American Express Co
AXPNYSEFinance ServicesFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 23, 2026Score 14/3017% above fair value
$327.98+8.87 (+2.78%)
Close on Nov 2, 2026Market cap $221.49BP/E 19.9Yield 1.00%
American Express Card Member Receivables Net Write-Off Rate by Year
Card Member Receivables Net Write-Off Rate — Principal Only (%) (%)
American Express Card Member Receivables Net Write-Off Rate: 1.4% in FY2025, down 0.1 pts from a year earlier.
Latest, FY2025
1.4%
Period ended Dec 31, 2025
Change on a year earlier
-0.1 pts
1.5% in FY2024
History
10 years
Since FY2016
Sources
9
Documents cited below
Where the FY2025 figure comes from
“|| Net write-off rate (principal only) (H)(I) | 1.5 % | 1.3 % | 1.4 % | 1.3 % | 1.2 % | 1.4 % | 1.5 %”
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Card Member Receivables Net Write-Off Rate — Principal Only (%) (%) | Year on year | Source |
|---|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1.4% | -0.1 pts | 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗ |
| FY2024 | Dec 31, 2024 | 1.5% | -0.3 pts | 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗ |
| FY2023 | Dec 31, 2023 | 1.8% | +0.9 pts | 8-K EX-99.2 (Q4'24, filed 2025-01-24) ↗ |
| FY2022 | Dec 31, 2022 | 0.9% | +0.6 pts | 8-K EX-99.2 (Q4'23, filed 2024-01-26) ↗ |
| FY2021 | Dec 31, 2021 | 0.3% | -1.6 pts | 8-K EX-99.2 (Q4'22, filed 2023-01-27) ↗ |
| FY2020 | Dec 31, 2020 | 1.9% | +0.1 pts | 8-K EX-99.2 (Q4'21, filed 2022-01-25) ↗ |
| FY2019 | Dec 31, 2019 | 1.8% | +0.1 pts | 8-K EX-99.2 (Q4'20, filed 2021-01-26) ↗ |
| FY2018 | Dec 31, 2018 | 1.7% | +0.1 pts | 8-K EX-99.2 (Q4'19, filed 2020-01-24) ↗ |
| FY2017 | Dec 31, 2017 | 1.6% | +0.1 pts | 8-K EX-99.2 (Q4'18, filed 2019-01-17) ↗ |
| FY2016 | Dec 31, 2016 | 1.5% | – | 8-K EX-99.2 (Q4'17, filed 2018-01-18) ↗ |
Cite this data
StockData. (2026). American Express Card Member Receivables Net Write-Off Rate (%), annual FY2016–FY2025 [Data set]. Compiled from American Express SEC filings and investor materials. https://stockdatahq.com/stocks/axp/kpis/legacy-rec-nwo-prin-pct
See every metric in the American Express KPI table. Data updated Oct 25, 2026.