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American Express Co

AXPNYSEFinance ServicesFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 23, 2026Score 14/3017% above fair value
$327.98+8.87 (+2.78%)

Close on Nov 2, 2026Market cap $221.49BP/E 19.9Yield 1.00%

American Express USCS Loans Net Write-Off Rate by Quarter

USCS Loans Net Write-Off Rate — Principal, Interest & Fees (Pre-2026, %) (%)

QuarterlyAnnual

American Express USCS Loans Net Write-Off Rate: 2.7% in Q4 2025, up 0.1 pts from a year earlier.

Latest, Q4 2025
2.7%
Period ended Dec 31, 2025
Change on a year earlier
+0.1 pts
2.6% in Q4 2024
History
30 quarters
Since Q4 2016
Sources
16
Documents cited below

Where the Q4 2025 figure comes from

“|| Net write-off rate (principal, interest and fees) (H) | 2.7 % | 2.4 % | 2.6 % | 3.0 % | 2.6 % | 2.7 % | 2.7 %”

Source: 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗

Quarterly history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedUSCS Loans Net Write-Off Rate — Principal, Interest & Fees (Pre-2026, %) (%)Year on yearSource
Q4 2025Dec 31, 20252.7%+0.1 pts8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗
Q3 2025Sep 30, 20252.4%-0.2 pts8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗
Q2 2025Jun 30, 20252.6%-0.3 pts8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗
Q1 2025Mar 31, 20253.0%+0.2 pts8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗
Q4 2024Dec 31, 20242.6%+0.1 pts8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗
Q3 2024Sep 30, 20242.6%+0.4 pts8-K EX-99.2 (Q3'25, filed 2025-10-17) ↗
Q2 2024Jun 30, 20242.9%+0.8 pts8-K EX-99.2 (Q2'25, filed 2025-07-18) ↗
Q1 2024Mar 31, 20242.8%+0.9 pts8-K EX-99.2 (Q1'25, filed 2025-04-17) ↗
Q4 2023Dec 31, 20232.5%+1.2 pts8-K EX-99.2 (Q4'24, filed 2025-01-24) ↗
Q3 2023Sep 30, 20232.2%+1.1 pts8-K EX-99.2 (Q3'24, filed 2024-10-18) ↗
Q2 2023Jun 30, 20232.1%+1.0 pts8-K EX-99.2 (Q2'24, filed 2024-07-19) ↗
Q1 2023Mar 31, 20231.9%+0.9 pts8-K EX-99.2 (Q1'24, filed 2024-04-19) ↗
Q4 2022Dec 31, 20221.3%+0.5 pts8-K EX-99.2 (Q4'23, filed 2024-01-26) ↗
Q3 2022Sep 30, 20221.1%+0.3 pts8-K EX-99.2 (Q3'23, filed 2023-10-20) ↗
Q2 2022Jun 30, 20221.1%-0.1 pts8-K EX-99.2 (Q2'23, filed 2023-07-21) ↗
Q1 2022Mar 31, 20221.0%-0.6 pts8-K EX-99.2 (Q1'23, filed 2023-04-20) ↗

Cite this data

StockData. (2026). American Express USCS Loans Net Write-Off Rate (%), quarterly Q4 2016–Q4 2025 [Data set]. Compiled from American Express SEC filings and investor materials. https://stockdatahq.com/stocks/axp/kpis/uscs-legacy-loans-nwo-pif-pct

See every metric in the American Express KPI table. Data updated Oct 25, 2026.