Nu vs Qfin
NU and QFIN side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How NU and QFIN compare
Nu grew revenue faster over the last twelve months (37.0% versus 11.9% for Qfin).
Qfin scores higher on the StockData Score (8 against 7 for Nu), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | NU | QFIN |
|---|---|---|
| Size and price | ||
| Share price | $11.61 | $5.17 |
| Change, 1 year | −27.8% | −75.5% |
| Change, 5 years | – | −74.9% |
| Beta (5Y) | 1.30 | 1.20 |
| Employees | 1.6M | 100K |
| StockData Score | ||
| Total score | 7 | 8 (better) |
| Valuation score | 0 | 0 |
| Growth score | 2 | 2 |
| Performance score | 3 (better) | 1 |
| Health score | 2 | 5 (better) |
| Dividend score | 0 | 0 |
| Growth | ||
| Revenue growth (TTM) | 37.0% (better) | 11.9% |
| Revenue growth, 5Y average | 84.5% (better) | 7.2% |
| Net income growth (TTM) | 45.5% | – |
| EPS growth (TTM) | 44.9% (better) | 6.6% |
| EPS growth, 5Y average | −94.6% | 14.1% (better) |
| Profitability | ||
| Gross margin | 42.0% | 84.4% (better) |
| Operating margin | – | 34.8% |
| Net margin | 18.2% | – |
| FCF margin | – | 56.5% |
| Return on equity | 30.3% | – |
| Return on invested capital | – | 32.9% |
| Financial health | ||
| Debt / equity | 0.39 (better) | 0.00 |
| Net debt / EBITDA | −1.24 | – |
| Current ratio | – | 2.43 |
| Piotroski F-score | 6 | – |
| Ownership | ||
| Held by institutions | 59.8% | 30.8% |
| Held by insiders | 19.9% | 19.2% |
| Insider net buying, 12 months | −$10.3M | −$2.4M (better) |
| Superinvestors holding | 6 | – |
| Short interest, % of float | 3.5% | – |
Go deeper
- NU stock overview
- NU income statement
- NU valuation and score
- QFIN stock overview
- QFIN income statement
- QFIN valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.