SoFi Technologies, Inc.

SoFi Technologies, Inc. operates a digital-first financial services platform and bank holding company that delivers consumer lending and financial solutions through a unified mobile application. The company organizes its activities into three primary segments: Lending, Financial Services, and Technology Platform. Its consumer offerings include personal, student, and home loans, alongside checking and savings accounts through SoFi Bank, credit cards, digital asset trading, and investment solutions spanning active brokerage, options, and robo-advisory. SoFi also provides personal finance management tools, loan referral marketplaces, insurance partner access, and employee financial benefit solutions. The company serves individual consumers, whom it designates as members, as well as institutional clients and partners. Through its Technology Platform and enterprise loan capabilities, it provides cloud-native core banking architectures, application programming interfaces, and payments infrastructure to financial institutions, businesses, and government entities.

The company conducts its primary business operations across the United States. Through its Technology Platform segment, it maintains international operations in Latin America, Canada, and Switzerland, while also conducting investment business in Hong Kong. The provided text does not state the company's headquarters location.

Summary of the business section of SoFi Technologies's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

“As of December 31, 2025, we employed approximately 6,100 employees, of which approximately 82% were located in the United States and 18% were located internationally.”