American Express Co
AXPNYSEFinance ServicesFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 23, 2026Score 14/3013% above fair value
$327.98+8.87 (+2.78%)
Close on Nov 2, 2026Market cap $221.49BP/E 19.9Yield 1.00%
American Express USCS Card Balances Net Write-Off Rate by Quarter
USCS Card Balances Net Write-Off Rate — Principal Only (%) (%)
American Express USCS Card Balances Net Write-Off Rate: 1.6% in Q3 2026, down 0.2 pts from a year earlier. That is the lowest of the 9 quarters on record here.
Latest, Q3 2026
1.6%
Period ended Sep 30, 2026
Change on a year earlier
-0.2 pts
1.8% in Q3 2025
History
9 quarters
Since Q3 2024
Sources
5
Documents cited below
Where the Q3 2026 figure comes from
“|| Net write-off rate (principal only) (G) | 1.6% | 1.8% | 1.9% | 2.1% | 1.8% | 1.8% | 2.0%”
Quarterly history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | USCS Card Balances Net Write-Off Rate — Principal Only (%) (%) | Year on year | Source |
|---|---|---|---|---|
| Q3 2026 | Sep 30, 2026 | 1.6% | -0.2 pts | 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗ |
| Q2 2026 | Jun 30, 2026 | 1.8% | -0.1 pts | 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗ |
| Q1 2026 | Mar 31, 2026 | 1.9% | -0.3 pts | 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗ |
| Q4 2025 | Dec 31, 2025 | 2.1% | +0.1 pts | 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗ |
| Q3 2025 | Sep 30, 2025 | 1.8% | -0.1 pts | 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗ |
| Q2 2025 | Jun 30, 2025 | 1.9% | – | 8-K EX-99.2 (Q2'26, filed 2026-07-24) ↗ |
| Q1 2025 | Mar 31, 2025 | 2.2% | – | 8-K EX-99.2 (Q1'26, filed 2026-04-23) ↗ |
| Q4 2024 | Dec 31, 2024 | 2.0% | – | 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗ |
| Q3 2024 | Sep 30, 2024 | 1.9% | – | 8-K EX-99.2 (Q3'25, filed 2025-10-17) ↗ |
Cite this data
StockData. (2026). American Express USCS Card Balances Net Write-Off Rate (%), quarterly Q3 2024–Q3 2026 [Data set]. Compiled from American Express SEC filings and investor materials. https://stockdatahq.com/stocks/axp/kpis/uscs-cb-nwo-prin-pct
See every metric in the American Express KPI table. Data updated Oct 25, 2026.