American Express Co (AXP) operating KPIs
AXPNYSEFinance ServicesFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 23, 2026Score 14/3013% above fair value
$319.11−4.60 (-1.42%)
Close on Oct 30, 2026Market cap $215.50BP/E 19.3Yield 1.03%
American Express card Member Loans — Total (Pre-2026 Breakdown, $M) ($M)
Annual figures from American Express's filings and investor materials
Latest, FY2025
151,832
Period ended Dec 31, 2025
Change on a year earlier
+8.7%
139,674 in FY2024
History
5 years
Since FY2021
Sources
4
Documents cited below
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Card Member Loans — Total (Pre-2026 Breakdown, $M) ($M) | Year on year | Source |
|---|---|---|---|---|
| FY2025 | Dec 31, 2025 | 151,832 | +8.7% | 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗ |
| FY2024 | Dec 31, 2024 | 139,674 | +10.9% | 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗ |
| FY2023 | Dec 31, 2023 | 125,995 | +16.7% | 8-K EX-99.2 (Q4'24, filed 2025-01-24) ↗ |
| FY2022 | Dec 31, 2022 | 108,000 | +21.9% | 8-K EX-99.2 (Q4'23, filed 2024-01-26) ↗ |
| FY2021 | Dec 31, 2021 | 88,600 | – | 8-K EX-99.2 (Q4'22, filed 2023-01-27) ↗ |
Breakdown
What makes up card member loans — total (pre-2026 breakdown, $m)
- Average Card Member Loans ($M)130,817 · FY2024
- Card Member Loans Reserve — Beginning ($M)5,679 · FY2025
- Card Member Loans Reserve — Provisions ($M)4,067 · FY2025
- Card Member Loans Net Write-Offs — Principal ($M)-3,176 · FY2025
- Card Member Loans Net Write-Offs — Interest & Fees ($M)-692 · FY2025
- Card Member Loans Reserve — Ending ($M)5,909 · FY2025
- Card Member Loans Reserve (% of Loans)3.9% · FY2025
- Card Member Loans Reserve (% of Past Due)279.0% · FY2025
- Card Member Loans Net Write-Off Rate — Principal, Interest & Fees (%)2.7% · FY2025
- Card Member Loans Net Write-Off Rate — Principal Only (%)2.2% · FY2025
- Card Member Loans 30+ Days Past Due Rate (%)1.4% · FY2025
- Net Interest Yield on Average Card Member Loans (%)11.9% · FY2024
- Net Interest Income Divided by Average Card Member Loans (%)11.9% · FY2024
- Adjusted Net Interest Income ($M)15,543 · FY2024
Cite this data
StockData. (2026). American Express Card Member Loans — Total (Pre-2026 Breakdown, $M) ($M), annual FY2021–FY2025 [Data set]. Compiled from American Express SEC filings and investor materials. https://stockdatahq.com/stocks/axp/kpis/legacy_card_loans_total_m
See every metric in the American Express KPI table. Data updated Oct 25, 2026.