XYFNYSEFinance ServicesFiscal year ends December 31
X Financial
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 30, 2026
$5.10+0.12 (+2.41%)
Close on Oct 19, 2026
Share price
−$7.94 (−60.89%)past year
Daily closes, adjusted for splits. Drag across the chart to measure a change.Ex-dividend
X Financial grew revenue 30.1% to CN¥7.64B over fiscal 2025. Operating income fell 13.0% to CN¥1.63B, moving the operating margin from 31.9% to 21.3%. Free cash flow was CN¥1.45B, down 4.2% from a year earlier.
Revenue
CN¥7.64B
+30.1% vs. a year earlier
Operating income
CN¥1.63B
-13.0% vs. a year earlier
Free cash flow
CN¥1.45B
-4.2% vs. a year earlier
EPS, diluted
5.87 CNY
+11.8% vs. a year earlier
Key statistics
Valuation at the latest close; fundamentals over fiscal 2025, balances at Dec 31, 2025
Valuation
- Market cap
- –
- P/E ratio
- –
- Price to sales
- –
- Price to book
- –
- Dividend yield
- –
- Free cash flow yield
- –
Fundamentals
- Revenue
- CN¥7.64B
- Net income
- CN¥1.46B
- EPS, diluted
- 5.87 CNY
- Free cash flow
- CN¥1.45B
Valuation needs the share price. It fills in once daily prices are connected and converted from CNY.
Eleven years at a glance
Fiscal years 2015 to 2025, CNY
Revenue
CN¥7.64B+30.1% YoY
Gross profit
CN¥5.62B+35.9% YoY
Operating income
CN¥1.63B-13.0% YoY
Net income
CN¥1.46B-4.9% YoY
EPS, diluted
5.87 CNY+11.8% YoY
Free cash flow
CN¥1.45B-4.2% YoY
Reported period