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Nu Holdings Ltd. (NU) operating KPIs

NUNYSEFinance ServicesFiscal year ends December 31
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 8, 2026Score 7/30
$11.61−0.44 (-3.65%)

Close on Oct 30, 2026Market cap $56.37BP/E 19.9Yield –

Nu net Credit Portfolio to Available Funding Ratio (Adjusted LDR %) (%)

Net credit portfolio (gross credit card + loans less payables to network) divided by available funding.

QuarterlyAnnual
Latest, 2025
49.1%
Period ended Dec 31, 2025
Change on a year earlier
+5.6 pts
43.5% in 2024
History
5 years
Since 2021
Sources
1
Nu Holdings Historical Data 2Q26 (filed 2026-08-13)

Annual history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedNet Credit Portfolio to Available Funding Ratio (Adjusted LDR %) (%)Year on yearSource
2025Dec 31, 202549.1%+5.6 ptsNu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
2024Dec 31, 202443.5%+2.4 ptsNu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
2023Dec 31, 202341.1%+10.7 ptsNu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
2022Dec 31, 202230.4%+11.5 ptsNu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
2021Dec 31, 202118.9%–Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗

Breakdown

What makes up net credit portfolio to available funding ratio (adjusted ldr %)

Cite this data

StockData. (2026). Nu Net Credit Portfolio to Available Funding Ratio (Adjusted LDR %) (%), annual 2021–2025 [Data set]. Compiled from Nu SEC filings and investor materials. https://stockdatahq.com/stocks/nu/kpis/nu_liq_ldr

See every metric in the Nu KPI table. Data updated Oct 29, 2026.