Nu Holdings Ltd.
Close on Nov 2, 2026Market cap $56.42BP/E 19.9Yield –
Nu Net Credit Portfolio to Available Funding Ratio by Year
Net Credit Portfolio to Available Funding Ratio (Adjusted LDR %) (%)
Nu Net Credit Portfolio to Available Funding Ratio: 49.1% in 2025, up 5.6 pts from a year earlier.
Where the 2025 figure comes from
Source: Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗
Net credit portfolio (gross credit card + loans less payables to network) divided by available funding.
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Net Credit Portfolio to Available Funding Ratio (Adjusted LDR %) (%) | Year on year | Source |
|---|---|---|---|---|
| 2025 | Dec 31, 2025 | 49.1% | +5.6 pts | Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗ |
| 2024 | Dec 31, 2024 | 43.5% | +2.4 pts | Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗ |
| 2023 | Dec 31, 2023 | 41.1% | +10.7 pts | Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗ |
| 2022 | Dec 31, 2022 | 30.4% | +11.5 pts | Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗ |
| 2021 | Dec 31, 2021 | 18.9% | – | Nu Holdings Historical Data 2Q26 (filed 2026-08-13) ↗ |
Breakdown
What makes up net Credit Portfolio to Available Funding Ratio
- Available Funding (Deposits + Financial Bills less Compulsory Deposits)38,768 · 2025
- Net Credit Portfolio (Net of Payables to Network)19,033 · 2025
- Retail & Institutional Financial Bills (Letras Financeiras)2,530 · 2025
- Compulsory Deposits at Central Banks (Deduction from Funding)-5,687 · 2025
- Payables to Credit Card Network (Note 23)13,634 · 2025
Cite this data
StockData. (2026). Nu Net Credit Portfolio to Available Funding Ratio (%), annual 2021–2025 [Data set]. Compiled from Nu SEC filings and investor materials. https://stockdatahq.com/stocks/nu/kpis/nu-liq-ldr
See every metric in the Nu KPI table. Data updated Oct 29, 2026.