Nu Holdings Ltd.
NUNYSEFinance ServicesFiscal year ends December 31
$11.62+0.01 (+0.09%)
Close on Nov 2, 2026Market cap $56.42BP/E 19.9Yield –
Nu Operating Efficiency Ratio (% of Net Revenue) by Year
Operating Efficiency Ratio (% of Net Revenue) (%)
Nu Operating Efficiency Ratio (% of Net Revenue): 20.7% in 2025, down 4.0 pts from a year earlier.
Latest, 2025
20.7%
Period ended Dec 31, 2025
Change on a year earlier
-4.0 pts
24.7% in 2024
History
2 years
Since 2024
Sources
1
4Q25 Earnings Press Release (filed 2026-02-25)
Where the 2025 figure comes from
“Efficiency-Ratio 19.9% 20.3% -0.4 p.p 21.7% -1.8 p.p 20.7% 24.7%”
Source: 4Q25 Earnings Press Release (filed 2026-02-25) ↗
Reported in Historical_Data_2Q26.xlsx (Managerial Indicators).
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Operating Efficiency Ratio (% of Net Revenue) (%) | Year on year | Source |
|---|---|---|---|---|
| 2025 | Dec 31, 2025 | 20.7% | -4.0 pts | 4Q25 Earnings Press Release (filed 2026-02-25) ↗ |
| 2024 | Dec 31, 2024 | 24.7% | – | 4Q25 Earnings Press Release (filed 2026-02-25) ↗ |
Cite this data
StockData. (2026). Nu Operating Efficiency Ratio (% of Net Revenue) (%), annual 2024–2025 [Data set]. Compiled from Nu SEC filings and investor materials. https://stockdatahq.com/stocks/nu/kpis/nu-eff-ratio
See every metric in the Nu KPI table. Data updated Oct 29, 2026.