SOFINasdaqFinance ServicesFiscal year ends December 31
SoFi Technologies, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$14.30−0.25 (-1.72%)
Close on Oct 19, 2026
- Market cap
- $19.33B
- P/E (TTM)
- 29.8
- Dividend yield
- 0.00%
SoFi Technologies statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Finance Services companies for comparison
Valuation
| Measure | SoFi Technologies | Industry median |
|---|---|---|
| Market Cap | $18.47B | $216.24M |
| Enterprise Value | $15.34B | $197.90M |
| PE Ratio | 29.79 | 11.74 |
| PS Ratio | 30.27 | 3.01 |
| PB Ratio | 1.67 | 1.19 |
| P/TBV Ratio | 1.96 | 1.44 |
Enterprise value
| Measure | SoFi Technologies | Industry median |
|---|---|---|
| EV / Sales | 25.15 | 3.03 |
Income (trailing twelve months)
| Measure | SoFi Technologies | Industry median |
|---|---|---|
| Revenue | $610.16M | $61.19M |
| Gross Profit | -$84.14M | $1.92M |
| Pretax Income | $737.74M | -$4.81M |
| Net Income | $636.26M | -$5.16M |
| EPS (Diluted) | $0.48 | -$0.03 |
Margins
| Measure | SoFi Technologies | Industry median |
|---|---|---|
| Gross Margin | -13.8% | 43.9% |
| Pretax Margin | 120.9% | -25.1% |
| Profit Margin | 104.3% | -21.0% |
| FCF Margin | -1441.1% | -22.8% |
Returns
| Measure | SoFi Technologies | Industry median |
|---|---|---|
| Return on Equity (ROE) | 7.09% | -22.5% |
| Return on Assets (ROA) | 1.25% | -11.8% |
Growth
| Measure | SoFi Technologies | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 9.15% | 19.7% |
| Net Income Growth (YoY) | 13.3% | -51.5% |
| EPS Growth (YoY) | 2.13% | 4.95% |
| Revenue Growth (3Y CAGR) | 18.0% | 5.53% |
| Revenue Growth (5Y CAGR) | 43.1% | 10.1% |
Balance sheet
| Measure | SoFi Technologies | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $3.13B | $20.81M |
| Net Cash (Debt) | $3.13B | $7.60M |
| Net Cash Per Share | $2.42 | $0.22 |
| Equity (Book Value) | $11.08B | $165.65M |
| Book Value Per Share | $8.58 | $3.72 |
| Tangible Book Value | $9.42B | $127.24M |
Cash flow (trailing twelve months)
| Measure | SoFi Technologies | Industry median |
|---|---|---|
| Operating Cash Flow | -$8.50B | -$5.36M |
| Capital Expenditures | -$290.50M | -$5.04M |
| Free Cash Flow | -$8.79B | -$15.68M |
| FCF Per Share | -$6.81 | -$0.26 |
Efficiency
| Measure | SoFi Technologies | Industry median |
|---|---|---|
| Asset Turnover | 0.01 | 0.16 |
| Revenue Per Employee | $100.03K | $705.30K |
| Profits Per Employee | $104.31K | -$258.90K |
| Employee Count | 6,100 | 48 |
Dividends and yields
| Measure | SoFi Technologies | Industry median |
|---|---|---|
| Earnings Yield | 3.44% | -10.2% |
| FCF Yield | -47.6% | -11.4% |
| Dividend Yield | 0.00% | 2.22% |
| Buyback Yield | -17.7% | 0.06% |
| Shareholder Yield | -17.7% | 0.12% |
| Dividend Per Share | $0.00 | $1.15 |
| Years of Dividend Growth | 0 | 0 |
Shares
| Measure | SoFi Technologies | Industry median |
|---|---|---|
| Shares Outstanding | 1,291,570,000 | 57,205,350 |
| Shares Change (YoY) | 15.6% | 12.9% |
| Shares Change (QoQ) | 0.69% | 0.24% |
| Float | 1,202,720,000 | 43,350,400 |
| Shares Held by Insiders | 6.88% | 18.5% |
| Shares Held by Institutions | 50.7% | 34.2% |
Taxes
| Measure | SoFi Technologies | Industry median |
|---|---|---|
| Income Tax | $101.48M | $82.74K |
| Effective Tax Rate | 13.8% | 22.6% |
Scores
| Measure | SoFi Technologies | Industry median |
|---|---|---|
| Graham Number | $9.62 | $33.10 |
| Graham Upside | -32.7% | 12.5% |
| Altman Z-Score | 0.22 | 0.34 |
| Piotroski F-Score | 3 | 4 |
Calculated by StockData from SoFi Technologies's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.