Nu Holdings Ltd.
Close on Nov 2, 2026Market cap $56.42BP/E 19.9Yield –
Nu Credit Card Expected Credit Loss (ECL) Allowance by Year
Credit Card Expected Credit Loss (ECL) Allowance — Total ($M)
Nu Credit Card Expected Credit Loss (ECL) Allowance: -$3,528M in 2025, up 47.6% from a year earlier.
Where the 2025 figure comes from
Source: Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Reported in Historical_Data_2Q26.xlsx (Credit Portfolio).
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Credit Card Expected Credit Loss (ECL) Allowance — Total ($M) | Year on year | Source |
|---|---|---|---|---|
| 2025 | Dec 31, 2025 | -3,528 | +47.6% | Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗ |
| 2024 | Dec 31, 2024 | -2,390 | +14.0% | Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗ |
| 2023 | Dec 31, 2023 | -2,096 | +99.5% | Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗ |
| 2022 | Dec 31, 2022 | -1,051 | +168.9% | Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗ |
| 2021 | Dec 31, 2021 | -391 | +79.6% | Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗ |
| 2020 | Dec 31, 2020 | -218 | – | Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗ |
Breakdown
What makes up credit Card Expected Credit Loss (ECL) Allowance
Cite this data
StockData. (2026). Nu Credit Card Expected Credit Loss (ECL) Allowance ($M), annual 2020–2025 [Data set]. Compiled from Nu SEC filings and investor materials. https://stockdatahq.com/stocks/nu/kpis/nu-cred-cc-ecl-total
See every metric in the Nu KPI table. Data updated Oct 29, 2026.