Citigroup vs Wells Fargo &
C and WFC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How C and WFC compare
Wells Fargo & is the larger company, worth 1.2 times as much as Citigroup ($252B against $206B).
On earnings, Wells Fargo & is cheaper: it trades at 12.1× trailing earnings, against 13.3× for Citigroup.
Citigroup grew revenue faster over the last twelve months (10.2% versus 6.2% for Wells Fargo &).
Wells Fargo & keeps more of each dollar of sales as profit, with a net margin of 26.0% compared with 19.5% at Citigroup.
Both pay dividends: Citigroup yields 2.0% and Wells Fargo & 2.2%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | C | WFC |
|---|---|---|
| Size and price | ||
| Market cap | $206B | $252B |
| Share price | $122.64 | $83.40 |
| Change, 1 year | 23.7% | −3.0% |
| Change, 5 years | 83.1% | 65.3% |
| Beta (5Y) | 1.16 | 0.98 |
| Employees | 226K | 205K |
| StockData Score | ||
| Total score | 11 | 11 |
| Valuation score | 2 | 2 |
| Growth score | 1 | 1 |
| Performance score | 2 | 4 (better) |
| Health score | 4 (better) | 2 |
| Dividend score | 2 | 2 |
| Valuation | ||
| P/E | 13.3× | 12.1× (better) |
| P/S | 2.3× (better) | 2.9× |
| P/B | 1.0× (better) | 1.4× |
| PEG | – | 0.50 |
| FCF yield | −11.9% | – |
| Fair value | $114.77 | $77.51 |
| Margin of safety | −6.9% (better) | −7.6% |
| Growth | ||
| Revenue growth (TTM) | 10.2% (better) | 6.2% |
| Revenue growth, 5Y average | 2.5% (better) | 2.4% |
| Net income growth (TTM) | 25.8% (better) | 9.9% |
| EPS growth (TTM) | 36.8% (better) | 17.8% |
| EPS growth, 5Y average | 8.2% | 70.9% (better) |
| Profitability | ||
| Net margin | 19.5% | 26.0% (better) |
| FCF margin | −26.8% | – |
| Return on equity | 8.4% | 12.5% (better) |
| Financial health | ||
| Debt / equity | 0.33 | 0.14 (better) |
| Altman Z-score | 0.19 | 0.26 (better) |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.0% | 2.2% (better) |
| Payout ratio | 30.5% | 24.7% |
| Years of dividend growth | – | 4 |
| Dividend growth, 5Y average | – | 6.9% |
| Buyback yield | 9.6% (better) | 7.1% |
| Shareholder yield | 11.6% (better) | 9.4% |
| Ownership | ||
| Held by institutions | 79.8% | 77.4% |
| Held by insiders | 0.29% | 0.17% |
| Insider net buying, 12 months | −$23.0M | −$10.1M (better) |
| Superinvestors holding | 4 | 9 (better) |
| Short interest, % of float | 1.3% | – |
Go deeper
- C stock overview
- C income statement
- C valuation and score
- WFC stock overview
- WFC income statement
- WFC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.