S. Commercial Banks — Delinquency Rate on All Loans (Fed Call Report Aggregate)8		1.38	1.46	1.50	1.44	1.44	1.53	1.55	1.49	1.43	1.43	1.42
U.S. Commercial Banks — Delinquency Rate on Credit Card Loans		2.85	2.91	2.95	2.99	3.04	3.05	3.08	3.20	3.22	3.17	3.10
U.S. Commercial Banks — Delinquency Rate on Single-Family Residential Mortgages		1.86	1.88	1.79	1.78	1.78	1.77	1.77	1.74	1.73	1.71	1.70
U.S. Commercial Banks — Delinquency Rate on Commercial Real Estate Loans		1.53	1.56	1.58	1.57	1.57	1.57	1.56	1.51	1.42	1.21	1.16
U.S. Commercial Banks — Delinquency Rate on Commercial & Industrial Loans		1.27	1.33	1.34	1.33	1.29	1.28	1.27	1.18	1.15	1.11	1.02
U.S. Commercial Banks — Net Charge-Off Rate on All Loans		0.55	0.57	0.61	0.59	0.60	0.64	0.68	0.64	0.65	0.63	0.63
U.S. Commercial Banks — Net Charge-Off Rate on Credit Card Loans		3.82	3.82	4.09	4.18	4.19	4.44	4.57	4.69	4.56	4.40	4.18
Fed SLOOS — Net % of Domestic Banks Tightening C&I Loan Standards	0.00	8.10	5.30	6.50	9.50	18.50	6.20	0.00	7.90	15.60	14.50	33.90
Fed SLOOS — Net % of Domestic Banks Tightening Credit Card Loan Standards	6.70	2.00	0.00	4.20	10.40	5.60	9.40	18.40	20.00	21.20	22.90	28.90

Consolidated Total Revenue8	21,870.00	22,622.00	21,446.00	21,292.00	21,436.00	20,822.00	20,149.00	20,378.00	20,366.00	20,689.00	20,863.00	20,478.00
Consolidated Net Interest Income2	12,517.00	12,317.00	12,096.00	12,331.00	11,950.00	11,708.00	11,495.00	11,836.00	11,690.00	11,923.00	12,227.00	12,771.00
Total Interest Income	23,908.00	23,284.00	22,445.00	22,602.00	22,419.00	21,320.00	20,973.00	22,055.00	22,998.00	22,884.00	22,840.00	22,839.00
Total Interest Expense	11,391.00	10,967.00	10,349.00	10,271.00	10,469.00	9,612.00	9,478.00	10,219.00	11,308.00	10,961.00	10,613.00	10,068.00
Consolidated Total Noninterest Income10	9,353.00	10,305.00	9,350.00	8,961.00	9,486.00	9,114.00	8,654.00	8,542.00	8,676.00	8,766.00	8,636.00	7,707.00
Investment Advisory and Other Asset-Based Fees	3,046.00	2,821.00	2,824.00	2,803.00	2,660.00	2,499.00	2,536.00	2,566.00	2,463.00	2,415.00	2,331.00	2,169.00
Deposit-Related Fees	1,415.00	1,357.00	1,319.00	1,291.00	1,290.00	1,249.00	1,269.00	1,237.00	1,299.00	1,249.00	1,230.00	1,202.00
Net Gains from Trading Activities	1,109.00	1,393.00	1,351.00	979.00	1,408.00	1,376.00	1,384.00	106.00	1,438.00	1,442.00	1,454.00	1,070.00
Card Fees	1,274.00	1,222.00	1,138.00	1,149.00	1,223.00	1,173.00	1,044.00	1,084.00	1,096.00	1,101.00	1,061.00	1,027.00
Investment Banking Fees	894.00	939.00	796.00	716.00	840.00	696.00	775.00	725.00	672.00	641.00	627.00	455.00
Lending-Related Fees	420.00	405.00	393.00	393.00	384.00	373.00	364.00	388.00	376.00	369.00	367.00	366.00
Commissions and Brokerage Services Fees	670.00	687.00	667.00	657.00	651.00	610.00	638.00	635.00	646.00	614.00	626.00	619.00
Mortgage Banking Noninterest Income	164.00	256.00	201.00	322.00	268.00	230.00	332.00	294.00	280.00	243.00	230.00	202.00
Net Gains (Losses) from Equity Securities	4.00	847.00	172.00	319.00	149.00	119.00	-343.00	715.00	257.00	80.00	18.00	35.00
Other Noninterest Income	386.00	377.00	489.00	329.00	613.00	789.00	802.00	343.00	319.00	320.00	296.00	270.00
Provision for Credit Losses	1,029.00	914.00	1,135.00	1,040.00	681.00	1,005.00	932.00	1,095.00	1,065.00	1,236.00	938.00	1,282.00
Consolidated Total Noninterest Expense6	13,743.00	13,661.00	14,330.00	13,726.00	13,846.00	13,379.00	13,891.00	13,900.00	13,067.00	13,293.00	14,338.00	15,786.00
Personnel Expense	8,745.00	8,851.00	9,593.00	9,077.00	9,021.00	8,709.00	9,474.00	9,071.00	8,591.00	8,575.00	9,492.00	9,181.00
Technology, Telecommunications and Equipment Expense	1,492.00	1,457.00	1,397.00	1,374.00	1,319.00	1,287.00	1,223.00	1,282.00	1,142.00	1,106.00	1,053.00	1,076.00
Occupancy Expense	804.00	803.00	778.00	840.00	784.00	766.00	761.00	789.00	786.00	763.00	714.00	740.00
Professional and Outside Services Expense	1,168.00	1,109.00	1,066.00	1,236.00	1,177.00	1,089.00	1,038.00	1,237.00	1,130.00	1,139.00	1,101.00	1,242.00
Advertising and Promotion Expense	337.00	361.00	369.00	352.00	295.00	266.00	181.00	243.00	205.00	224.00	197.00	259.00
Other Noninterest Expense (incl. Operating Losses & FDIC Assessments)	1,197.00	1,080.00	1,127.00	847.00	1,250.00	1,262.00	1,214.00	1,278.00	768.00	834.00	984.00	2,765.00
Income Before Income Tax Expense		8,047.00	5,981.00	6,526.00	6,909.00	6,438.00	5,326.00	5,383.00	6,234.00	6,160.00	5,587.00	3,410.00
Income Tax Expense		1,402.00	691.00	1,103.00	1,300.00	916.00	522.00	120.00	1,064.00	1,251.00	964.00	-100.00
Wells Fargo Consolidated Net Income2	5,951.00	6,407.00	5,253.00	5,361.00	5,589.00	5,494.00	4,894.00	5,079.00	5,114.00	4,910.00	4,619.00	3,446.00
Preferred Stock Dividends and Other	248.00	247.00	253.00	247.00	248.00	280.00	278.00	278.00	262.00	270.00	306.00	286.00
Wells Fargo Net Income Applicable to Common Stock	5,703.00	6,160.00	5,000.00	5,114.00	5,341.00	5,214.00	4,616.00	4,801.00	4,852.00	4,640.00	4,313.00	3,160.00
Diluted Earnings per Common Share (EPS)4	1.87	2.00	1.60	1.62	1.66	1.60	1.39	1.43	1.42	1.33	1.20	0.86
Dividends Declared per Common Share	0.50	0.45	0.45	0.45	0.45	0.40	0.40	0.40	0.40	0.35	0.35	0.35
Common Shares Outstanding (EOP, Millions)	3,001.60	3,028.50	3,064.30	3,092.60	3,148.90	3,220.40	3,261.70	3,288.90	3,345.50	3,402.70	3,501.70	3,598.90
Average Common Shares Outstanding (Millions)	3,015.80	3,044.00	3,080.00	3,113.80	3,182.20	3,232.70	3,280.40	3,312.80	3,384.80	3,448.30	3,560.10	3,620.90
Diluted Average Common Shares Outstanding (Millions)	3,051.50	3,074.60	3,117.70	3,159.00	3,223.50	3,267.00	3,321.60	3,360.70	3,425.10	3,486.20	3,600.10	3,657.00
Segment Context — Consumer Banking & Lending Revenue (DB + Supplement)3	10,656.00	10,288.00	9,998.00	10,110.00	10,172.00	9,688.00	9,383.00	8,980.00	9,124.00	9,006.00	9,091.00	9,519.00
Segment Context — Commercial Banking Revenue (DB + Supplement)	3,236.00	3,118.00	3,120.00	3,079.00	3,041.00	2,933.00	2,925.00	3,171.00	3,333.00	3,122.00	3,152.00	3,368.00
Segment Context — Corporate & Investment Banking Revenue (DB + Supplement)	5,008.00	5,425.00	5,278.00	4,616.00	4,879.00	4,673.00	5,064.00	4,613.00	4,911.00	4,838.00	4,982.00	4,735.00
Segment Context — Wealth & Investment Management Revenue (DB + Supplement)	4,104.00	3,892.00	3,875.00	3,821.00	3,674.00	3,438.00	3,404.00	3,958.00	3,878.00	3,858.00	3,742.00	3,660.00
Consolidated Total Assets (EOP)21	2,253,291.00	2,282,201.00	2,205,752.00	2,148,631.00	2,062,926.00	1,981,269.00	1,950,311.00	1,929,845.00	1,922,125.00	1,940,073.00	1,959,153.00	1,932,468.00
Cash and Due from Banks (EOP)	40,556.00	42,161.00	33,543.00	39,182.00	34,801.00	35,081.00	35,256.00	37,080.00	33,530.00	32,701.00	30,180.00	33,026.00
Interest-Earning Deposits with Banks (EOP)	140,503.00	161,214.00	141,241.00	135,028.00	139,524.00	159,480.00	142,309.00	166,281.00	152,016.00	199,322.00	239,467.00	204,193.00
Fed Funds Sold & Securities Purchased Under Resale Agreements (EOP)	193,106.00	205,345.00	215,599.00	193,929.00	154,576.00	104,815.00	126,830.00	105,330.00
Trading Assets (EOP)	227,000.00	243,168.00	221,711.00	227,935.00	225,624.00	192,933.00	179,707.00
Total Debt Securities (AFS + HTM, EOP)2	448,356.00	448,899.00	426,953.00	421,596.00	420,914.00	406,362.00	403,456.00	397,926.00
Available-for-Sale (AFS) Debt Securities (EOP)	255,772.00	250,326.00	222,873.00	213,573.00	206,682.00	184,869.00	176,229.00
Held-to-Maturity (HTM) Debt Securities (EOP)	192,584.00	198,573.00	204,080.00	208,023.00	214,232.00	221,493.00	227,227.00
Equity Securities (EOP)	42,245.00	42,378.00	41,126.00	40,932.00	39,267.00	39,051.00	40,281.00	60,644.00	59,771.00	60,763.00	59,556.00	57,336.00
Total Loans (EOP)2	1,048,113.00	1,031,115.00	1,016,787.00	986,167.00	943,102.00	924,418.00	913,842.00	912,745.00	909,711.00	917,907.00	922,784.00	936,682.00
Allowance for Loan Losses (EOP)	-13,819.00	-13,905.00	-13,864.00	-13,797.00	-13,744.00	-13,961.00	-14,029.00	-14,183.00	-14,330.00	-14,360.00	-14,421.00	-14,606.00
Net Loans (EOP)	1,034,294.00	1,017,210.00	1,002,923.00	972,370.00	929,358.00	910,457.00	899,813.00	898,562.00	895,381.00	903,547.00	908,363.00	922,076.00
Premises and Equipment, Net (EOP)	11,685.00	11,631.00	11,499.00	11,395.00	11,040.00	10,768.00	10,357.00	10,297.00	9,955.00	9,648.00	9,426.00	9,266.00
Goodwill (EOP)	24,963.00	24,963.00	24,965.00	24,967.00	25,069.00	25,071.00	25,066.00	25,167.00	25,173.00	25,172.00	25,173.00	25,175.00
Consolidated Total Deposits (EOP)2	1,502,652.00	1,501,405.00	1,454,939.00	1,426,207.00	1,367,361.00	1,340,703.00	1,361,728.00	1,371,804.00	1,349,646.00	1,365,894.00	1,383,147.00	1,358,173.00
Noninterest-Bearing Deposits (EOP)	365,666.00	370,116.00	365,712.00	365,368.00	366,814.00	370,844.00	377,443.00	383,616.00	370,005.00	348,525.00	356,162.00	360,279.00
Interest-Bearing Deposits (EOP)	1,136,986.00	1,131,289.00	1,089,227.00	1,060,839.00	1,000,547.00	969,859.00	984,285.00	988,188.00	979,641.00	1,017,369.00	1,026,985.00	997,894.00
Short-Term Borrowings (EOP)	38,192.00	25,168.00	32,282.00	18,323.00	16,449.00	13,361.00	2,324.00	2,704.00	111,894.00	118,834.00	109,014.00	89,559.00
Fed Funds Purchased & Securities Sold Under Repurchase Agreements (EOP)	220,519.00	251,804.00	234,371.00	232,687.00	202,274.00	161,618.00	124,825.00	95,235.00
Trading Liabilities (EOP)	56,133.00	56,631.00	53,647.00	45,468.00	45,258.00	43,531.00	44,878.00
Long-Term Debt (EOP)	182,851.00	182,139.00	183,941.00	174,712.00	177,773.00	176,237.00	173,660.00	173,078.00	182,015.00	179,136.00	187,764.00	207,588.00
Consolidated Total Liabilities (EOP)		2,099,878.00	2,025,439.00	1,965,593.00	1,879,914.00	1,798,315.00	1,767,405.00	1,748,779.00	1,737,114.00	1,761,925.00	1,776,479.00	1,745,025.00
Consolidated Total Equity (EOP)5	177,877.00	182,323.00	180,313.00	183,038.00	183,012.00	182,954.00	182,906.00	181,066.00	185,011.00	178,148.00	182,674.00	187,443.00
Common Stockholders' Equity (EOP)	158,804.00	164,981.00	163,188.00	164,651.00	164,687.00	164,644.00	162,627.00	160,656.00	164,801.00	159,963.00	162,481.00	166,444.00
Preferred Stock (EOP)	17,098.00	15,348.00	15,348.00	16,608.00	16,608.00	16,608.00	18,608.00	18,608.00	18,608.00	16,608.00	18,608.00	19,448.00
Retained Earnings (EOP)	241,397.00	237,230.00	232,459.00	228,873.00	225,189.00	221,308.00	217,405.00	214,198.00	210,749.00	207,281.00	203,870.00	201,136.00
Treasury Stock (EOP)	-136,874.00	-134,439.00	-131,477.00	-128,115.00	-123,148.00	-117,244.00	-114,336.00	-111,463.00	-107,479.00	-104,247.00	-98,256.00	-92,960.00
Accumulated Other Comprehensive Income / (Loss) (EOP)	-16,512.00	-8,277.00	-7,922.00	-6,673.00	-7,647.00	-9,366.00	-9,998.00	-12,176.00	-8,372.00	-12,721.00	-12,546.00	-11,580.00
Operating Cash Flow		6,775.00	9,143.00	4,121.00	-869.00	-11,216.00	-11,037.00	8,904.00	4,206.00	2,050.00	-12,125.00	18,202.00
Investing Cash Flow		-29,870.00	-55,567.00	-85,570.00	-82,865.00	8,048.00	-27,508.00	-1,064.00	-21,098.00	-14,584.00	21,095.00	-4,231.00
Financing Cash Flow		51,283.00	47,104.00	81,526.00	63,117.00	20,123.00	12,821.00	9,934.00	-29,760.00	-25,282.00	23,574.00	5,365.00
Common Stock Repurchased (Cash Flow Statement)		3,015.00	4,000.00	5,000.00	6,000.00	3,016.00	3,500.00	4,000.00	3,435.00	6,012.00	6,001.00	2,350.00
Cash Dividends Paid on Common & Preferred Stock		1,366.00	1,387.00	1,398.00	1,431.00	1,287.00	1,318.00	1,325.00	1,357.00	1,204.00	1,247.00	1,265.00

6 metrics have no data in the last 12 quarters — .

Italic numbers are calculated by StockData from reported figures (hover for the formula). Numbers with a dotted underline are read from the text of earnings releases and presentations; hover to see the exact sentence. Tick a row to add it to the chart above (up to 8 lines).

Methodology and excluded metrics

Wells Fargo & Company's latest reported quarter is Q3 2026 (ended September 30, 2026, Form 8-K Item 2.02 Earnings Release & Quarterly Financial Supplement filed October 13, 2026). Series sourced exclusively from Form 10-Q footnotes (Note 3.4 unfunded credit commitments, Note 6 mortgage servicing portfolio & MSR valuation assumptions, Note 13.1 derivative notionals, Note 16.1 guarantees, Part II Item 2 monthly share repurchases), Basel III Pillar 3 / LCR / NSFR regulatory disclosures, and FFIEC Call Reports run through Q2 2026 (June 30, 2026), their latest published filing date.
Firmwide core banking metrics (Taxable-Equivalent Average Balance Sheet & Annualized Yields/Rates across 15 asset and liability categories, Net Interest Margin / NIM, Average Deposit Cost, Net Interest Income Excluding Markets, PTPP, ROTCE, ROE, ROA, Efficiency Ratio, TBVPS, BVPS, TCE, Headcount, Basel III Standardized and Advanced Capital & RWAs) and operating segment KPIs across Consumer Banking & Lending (CB&L), Commercial Banking (CB), Corporate & Investment Banking (CIB), and Wealth & Investment Management (WIM) are extracted from 24 SEC Form 8-K EX-99.2 Quarterly Financial Supplements (4Q20–3Q26), 19 legacy Form 8-K EX-99.1 supplements (4Q15–3Q20), and 8 Form 10-K Annual Reports (FY2018–FY2025), covering 48 consecutive quarters (FY2014Q4–FY2026Q3).
Commercial loan concentration tables disclose Nonaccrual Loans, Period-End Loans Outstanding, and Total Credit Commitments across 20 Commercial & Industrial (C&I) industry sectors (including Non-Bank Financials: Asset Managers & Funds, Commercial Finance, Consumer Finance, Real Estate Finance) and 8 Commercial Real Estate (CRE) property types (Apartments, Office, Industrial/Warehouse, Hotel/Motel, Shopping Center, Retail ex-Shopping Center, Institutional, Mixed Use).
Operating subsidiary disclosures include: (1) all 3 active FDIC-insured banking subsidiaries via FFIEC 031/041 Call Reports (FY2014–FY2026Q2): Wells Fargo Bank, National Association (FDIC Cert #3511), Wells Fargo National Bank West (FDIC Cert #27389), and Wells Fargo Bank South Central, National Association (FDIC Cert #5146); and (2) all 4 SEC-registered broker-dealer subsidiaries via 28 annual audited Form X-17A-5 reports (FY2019–FY2025): Wells Fargo Securities, LLC (CIK 0001224385), Wells Fargo Clearing Services, LLC (CIK 0000809008), Wells Fargo Prime Services, LLC (CIK 0001304706), and Wells Fargo Advisors Financial Network, LLC (CIK 0000711553).
Monthly securitization performance series through October 2026 (total collateral pool balance, current performing balance, 30–59 / 60–89 / 90+ days delinquent balances and loan counts, foreclosure and REO balances and counts, weighted-average mortgage coupon WAC %, weighted-average remit rate %, and weighted-average remaining term WAM) are extracted from 30 SEC Form 10-D EX-99.1 Certificateholder Distribution Reports of Wells Fargo Commercial Mortgage Trust 2021-C60 (CIK 0001867467) and 2024-C63 (CIK 0002029929).
Parent-company-only financial statements in Form 10-K Note 26 represent a non-operating bank holding company (Wells Fargo & Company Parent) whose revenue consists almost entirely of intercompany dividends and interest from subsidiaries; per Step 4 rules, consolidated − standalone parent subtraction is not applicable.
All numbers are as published by Wells Fargo & Company, its subsidiaries, or the external regulatory/statistical agency (FDIC/FFIEC, SEC EDGAR, Federal Reserve). The only calculated cells are Q4 = full year − nine months and Q2/Q3 = YTD − prior YTD for cumulative cash flow statement items, FFIEC Call Report YTD income statement flows, and 10-Q credit card new accounts (displayed in italics with the derivation formula).

Data updated 2026-10-28.

Every KPI on its own page

Full history, chart, sources and a citation for each metric

Wells Fargo & Company (WFC) operating KPIs

KPIs

Every KPI on its own page

Firmwide Core Banking, Net Interest Margin (NIM) & Average Balance Sheet Drivers (Tier 1 Core)

Consumer Banking & Lending (CB&L) — Retail Banking, Home Lending, Credit Card & Auto

Commercial Banking (CB) & Corporate and Investment Banking (CIB)

Wealth and Investment Management (WIM) — Client Assets, Advisory Programs & Brokerage

Consolidated Loan Portfolio, Industry/CRE Concentrations & Credit Quality

Basel III Capital, Pillar 3 RWA, TLAC, Liquidity (LCR/NSFR), DFAST Stress Test & Share Repurchases

Banking & Broker-Dealer Subsidiaries, CMBS Trusts, Off-Balance Sheet, ESG & Industry Benchmarks

Consolidated Financial Statements & Operating Segment Summary (DB + Supplement Context)