American Express Co
AXPNYSEFinance ServicesFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 23, 2026Score 14/3017% above fair value
$327.98+8.87 (+2.78%)
Close on Nov 2, 2026Market cap $221.49BP/E 19.9Yield 1.00%
American Express USCS Loans Net Write-Off Rate by Year
USCS Loans Net Write-Off Rate — Principal, Interest & Fees (Pre-2026, %) (%)
American Express USCS Loans Net Write-Off Rate: 2.7% in FY2025, unchanged from a year earlier.
Latest, FY2025
2.7%
Period ended Dec 31, 2025
Change on a year earlier
0.0 pts
2.7% in FY2024
History
7 years
Since FY2016
Sources
5
Documents cited below
Where the FY2025 figure comes from
“|| Net write-off rate (principal, interest and fees) (H) | 2.7 % | 2.4 % | 2.6 % | 3.0 % | 2.6 % | 2.7 % | 2.7 %”
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | USCS Loans Net Write-Off Rate — Principal, Interest & Fees (Pre-2026, %) (%) | Year on year | Source |
|---|---|---|---|---|
| FY2025 | Dec 31, 2025 | 2.7% | 0.0 pts | 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗ |
| FY2024 | Dec 31, 2024 | 2.7% | +0.5 pts | 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗ |
| FY2023 | Dec 31, 2023 | 2.2% | +1.1 pts | 8-K EX-99.2 (Q4'24, filed 2025-01-24) ↗ |
| FY2022 | Dec 31, 2022 | 1.1% | 0.0 pts | 8-K EX-99.2 (Q4'23, filed 2024-01-26) ↗ |
| FY2021 | Dec 31, 2021 | 1.1% | – | 8-K EX-99.2 (Q4'22, filed 2023-01-27) ↗ |
| FY2017 | Dec 31, 2017 | 2.5% | 0.0 pts | 8-K EX-99.2 (Q4'17, filed 2018-01-18) ↗ |
| FY2016 | Dec 31, 2016 | 2.5% | – | 8-K EX-99.2 (Q4'17, filed 2018-01-18) ↗ |
Cite this data
StockData. (2026). American Express USCS Loans Net Write-Off Rate (%), annual FY2016–FY2025 [Data set]. Compiled from American Express SEC filings and investor materials. https://stockdatahq.com/stocks/axp/kpis/uscs-legacy-loans-nwo-pif-pct
See every metric in the American Express KPI table. Data updated Oct 25, 2026.