Root, Inc. (ROOT) stock
Close on Nov 12, 2026Market cap $675.97MP/E 9.2Yield –
Root, Inc. grew revenue 7.9% to $1.56B over the twelve months to Sep 30, 2026. Operating income rose 21.0% to $104.30M, moving the operating margin from 6.0% to 6.7%. Free cash flow was $206.50M, up 5.7% from a year earlier. At the latest close the market valued the company at $675.97M, 9.2 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $675.97M
- P/E ratio
- 9.2
- Price to sales
- 0.43
- Price to book
- 2.07
- Dividend yield
- –
- Free cash flow yield
- –
Fundamentals
- Revenue
- $1.56B
- Net income
- $81.00M
- EPS, diluted
- $4.74
- Free cash flow
- $206.50M
- Book value per share
- $19.46
- Diluted shares
- 17M
Trading
- Next earnings
- Feb 24, 2027 (estimated, during market hours)
- Previous close
- $43.97
- Open
- $44.03
- Day's range
- $42.89 – $44.67
- Volume
- 242,773
- Average volume (20 days)
- 197,902
- Index membership
- Russell 2000 (since Sep 2024), Russell 3000 (since Aug 2024)
- Beta (5 years)
- 1.85
- 52-week range
- $40.91 – $88.34
- RSI (14 days)
- 36.0
- Volatility (1 year)
- 64.3%
- Relative volume
- 1.11×
- WACC
- 14.1%
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2020, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | ROOT | S&P 500 | Difference | ROOT per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -9.7% | -2.7% | −7.0 pts | ||
| 3 months | -9.6% | -1.7% | −7.9 pts | ||
| Year to date | -39.6% | +11.9% | −51.5 pts | ||
| 1 year | -50.5% | +12.0% | −62.4 pts | ||
| 3 years | +343.8% | +78.2% | +265.7 pts | +64.3% | +21.2% |
| 5 years | -56.6% | +73.2% | −129.9 pts | -15.4% | +11.6% |
Nine years at a glance
Fiscal years 2017 to 2025 and trailing twelve months, USD
Revenue
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases Root filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Results
- Results
- Results
- Results
About Root
Fire, Marine & Casualty Insurance
Root is a technology-enabled insurance carrier that primarily serves consumers in the United States personal auto insurance market. The company utilizes smartphone telematics, proprietary algorithms, and machine learning models to assess individual driving behaviors—such as braking, turning, and driver attention—to price policies based on performance rather than traditional demographic pools. Operating as a full-stack insurer, Root develops, underwrites, administers, and settles claims for its policies. The company distributes products through direct mobile and online digital channels, as well as partnership channels that include automotive platforms, financial services firms, and independent insurance agents.
Company profile, executives and historyRoot stock: common questions
What is Root's stock price?
ROOT closed at $43.63 on Nov 12, 2026, down 0.77% on the day. Over the past 52 weeks it traded between $40.91 and $88.34.
What is Root's market cap?
Root was worth $675.97M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is ROOT's P/E ratio?
ROOT trades at 9.2 times earnings, based on diluted earnings per share of $4.74 over the twelve months to Sep 30, 2026.
How much revenue does Root make?
Root reported revenue of $1.56B for the twelve months to Sep 30, 2026, up 7.9% from a year earlier.
Does Root pay a dividend?
No. Root has not paid a cash dividend over the last twelve months.
When does Root report earnings next?
Root is expected to report Q4 FY2026 results on Feb 24, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has ROOT stock performed over the past year?
Including dividends, ROOT returned -50.5% over the past year, against +12.0% for the S&P 500.
How many ROOT shares are sold short?
2M shares were sold short at the latest FINRA report, 21.97% of the float, or 14.5 days of average trading volume.
Who are Root's competitors?
Companies most similar to Root by business, industry and size include LMND, SLDE, HIPO, UVE, RLI.
See a number that looks wrong?