American Express Co
AXPNYSEFinance ServicesFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 23, 2026Score 14/3017% above fair value
$327.98+8.87 (+2.78%)
Close on Nov 2, 2026Market cap $221.49BP/E 19.9Yield 1.00%
American Express USCS Card Balances Net Write-Off Rate by Year
USCS Card Balances Net Write-Off Rate — Principal Only (%) (%)
American Express USCS Card Balances Net Write-Off Rate: 2.0% in FY2025, down 0.1 pts from a year earlier.
Latest, FY2025
2.0%
Period ended Dec 31, 2025
Change on a year earlier
-0.1 pts
2.1% in FY2024
History
2 years
Since FY2024
Sources
1
8-K EX-99.2 (Q4'25, filed 2026-01-30)
Where the FY2025 figure comes from
“|| Net write-off rate (principal only) (H) | 2.1 % | 1.8 % | 1.9 % | 2.2 % | 2.0 % | 2.0 % | 2.1 %”
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | USCS Card Balances Net Write-Off Rate — Principal Only (%) (%) | Year on year | Source |
|---|---|---|---|---|
| FY2025 | Dec 31, 2025 | 2.0% | -0.1 pts | 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗ |
| FY2024 | Dec 31, 2024 | 2.1% | – | 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗ |
Cite this data
StockData. (2026). American Express USCS Card Balances Net Write-Off Rate (%), annual FY2024–FY2025 [Data set]. Compiled from American Express SEC filings and investor materials. https://stockdatahq.com/stocks/axp/kpis/uscs-cb-nwo-prin-pct
See every metric in the American Express KPI table. Data updated Oct 25, 2026.