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Nu Holdings Ltd.

NUNYSEFinance ServicesFiscal year ends December 31
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 8, 2026Score 7/30
$11.62+0.01 (+0.09%)

Close on Nov 2, 2026Market cap $56.42BP/E 19.9Yield –

Nu Credit Card Expected Credit Loss (ECL) Allowance by Quarter

Credit Card Expected Credit Loss (ECL) Allowance — Total ($M)

QuarterlyAnnual

Nu Credit Card Expected Credit Loss (ECL) Allowance: -$4,523M in Q2 2026, up 44.3% from a year earlier. That is the lowest of the 24 quarters on record here.

Latest, Q2 2026
-4,523
Period ended Jun 30, 2026
Change on a year earlier
+44.3%
-3,134 in Q2 2025
History
24 quarters
Since Q2 2020
Sources
1
Nu Holdings Historical Data 2Q26 (filed 2026-08-13)

Where the Q2 2026 figure comes from

Source: Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗

Reported in Historical_Data_2Q26.xlsx (Credit Portfolio).

Quarterly history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedCredit Card Expected Credit Loss (ECL) Allowance — Total ($M)Year on yearSource
Q2 2026Jun 30, 2026-4,523+44.3%Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Q1 2026Mar 31, 2026-4,166+50.8%Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Q4 2025Dec 31, 2025-3,528+47.6%Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Q3 2025Sep 30, 2025-3,305+30.8%Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Q2 2025Jun 30, 2025-3,134+35.5%Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Q1 2025Mar 31, 2025-2,763+19.1%Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Q4 2024Dec 31, 2024-2,390+14.0%Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Q3 2024Sep 30, 2024-2,526+36.5%Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Q2 2024Jun 30, 2024-2,313+38.1%Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Q1 2024Mar 31, 2024-2,320+76.3%Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Q4 2023Dec 31, 2023-2,096+99.5%Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Q3 2023Sep 30, 2023-1,851+124.6%Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Q2 2023Jun 30, 2023-1,674+140.1%Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Q1 2023Mar 31, 2023-1,316+126.7%Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Q4 2022Dec 31, 2022-1,051+168.9%Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Q3 2022Sep 30, 2022-824+162.3%Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗

Breakdown

What makes up credit Card Expected Credit Loss (ECL) Allowance

Cite this data

StockData. (2026). Nu Credit Card Expected Credit Loss (ECL) Allowance ($M), quarterly Q2 2020–Q2 2026 [Data set]. Compiled from Nu SEC filings and investor materials. https://stockdatahq.com/stocks/nu/kpis/nu-cred-cc-ecl-total

See every metric in the Nu KPI table. Data updated Oct 29, 2026.