American Express Co
AXPNYSEFinance ServicesFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 23, 2026Score 14/3017% above fair value
$327.98+8.87 (+2.78%)
Close on Nov 2, 2026Market cap $221.49BP/E 19.9Yield 1.00%
American Express Card Balances Net Write-Off Rate by Year
Card Balances Net Write-Off Rate — Principal, Interest & Fees (%) (%)
American Express Card Balances Net Write-Off Rate: 2.3% in FY2025, unchanged from a year earlier.
Latest, FY2025
2.3%
Period ended Dec 31, 2025
Change on a year earlier
0.0 pts
2.3% in FY2024
History
4 years
Since FY2022
Sources
3
Documents cited below
Where the FY2025 figure comes from
“|| Net write-off rate (principal, interest and fees) (H) | 2.3 % | 2.2 % | 2.2 % | 2.4 % | 2.2 % | 2.3 % | 2.3 %”
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Card Balances Net Write-Off Rate — Principal, Interest & Fees (%) (%) | Year on year | Source |
|---|---|---|---|---|
| FY2025 | Dec 31, 2025 | 2.3% | 0.0 pts | 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗ |
| FY2024 | Dec 31, 2024 | 2.3% | +0.3 pts | 8-K EX-99.2 (Q4'25, filed 2026-01-30) ↗ |
| FY2023 | Dec 31, 2023 | 2.0% | +1.0 pts | 8-K EX-99.2 (Q4'24, filed 2025-01-24) ↗ |
| FY2022 | Dec 31, 2022 | 1.0% | – | 8-K EX-99.2 (Q4'23, filed 2024-01-26) ↗ |
Cite this data
StockData. (2026). American Express Card Balances Net Write-Off Rate (%), annual FY2022–FY2025 [Data set]. Compiled from American Express SEC filings and investor materials. https://stockdatahq.com/stocks/axp/kpis/cb-nwo-rate-pif-pct
See every metric in the American Express KPI table. Data updated Oct 25, 2026.