Root, Inc. (ROOT) stock
ROOTNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 9/307% below fair value
$43.63−0.34 (-0.77%)
Close on Nov 12, 2026Market cap $675.97MP/E 9.2Yield –
Root statistics
79 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 24, 2027 (estimated, during market hours)
- Last ex-dividend date
- No dividends
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 2.07
- 1.73
- P/OCF Ratio
- 3.67
- 7.17
Enterprise valuationIndustry
- EV / Sales
- 0.05
- 0.96
- EV / EBIT
- 0.76
- 13.35
Share statisticsIndustry
- Shares Change (YoY)
- 1.79%
- -1.32%
- Float
- 9M
- 57M
- Shares Held by Insiders
- 40.6%
- 3.33%
- Shares Held by Institutions
- 60.9%
- 84.6%
Short sellingIndustry
- Short Interest
- 2M
- –
- Short Interest Change
- -2.57%
- -2.56%
- Short % of Float
- 22.0%
- 3.81%
- Short % of Shares Outstanding
- 13.1%
- 3.02%
- Days to Cover
- 14.51
- 4.05
Stock price statisticsIndustry
- 52-Week High
- $88.34
- –
- 52-Week Low
- $40.91
- –
- 20-Day Moving Average
- $50.16
- –
- 50-Day Moving Average
- $49.95
- –
- 200-Day Moving Average
- $53.26
- –
- Average True Range (14)
- $2.59
- –
- Price Change (1 Week)
- -5.73%
- 0.12%
- Price Change (1 Month)
- -11.2%
- 4.24%
- Price Change (3 Months)
- -15.2%
- 0.69%
- Price Change (6 Months)
- -22.8%
- 11.5%
- Price Change (YTD)
- -39.6%
- 8.44%
- Price Change (1 Year)
- -49.2%
- 9.87%
- Price Change (3 Years)
- 311.6%
- 49.0%
- Price Change (5 Years)
- -56.6%
- 41.8%
- Average Volume (10 Days)
- 261,623
- –
- Average Volume (20 Days)
- 197,902
- –
- Average Volume (90 Days)
- 219,057
- –
- Relative Volume
- 1.11
- 0.78
- Relative Strength Index (14)
- 36.0
- 55.8
- Volatility (1 Year)
- 64.3%
- 28.3%
- Beta (5 Years)
- 1.85
- 0.60
MarginsIndustry
- Pretax Margin
- 5.23%
- 13.5%
- EBITDA Margin
- 7.55%
- 13.5%
Returns on capitalIndustry
- Return on Equity (ROE)
- 27.4%
- 13.9%
- Return on Assets (ROA)
- 4.89%
- 2.97%
Financial positionIndustry
- Interest Coverage
- 5.86
- 4.66
GrowthIndustry
- Revenue Growth (YoY)
- 7.89%
- 6.46%
- Net Income Growth (YoY)
- 41.9%
- 11.9%
- EPS Growth (YoY)
- 46.7%
- 12.7%
- Revenue Growth (3Y CAGR)
- 69.6%
- 9.53%
- Revenue Growth (5Y CAGR)
- 34.3%
- 8.29%
EfficiencyIndustry
- Asset Turnover
- 0.94
- 0.27
- Revenue Per Employee
- $1.24M
- $1.80M
- Profits Per Employee
- $64.49K
- $182.48K
- Employee Count
- 1,256
- 1,341
- WACC
- 14.1%
- 7.87%
Income statement (TTM)Industry
- Pretax Income
- $81.60M
- $617.47M
Balance sheetIndustry
- Net Cash (Debt)
- $596.30M
- $331.32M
- Net Cash Per Share
- $38.49
- $5.43
- Equity (Book Value)
- $327.00M
- $3.44B
- Book Value Per Share
- $21.11
- $37.80
- Tangible Book Value
- $327.00M
- $2.32B
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 12.0%
- 8.74%
Taxes and interestIndustry
- Interest Expense
- $17.80M
- $77.46M
- Income Tax
- $600.00K
- $107.00M
- Effective Tax Rate
- 0.74%
- 20.0%
Scores and fair valueIndustry
- Graham Number
- $47.44
- $76.72
- Graham Upside
- 8.74%
- 11.1%
- Altman Z-Score
- 0.16
- 0.94
- Piotroski F-Score
- 6
- 5
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | ROOT | S&P 500 | Difference | ROOT per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -9.7% | -2.7% | −7.0 pts | ||
| 3 months | -9.6% | -1.7% | −7.9 pts | ||
| Year to date | -39.6% | +11.9% | −51.5 pts | ||
| 1 year | -50.5% | +12.0% | −62.4 pts | ||
| 3 years | +343.8% | +78.2% | +265.7 pts | +64.3% | +21.2% |
| 5 years | -56.6% | +73.2% | −129.9 pts | -15.4% | +11.6% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
2M ROOT shares were sold short on Oct 30, 2026, down 2.6% from the previous report, or 21.97% of the shares available to trade. At recent volumes it would take 14.5 days to buy them back. Over the last 20 sessions, 56.5% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 2,022,340 | -2.6% | 139,368 | 14.5 |
| Oct 15, 2026 | 2,075,638 | -2.7% | 172,236 | 12.1 |
| Sep 30, 2026 | 2,132,426 | +16.3% | 240,069 | 8.9 |
| Sep 15, 2026 | 1,833,185 | +0.2% | 167,464 | 10.9 |
| Aug 31, 2026 | 1,828,918 | -2.8% | 224,004 | 8.2 |
| Aug 14, 2026 | 1,882,053 | -10.0% | 353,527 | 5.3 |
| Jul 31, 2026 | 2,091,268 | +3.1% | 200,294 | 10.4 |
| Jul 15, 2026 | 2,029,130 | +2.1% | 238,170 | 8.5 |
| Jun 30, 2026 | 1,986,666 | +0.9% | 291,587 | 6.8 |
| Jun 15, 2026 | 1,968,839 | +7.9% | 240,147 | 8.2 |
| May 29, 2026 | 1,824,348 | -2.2% | 267,705 | 6.8 |
| May 15, 2026 | 1,864,688 | +1.4% | 344,475 | 5.4 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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