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Wells Fargo & Company

WFCNYSENational Commercial BanksFiscal year ends December 31Also trades as WFC.PA, WFC.PC, WFC.PD, WFC.PL, WFC.PY, WFC.PZ, WFCNP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 28, 2026Score 11/3010% above fair value
$85.89+2.49 (+2.99%)

Close on Nov 2, 2026Market cap $259.73BP/E 12.5Yield 1.98%

Wells Fargo & Credit Card Net Charge-Off Rate (Annualized) by Quarter

Wells Fargo & Credit Card Net Charge-Off Rate (Annualized): 3.7% in Q3 2026, down 0.3 pts from a year earlier.

Latest, Q3 2026
3.73
Period ended Sep 30, 2026
Change on a year earlier
-0.3 pts
4.02 in Q3 2025
History
28 quarters
Since Q4 2019
Sources
24
Documents cited below

Where the Q3 2026 figure comes from

“|| Credit card | 554 | 3.73 | 600 | 4.18 | 605 | 4.21 | 583 | 3.97 | 571 | 4.02 | (46) | (17)”

Source: 8-K EX-99.2 (2026-10-13):0000072971-26-000318 ↗

Quarterly history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedCredit Card Net Charge-Off Rate (Annualized)Year on yearSource
Q3 2026Sep 30, 20263.73-0.3 pts8-K EX-99.2 (2026-10-13):0000072971-26-000318 ↗
Q2 2026Jun 30, 20264.18-0.4 pts8-K EX-99.2 (2026-10-13):0000072971-26-000318 ↗
Q1 2026Mar 31, 20264.21-0.5 pts8-K EX-99.2 (2026-10-13):0000072971-26-000318 ↗
Q4 2025Dec 31, 20253.97-0.5 pts8-K EX-99.2 (2026-10-13):0000072971-26-000318 ↗
Q3 2025Sep 30, 20254.02-0.4 pts8-K EX-99.2 (2026-10-13):0000072971-26-000318 ↗
Q2 2025Jun 30, 20254.54-0.4 pts8-K EX-99.2 (2026-07-14):0000072971-26-000288 ↗
Q1 2025Mar 31, 20254.76+0.3 pts8-K EX-99.2 (2026-04-14):0000072971-26-000213 ↗
Q4 2024Dec 31, 20244.49+0.5 pts8-K EX-99.2 (2026-01-14):0000072971-26-000009 ↗
Q3 2024Sep 30, 20244.38+1.0 pts8-K EX-99.2 (2025-10-14):0000072971-25-000239 ↗
Q2 2024Jun 30, 20244.96+1.6 pts8-K EX-99.2 (2025-07-15):0000072971-25-000170 ↗
Q1 2024Mar 31, 20244.48+1.4 pts8-K EX-99.2 (2025-04-11):0000072971-25-000101 ↗
Q4 2023Dec 31, 20234.02+1.6 pts8-K EX-99.2 (2025-01-15):0000072971-25-000007 ↗
Q3 2023Sep 30, 20233.41+1.5 pts8-K EX-99.2 (2024-10-11):0000072971-24-000218 ↗
Q2 2023Jun 30, 20233.39+1.4 pts8-K EX-99.2 (2024-07-12):0000072971-24-000170 ↗
Q1 2023Mar 31, 20233.05+1.2 pts8-K EX-99.2 (2024-04-12):0000072971-24-000115 ↗
Q4 2022Dec 31, 20222.42+0.8 pts8-K EX-99.2 (2024-01-12):0000072971-24-000004 ↗

Cite this data

StockData. (2026). Wells Fargo & Credit Card Net Charge-Off Rate (Annualized), quarterly Q4 2019–Q3 2026 [Data set]. Compiled from Wells Fargo & SEC filings and investor materials. https://stockdatahq.com/stocks/wfc/kpis/nco-rate-credit-card-pct

See every metric in the Wells Fargo & KPI table. Data updated Oct 28, 2026.