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SoFi Technologies, Inc. (SOFI) stock

SOFINasdaqFinance ServicesFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 10/308% above fair value
$15.42−0.21 (-1.34%)

Close on Nov 13, 2026Market cap $19.92BP/E 28.0Yield 0.00%

SoFi Technologies profit margin

Profit margin (net margin) is net income as a percentage of revenue.

SoFi Technologies's profit margin for the twelve months ending Sep 30, 2026 was 119.6%. For fiscal 2025 it was 77.7%, against 99.1% the year before. The highest annual figure on record is 99.1% in fiscal 2024.

Annual profit margin

PeriodPeriod endValueChange (pts)
FY2025Dec 31, 202577.7%−21.4
FY2024Dec 31, 202499.1%+170.5
FY2023Dec 31, 2023-71.4%+13.6
FY2022Dec 31, 2022-85.0%+110.4
FY2021Dec 31, 2021-195.4%+21.5
FY2020Dec 31, 2020-216.8%+5086.2
FY2019Dec 31, 2019-5303.0%–

Quarterly profit margin

Change is against the same quarter a year earlier.

PeriodPeriod endValueChange (pts)
Q3 FY2026Sep 30, 2026147.5%+58.6
Q2 FY2026Jun 30, 2026102.0%+37.9
Q1 FY2026Mar 31, 2026128.7%+78.1
Q4 FY2025Dec 31, 2025101.9%−143.4
Q3 FY2025Sep 30, 202588.9%+42.6
Q2 FY2025Jun 30, 202564.0%+49.6
Q1 FY2025Mar 31, 202550.7%−25.5
Q4 FY2024Dec 31, 2024245.4%+204.2
Q3 FY2024Sep 30, 202446.3%+300.4
Q2 FY2024Jun 30, 202414.4%+59.8
Q1 FY2024Mar 31, 202476.2%+112.2
Q4 FY2023Dec 31, 202341.2%+81.3
Q3 FY2023Sep 30, 2023-254.1%−181.4
Q2 FY2023Jun 30, 2023-45.4%+52.0
Q1 FY2023Mar 31, 2023-36.1%+107.2
Q4 FY2022Dec 31, 2022-40.1%+116.5
Q3 FY2022Sep 30, 2022-72.8%−23.6
Q2 FY2022Jun 30, 2022-97.4%+171.6
Q1 FY2022Mar 31, 2022-143.3%+184.2
Q4 FY2021Dec 31, 2021-156.7%+34.7
Q3 FY2021Sep 30, 2021-49.1%+60.8
Q2 FY2021Jun 30, 2021-269.0%−310.0
Q1 FY2021Mar 31, 2021-327.4%–
Q4 FY2020Dec 31, 2020-191.4%–
Q3 FY2020Sep 30, 2020-109.9%–
Q2 FY2020Jun 30, 202041.0%–

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