Root, Inc. (ROOT) stock

ROOTNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31

Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 9/307% below fair value

$43.63−0.34 (-0.77%)

Close on Nov 12, 2026Market cap $675.97MP/E 9.2Yield –

Root operating margin

Operating margin is operating income as a percentage of revenue.

Root's operating margin for the twelve months ending Sep 30, 2026 was 6.7%. For fiscal 2025 it was 4.1%, against 6.7% the year before. The highest annual figure on record is 6.7% in fiscal 2024.

Annual operating margin

Period	Period end	Value	Change (pts)
FY2025	Dec 31, 2025	4.1%	−2.6
FY2024	Dec 31, 2024	6.7%	+28.9
FY2023	Dec 31, 2023	-22.3%	+62.4
FY2022	Dec 31, 2022	-84.7%	+55.8
FY2021	Dec 31, 2021	-140.5%	−58.2
FY2020	Dec 31, 2020	-82.3%	+7.4
FY2019	Dec 31, 2019	-89.6%	–

Quarterly operating margin

Change is against the same quarter a year earlier.

Period	Period end	Value	Change (pts)
Q3 FY2026	Sep 30, 2026	4.8%	+4.7
Q2 FY2026	Jun 30, 2026	8.9%	+1.8
Q1 FY2026	Mar 31, 2026	10.4%	+3.6
Q4 FY2025	Dec 31, 2025	2.6%	−8.0
Q3 FY2025	Sep 30, 2025	0.1%	−11.2
Q2 FY2025	Jun 30, 2025	7.1%	+5.8
Q1 FY2025	Mar 31, 2025	6.8%	+4.7
Q4 FY2024	Dec 31, 2024	10.7%	+17.0
Q3 FY2024	Sep 30, 2024	11.3%	+40.7
Q2 FY2024	Jun 30, 2024	1.3%	+35.0
Q1 FY2024	Mar 31, 2024	2.1%	+44.6
Q4 FY2023	Dec 31, 2023	-6.3%	+60.6
Q3 FY2023	Sep 30, 2023	-29.5%	+48.0
Q2 FY2023	Jun 30, 2023	-33.7%	+73.6
Q1 FY2023	Mar 31, 2023	-42.5%	+41.8
Q4 FY2022	Dec 31, 2022	-66.9%	+31.7
Q3 FY2022	Sep 30, 2022	-77.5%	+57.8
Q2 FY2022	Jun 30, 2022	-107.3%	+84.3
Q1 FY2022	Mar 31, 2022	-84.3%	+53.2
Q4 FY2021	Dec 31, 2021	-98.6%	+75.3
Q3 FY2021	Sep 30, 2021	-135.3%	−5.2
Q2 FY2021	Jun 30, 2021	-191.6%	−165.9
Q1 FY2021	Mar 31, 2021	-137.5%	−56.9
Q4 FY2020	Dec 31, 2020	-173.9%	–
Q3 FY2020	Sep 30, 2020	-130.1%	–
Q2 FY2020	Jun 30, 2020	-25.7%	–
Q1 FY2020	Mar 31, 2020	-80.6%	–