Nu Holdings Ltd.
Close on Nov 2, 2026Market cap $56.42BP/E 19.9Yield –
Nu Credit Card Credit Quality by PD Risk Band
Credit Card Credit Quality by PD Risk Band — Strong (PD < 5%, $M) ($M)
Nu Credit Card Credit Quality by PD Risk Band: $10,013M in 2025, up 50.7% from a year earlier.
Where the 2025 figure comes from
Source: Nu Holdings Form 20-F FY2025 (nuform20f_2025.htm, filed 2026-04-08) ↗
Reported in Form 6-K / 20-F Note 13c.
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Credit Card Credit Quality by PD Risk Band — Strong (PD < 5%, $M) ($M) | Year on year | Source |
|---|---|---|---|---|
| 2025 | Dec 31, 2025 | 10,013 | +50.7% | Nu Holdings Form 20-F FY2025 (nuform20f_2025.htm, filed 2026-04-08) ↗ |
| 2024 | Dec 31, 2024 | 6,645 | -6.4% | Nu Holdings Form 6-K 4Q24 Financial Statements (nufs4q24_6k.htm, filed 2025-02-20) ↗ |
| 2023 | Dec 31, 2023 | 7,103 | – | Nu Holdings Form 6-K 4Q23 Financial Statements (nufs4q23_6k.htm, filed 2024-02-22) ↗ |
Breakdown
What makes up credit Card Credit Quality by PD Risk Band
- Strong (PD < 5%) Share of Credit Card Book (%)46.0% · 2025
- Strong (PD < 5%) ECL Coverage Ratio (%)2.0% · 2025
- Satisfactory (PD 5%–20%) Gross Exposure ($M)6,766 · 2025
- Satisfactory (PD 5%–20%) Share (%)31.1% · 2025
- Satisfactory (PD 5%–20%) ECL Coverage Ratio (%)8.8% · 2025
- Higher Risk (PD > 20%) Gross Exposure ($M)4,973 · 2025
- Higher Risk (PD > 20%) Share (%)22.9% · 2025
- Higher Risk (PD > 20%) ECL Coverage Ratio (%)55.3% · 2025
Cite this data
StockData. (2026). Nu Credit Card Credit Quality by PD Risk Band ($M), annual 2023–2025 [Data set]. Compiled from Nu SEC filings and investor materials. https://stockdatahq.com/stocks/nu/kpis/nu-sec-cc-pd-strong-gross
See every metric in the Nu KPI table. Data updated Oct 29, 2026.