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American Express Co

AXPNYSEFinance ServicesFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 23, 2026Score 14/3017% above fair value
$327.98+8.87 (+2.78%)

Close on Nov 2, 2026Market cap $221.49BP/E 19.9Yield 1.00%

American Express Net Interest Income Divided by Average Card Member Loans

Net Interest Income Divided by Average Card Member Loans (%) (%)

QuarterlyAnnual

American Express Net Interest Income Divided by Average Card Member Loans: 11.8% in Q2 2025, up 0.1 pts from a year earlier.

Latest, Q2 2025
11.8%
Period ended Jun 30, 2025
Change on a year earlier
+0.1 pts
11.7% in Q2 2024
History
35 quarters
Since Q4 2016
Sources
31
Documents cited below

Where the Q2 2025 figure comes from

“|| Net interest income divided by average Card Member loans including loans held for sale (O) | 11.8 | % | 12.2 | % | 11.7 | % | 12.0 | % | 11.7 | % | 12.0 | % | 11.9 | %”

Source: 8-K EX-99.2 (Q2'25, filed 2025-07-18) ↗

Quarterly history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedNet Interest Income Divided by Average Card Member Loans (%) (%)Year on yearSource
Q2 2025Jun 30, 202511.8%+0.1 pts8-K EX-99.2 (Q2'25, filed 2025-07-18) ↗
Q1 2025Mar 31, 202512.2%0.0 pts8-K EX-99.2 (Q2'25, filed 2025-07-18) ↗
Q4 2024Dec 31, 202411.7%0.0 pts8-K EX-99.2 (Q2'25, filed 2025-07-18) ↗
Q3 2024Sep 30, 202412.0%+0.3 pts8-K EX-99.2 (Q2'25, filed 2025-07-18) ↗
Q2 2024Jun 30, 202411.7%+0.6 pts8-K EX-99.2 (Q2'25, filed 2025-07-18) ↗
Q1 2024Mar 31, 202412.2%+1.0 pts8-K EX-99.2 (Q1'25, filed 2025-04-17) ↗
Q4 2023Dec 31, 202311.7%+1.2 pts8-K EX-99.2 (Q4'24, filed 2025-01-24) ↗
Q3 2023Sep 30, 202311.7%+1.2 pts8-K EX-99.2 (Q3'24, filed 2024-10-18) ↗
Q2 2023Jun 30, 202311.1%+0.9 pts8-K EX-99.2 (Q2'24, filed 2024-07-19) ↗
Q1 2023Mar 31, 202311.2%+1.1 pts8-K EX-99.2 (Q1'24, filed 2024-04-19) ↗
Q4 2022Dec 31, 202210.5%+0.3 pts8-K EX-99.2 (Q4'23, filed 2024-01-26) ↗
Q3 2022Sep 30, 202210.5%+0.1 pts8-K EX-99.2 (Q3'23, filed 2023-10-20) ↗
Q2 2022Jun 30, 202210.2%+0.2 pts8-K EX-99.2 (Q2'23, filed 2023-07-21) ↗
Q1 2022Mar 31, 202210.1%-0.3 pts8-K EX-99.2 (Q1'23, filed 2023-04-20) ↗
Q4 2021Dec 31, 202110.2%-0.5 pts8-K EX-99.2 (Q4'22, filed 2023-01-27) ↗
Q3 2021Sep 30, 202110.4%-0.3 pts8-K EX-99.2 (Q3'22, filed 2022-10-21) ↗

Cite this data

StockData. (2026). American Express Net Interest Income Divided by Average Card Member Loans (%), quarterly Q4 2016–Q2 2025 [Data set]. Compiled from American Express SEC filings and investor materials. https://stockdatahq.com/stocks/axp/kpis/legacy-nii-div-avg-loans-pct

See every metric in the American Express KPI table. Data updated Oct 25, 2026.