SOFINasdaqFinance ServicesFiscal year ends December 31

SoFi Technologies, Inc.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026

$14.30−0.25 (-1.72%)

Close on Oct 19, 2026

Market cap: $19.33B
P/E (TTM): 29.8
Dividend yield: 0.00%

SoFi Technologies, Inc. balance sheet

Annual Quarterly

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31
Cash & Equivalents	4,929	2,709	3,085	1,846	768	1,323	690	537
Cash & Short-Term Investments	4,929	2,709	3,085	1,846	768	1,323	690	537
Receivables	893	587	170	127	86	–	–	–
Prepaid Expenses & Other	–	–	–	–	–	0.80	–	–
Total Current Assets	–	–	–	–	–	1.06	–	–
Property, Plant & Equipment	416	288	217	170	112	81	–	–
Equity Method Investments	–	–	–	0	20	108	–	–
Operating Lease Right-of-Use Assets	94	81	90	97	115	117	–	–
Goodwill	1,394	1,394	1,394	1,623	899	899	16	–
Intangible Assets	232	298	364	442	285	355	–	–
Total Assets	50,660	36,251	30,075	19,008	9,176	8,563	–	–
Accrued Expenses	–	–	–	–	–	0.18	–	–
Deferred Revenue (Current)	8.54	7.47	5.72	10	2.55	2.52	–	–
Total Current Liabilities	–	–	–	–	–	0.18	–	–
Operating Lease Liabilities	106	97	109	118	139	140	–	–
Total Liabilities	40,171	29,726	24,520	13,479	4,479	5,510	–	–
Common Stock	0.13	0.11	0.10	0.09	0.08	0	–	–
Additional Paid-In Capital	11,303	7,839	7,040	6,720	5,562	579	–	–
Retained Earnings	-824	-1,306	-1,804	-1,504	-1,183	-699	–	–
Comprehensive Income & Other	11	-8.37	-1.21	-8.30	-1.47	-0.17	–	–
Shareholders' Equity	10,489	6,525	5,235	5,208	4,377	-120	-339	-68
Total Equity	10,489	6,525	5,235	5,208	4,377	-120	-339	-68
Total Liabilities & Equity	50,660	36,251	30,075	19,008	9,176	8,563	–	–
Shares Outstanding(shares)	1,271	1,095	976	934	828	115	–	–
Loans, Net	1,517	1,246	836	–	–	–	–	–
Allowance for Credit Losses	51	47	55	41	7.04	0.22	–	–
Deposits	37,505	25,978	18,621	7,342	0	–	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: -13.8%
Operating margin: –
Net margin: 104.3%
Return on equity, FY2025: 5.7%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 29.8
Price to sales: 31.69
Price to book: 1.75
Dividend yield: 0.00%