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SoFi Technologies, Inc. (SOFI) stock

SOFINasdaqFinance ServicesFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026Score 9/3075% above fair value
$16.76−0.85 (-4.83%)

Close on Oct 30, 2026Market cap $21.65BP/E 34.9Yield 0.00%

Earnings

SoFi Technologies's quarterly results as reported in its earnings releases, with the company's own outlook. Hover a number to see the sentence it came from.

Next report
Jan 29, 2027
Q4 FY2026 · estimated, before the open
Revenue, Q3 FY2026
$1.40B
Adjusted earnings per share – diluted, Q3 FY2026
$0.18
Latest guidance
Issued
Oct 27, 2026 · 4 items

Quarterly results

Revenue and earnings per share from each of SoFi Technologies's earnings releases, newest first

QuarterReportedRevenueYoYEPSAdj. EPSSource
Q4 FY2026ended Dec 31, 2026Jan 29, 2027Expected–––––
Q3 FY2026ended Sep 30, 2026Oct 27, 2026before the open$1.40B–$0.18$0.18Release
Q2 FY2026ended Jun 30, 2026Jul 29, 2026before the open$1.20B+40.4%$0.12$0.12Release
Q1 FY2026ended Mar 31, 2026Apr 29, 2026before the open$1.10B+42.6%$0.12$0.12Release
Q4 FY2025ended Dec 31, 2025Jan 30, 2026before the open$1.00B+36.2%$0.13$0.13Release
Q3 FY2025ended Sep 30, 2025Oct 28, 2025before the open––––Release
Q2 FY2025ended Jun 30, 2025Jul 29, 2025before the open$854.90M+42.8%$0.08–Release
Q1 FY2025ended Mar 31, 2025Apr 29, 2025before the open$771.80M+19.7%$0.06$0.06Release
Q4 FY2024ended Dec 31, 2024Jan 27, 2025before the open$734.10M+19.3%$0.29$0.05Release
Q3 FY2024ended Sep 30, 2024Oct 29, 2024before the open$697.10M+29.8%$0.05–Release
Q2 FY2024ended Jun 30, 2024Jul 30, 2024before the open$598.60M+20.2%$0.01–Release
Q1 FY2024ended Mar 31, 2024Apr 29, 2024before the open$645.00M+36.6%$0.02–Release

Figures as first announced; later restatements appear under Financials. Expected dates are estimated from the company's past reporting pattern.

Current guidance

SoFi Technologies's latest outlook for periods it has not reported yet, compared with what it said before

MetricPeriodGuidanceBeforeChangeGiven
adjusted net revenuenon-GAAPFY2026$5.04B–NewOct 27, 2026
adjusted net revenuenon-GAAPFY2026$4.75B – $4.85B$4.66BRaisedJul 29, 2026
annual revenue growthnon-GAAPFY2026+30%–NewJan 30, 2026
adjusted EBITDAnon-GAAPFY2026$1.66B–NewOct 27, 2026
adjusted EBITDAnon-GAAPFY2026$1.60B$1.60BReaffirmedJul 29, 2026
GAAP earnings per shareGAAPFY2026$0.55 – $0.80–NewJan 29, 2024
adjusted EPSnon-GAAPFY2026$60.00–NewJul 29, 2026
EPSnon-GAAPFY2026$0.61–NewOct 27, 2026
adjusted net incomenon-GAAPFY2026$825.00M$825.00MReaffirmedJul 29, 2026
annual EBITDA marginnon-GAAPFY202634%34%RaisedApr 29, 2026
marginnon-GAAPFY202618%18%LoweredApr 29, 2026
net incomenon-GAAPFY2026$840.00M–NewOct 27, 2026
total membersFY2026+30%+30%ReaffirmedJul 29, 2026
total members growthFY2026+30%–NewJan 30, 2026
compounded annual growth in adjusted net revenuenon-GAAPFY2028+30%–NewJan 30, 2026
compounded annual growth in adjusted earnings per sharenon-GAAPFY2028+38% – +42%–NewJan 30, 2026

Guidance vs results

The last range SoFi Technologies gave before each report, against the figure it then reported. Full years add up the four quarters.

PeriodMetricGuidanceActualResult
Q2 FY2026Revenue growth+30%+40.37%Above range
Q1 FY2026Revenue$1.04B$1.10BAbove range
Q2 FY2025EPS (GAAP)$0.05 – $0.06$0.08Above range
Q2 FY2025Revenue$785.00M – $805.00M$854.90MAbove range
Q1 FY2025EPS (GAAP)$0.03$0.06Above range
Q1 FY2025Revenue$725.00M – $745.00M$771.80MAbove range
Q3 FY2024EPS (GAAP)$0.04$0.05Above range
Q3 FY2024Revenue$625.00M – $645.00M$697.10MAbove range
Q2 FY2024Revenue$555.00M – $565.00M$598.60MAbove range
Q1 FY2024Revenue$550.00M – $560.00M$645.00MAbove range
Q2 FY2023Revenue$470.00M – $480.00M$498.00MAbove range
Q1 FY2023Revenue$430.00M – $440.00M$472.20MAbove range

Guidance history

Every forecast SoFi Technologies put in an earnings release, newest first

GivenMetricPeriodGuidanceChange
Oct 27, 2026adjusted EBITDAFY2026$1.66BNew
Oct 27, 2026EPSFY2026$0.61New
Oct 27, 2026net incomeFY2026$840.00MNew
Oct 27, 2026adjusted net revenueFY2026$5.04BNew
Jul 29, 2026adjusted EBITDAFY2026$1.60BReaffirmed
Jul 29, 2026adjusted EPSFY2026$60.00New
Jul 29, 2026total membersFY2026+30%Reaffirmed
Jul 29, 2026adjusted net incomeFY2026$825.00MReaffirmed
Jul 29, 2026adjusted net revenueFY2026$4.75B – $4.85BRaised
Apr 29, 2026adjusted EBITDAFY2026$1.60BReaffirmed
Apr 29, 2026annual EBITDA marginFY202634%Raised
Apr 29, 2026marginFY202618%Lowered
Apr 29, 2026total membersFY2026+30%Reaffirmed
Apr 29, 2026adjusted net incomeFY2026$825.00MReaffirmed
Apr 29, 2026adjusted EBITDA marginQ2 FY202630%New
Apr 29, 2026adjusted net income marginQ2 FY202612% – 13%Lowered
Apr 29, 2026adjusted net revenueFY2026$4.66BReaffirmed
Apr 29, 2026adjusted net revenue growthQ2 FY2026+30%New
Jan 30, 2026adjusted EBITDAFY2026$1.60BNew
Jan 30, 2026adjusted EBITDAQ1 FY2026$300.00MNew

Read from the company's earnings releases; each figure links to its sentence on hover. “Raised” and “Lowered” compare with the previous range for the same metric and period.

Press releases

Releases SoFi Technologies filed with the SEC as exhibits to Form 8-K or 6-K

  1. Results
  2. Results
  3. Results
  4. Results
  5. News
  6. News
  7. Results
  8. News
  9. News
  10. Results
  11. Results
  12. Results
  13. Update
  14. Results
  15. Results