NUNYSEFinance ServicesFiscal year ends December 31
Nu Holdings Ltd.
Financials through fiscal 2024, year ended Dec 31, 2024Last filing: 20-F on Apr 8, 2026
$14.51−0.05 (-0.34%)
Close on Oct 19, 2026
- Market cap
- –
- P/E (TTM)
- 36.0
- Dividend yield
- –
Nu statistics
Financials through Dec 31, 2024, price as of Oct 19, 2026, median of Finance Services companies for comparison
Valuation
| Measure | Nu | Industry median |
|---|---|---|
| Market Cap | $70.46B | $216.24M |
| Enterprise Value | $63.00B | $197.90M |
| PE Ratio | 35.97 | 11.74 |
| PS Ratio | 6.12 | 3.01 |
| PB Ratio | 9.21 | 1.19 |
| P/TBV Ratio | 10.23 | 1.44 |
| P/OCF Ratio | 29.37 | 5.61 |
Enterprise value
| Measure | Nu | Industry median |
|---|---|---|
| EV / Sales | 5.47 | 3.03 |
| EV / EBITDA | 11.04 | 4.41 |
Income (trailing twelve months)
| Measure | Nu | Industry median |
|---|---|---|
| Revenue | $11.52B | $61.19M |
| Gross Profit | $5.25B | $1.92M |
| Pretax Income | $2.80B | -$4.81M |
| Net Income | $1.97B | -$5.16M |
| EBITDA | $5.71B | -$9.49M |
| EPS (Diluted) | $0.40 | -$0.03 |
Margins
| Measure | Nu | Industry median |
|---|---|---|
| Gross Margin | 45.6% | 43.9% |
| Pretax Margin | 24.3% | -25.1% |
| Profit Margin | 17.1% | -21.0% |
| EBITDA Margin | 49.6% | -67.0% |
Returns
| Measure | Nu | Industry median |
|---|---|---|
| Return on Equity (ROE) | 25.8% | -22.5% |
| Return on Assets (ROA) | 3.95% | -11.8% |
Growth
| Measure | Nu | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 43.4% | 19.7% |
| Net Income Growth (YoY) | 91.4% | -51.5% |
| EPS Growth (YoY) | 90.2% | 4.95% |
| Revenue Growth (3Y CAGR) | 89.3% | 5.53% |
| Revenue Growth (5Y CAGR) | 79.8% | 10.1% |
| EPS Growth (5Y CAGR) | -94.9% | 8.99% |
Balance sheet
| Measure | Nu | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $9.19B | $20.81M |
| Total Debt | $1.73B | $52.25M |
| Net Cash (Debt) | $7.46B | $7.60M |
| Net Cash Per Share | $1.54 | $0.22 |
| Equity (Book Value) | $7.65B | $165.65M |
| Book Value Per Share | $1.57 | $3.72 |
| Tangible Book Value | $6.88B | $127.24M |
Financial position
| Measure | Nu | Industry median |
|---|---|---|
| Debt / Equity | 0.23 | 0.20 |
| Debt / EBITDA | 0.30 | 1.28 |
| Net Debt / EBITDA | -1.31 | -0.91 |
Cash flow (trailing twelve months)
| Measure | Nu | Industry median |
|---|---|---|
| Operating Cash Flow | $2.40B | -$5.36M |
Efficiency
| Measure | Nu | Industry median |
|---|---|---|
| Asset Turnover | 0.23 | 0.16 |
| Revenue Per Employee | $507.36K | $705.30K |
| Profits Per Employee | $86.88K | -$258.90K |
| Employee Count | 22,700 | 48 |
Dividends and yields
| Measure | Nu | Industry median |
|---|---|---|
| Earnings Yield | 2.80% | -10.2% |
Shares
| Measure | Nu | Industry median |
|---|---|---|
| Shares Outstanding | 4,855,670,000 | 57,205,350 |
| Shares Change (YoY) | 0.65% | 12.9% |
| Float | 3,889,270,000 | 43,350,400 |
| Shares Held by Insiders | 19.9% | 18.5% |
Taxes
| Measure | Nu | Industry median |
|---|---|---|
| Income Tax | $823.09M | $82.74K |
| Effective Tax Rate | 29.4% | 22.6% |
Scores
| Measure | Nu | Industry median |
|---|---|---|
| Graham Number | $3.78 | $33.10 |
| Graham Upside | -73.9% | 12.5% |
| Altman Z-Score | 1.23 | 0.34 |
| Piotroski F-Score | 6 | 4 |
Calculated by StockData from Nu's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.