SOFINasdaqFinance ServicesFiscal year ends December 31

SoFi Technologies, Inc.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026

$14.30−0.25 (-1.72%)

Close on Oct 19, 2026

Market cap: $19.33B
P/E (TTM): 29.8
Dividend yield: 0.00%

SoFi Technologies, Inc. income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31
Revenue	619	503	421	377	248	103	4.52
Cost of Revenue	609	462	380	313	257	179	116
Gross Profit	10	41	41	64	-9.26	-76	-112
Research & Development	648	552	511	405	276	201	147
Selling, General & Admin	1,800	1,396	1,230	1,119	925	514	418
Selling & Marketing	1,095	796	719	618	427	277	266
General & Administrative	704	600	511	502	499	237	152
Advertising Expenses	426	322	284	256	183	139	170
Interest Expense	–	–	789	189	103	186	278
Interest & Investment Income	229	206	107	14	3.05	9.15	11
Income from Equity Investments	–	–	0	0	-0.26	4.31	0.87
Merger & Restructuring Charges	0.95	1.53	13	–	–	–	–
Asset Impairment Charges	0	0	247	0	0	0	0
Pretax Income	526	233	-301	-319	-481	-329	-240
Income Tax Expense	45	-265	-0.42	1.69	2.76	-104	0.10
Net Income	481	499	-301	-320	-484	-224	-240
Preferred Dividends	–	–	40	40	40	41	24
Net Income to Common	481	479	-341	-361	-524	-317	-264
EPS (Basic)(per share)	0.42	0.46	-0.36	-0.40	-1.00	-4.30	-4.02
EPS (Diluted)(per share)	0.39	0.39	-0.36	-0.40	-1.00	-4.30	-4.02
Shares Outstanding (Basic, Weighted)(shares)	1,150	1,050	945	901	527	74	66
Shares Outstanding (Diluted, Weighted)(shares)	1,252	1,101	945	901	527	74	66
Dividend per Share(per share)	0.00	0.00	0.00	0.00	–	–	–
Net Interest Income	2,219	1,716	1,262	584	252	178	330
Non-Interest Income	1,394	958	861	989	733	388	113
Non-Interest Expense	3,057	2,410	2,369	1,838	1,466	894	682

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: -13.8%
Operating margin: –
Net margin: 104.3%
Return on equity, FY2025: 5.7%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 29.8
Price to sales: 31.69
Price to book: 1.75
Dividend yield: 0.00%