American Express Co (AXP) operating KPIs
AXPNYSEFinance ServicesFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 23, 2026Score 14/3013% above fair value
$319.11−4.60 (-1.42%)
Close on Oct 30, 2026Market cap $215.50BP/E 19.3Yield 1.03%
American Express consolidated Card Balances (Loans + Receivables, EOP, $M) ($M)
Combined Card Member loans and Card Member receivables across U.S. Consumer, Commercial, and International Card Services (introduced in Q1 2026 with recast back to FY2024).
Latest, Q3 2026
221,074
Period ended Sep 30, 2026
Change on a year earlier
+7.4%
205,837 in Q3 2025
History
8 quarters
Since Q4 2024
Sources
4
Documents cited below
Quarterly history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Consolidated Card Balances (Loans + Receivables, EOP, $M) ($M) | Year on year | Source |
|---|---|---|---|---|
| Q3 2026 | Sep 30, 2026 | 221,074 | +7.4% | 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗ |
| Q2 2026 | Jun 30, 2026 | 218,054 | +8.0% | 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗ |
| Q1 2026 | Mar 31, 2026 | 213,311 | +7.9% | 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗ |
| Q4 2025 | Dec 31, 2025 | 213,863 | +7.4% | 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗ |
| Q3 2025 | Sep 30, 2025 | 205,837 | – | 8-K EX-99.2 (Q3'26, filed 2026-10-23) ↗ |
| Q2 2025 | Jun 30, 2025 | 201,873 | – | 8-K EX-99.2 (Q2'26, filed 2026-07-24) ↗ |
| Q1 2025 | Mar 31, 2025 | 197,706 | – | 8-K EX-99.2 (Q1'26, filed 2026-04-23) ↗ |
| Q4 2024 | Dec 31, 2024 | 199,085 | – | 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗ |
Breakdown
What makes up consolidated card balances (loans + receivables, eop, $m)
- Consumer Card Balances ($M)145,733 · Q3 2026
- Small Business Card Balances ($M)57,315 · Q3 2026
- Corporate Card Balances ($M)18,026 · Q3 2026
- Pay-in-Full Card Balances ($M)63,054 · Q3 2026
- Average Card Balances ($M)218,826 · Q3 2026
- Card Balances Credit Loss Reserves — Beginning ($M)5,866 · Q3 2026
- Card Balances Credit Loss Reserves — Provisions ($M)895 · Q3 2026
- Card Balances Credit Loss Reserves — Net Write-Offs ($M)-1,130 · Q3 2026
- Card Balances Credit Loss Reserves — Ending ($M)5,634 · Q3 2026
- Card Balances Reserves (% of Total Balances)2.5% · Q3 2026
- Card Balances Reserves (% of Past Due)231.0% · Q3 2026
- Card Balances Net Write-Off Rate — Principal, Interest & Fees (%)2.1% · Q3 2026
- Card Balances Net Write-Off Rate — Principal Only (Consumer & Small Business, %)1.8% · Q3 2026
- Card Balances 30+ Days Past Due Rate — Consumer & Small Business (%)1.2% · Q3 2026
- Corporate Card Balances 90+ Days Past Billing Rate (%)0.3% · Q3 2026
- Card Member Loans — Total (Pre-2026 Breakdown, $M)151,832 · Q4 2025
- Card Member Receivables — Total (Pre-2026 Breakdown, $M)62,031 · Q4 2025
- Other Loans (Personal & Small Business Term Loans, $M)12,079 · Q3 2026
- Other Receivables ($M)6,452 · Q3 2026
- Non-Accrual Loans (Guide 3, $M)–
- Off-Balance Sheet Unused Credit Available to Customers ($B)533.00 · Q3 2026
Cite this data
StockData. (2026). American Express Consolidated Card Balances (Loans + Receivables, EOP, $M) ($M), quarterly Q4 2024–Q3 2026 [Data set]. Compiled from American Express SEC filings and investor materials. https://stockdatahq.com/stocks/axp/kpis/cb_total_m
See every metric in the American Express KPI table. Data updated Oct 25, 2026.