Universal Insurance Holdings, Inc. (UVE) stock
Close on Nov 11, 2026Market cap $1.33BP/E 6.0Yield 1.60%
Universal Insurance Holdings, Inc. grew revenue 5.5% to $1.67B over the twelve months to Sep 30, 2026. Free cash flow was $360.37M, up 44.3% from a year earlier. At the latest close the market valued the company at $1.33B, 6.0 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $1.33B
- P/E ratio
- 6.0
- Price to sales
- 0.80
- Price to book
- 2.06
- Dividend yield
- 1.60%
- Free cash flow yield
- 27.06%
Fundamentals
- Revenue
- $1.67B
- Net income
- $232.58M
- EPS, diluted
- $8.00
- Free cash flow
- $360.37M
- Book value per share
- $22.14
- Diluted shares
- 29M
Trading
- Next earnings
- Feb 23, 2027 (estimated, during market hours)
- Previous close
- $48.16
- Open
- $47.95
- Day's range
- $47.08 – $48.28
- Volume
- 151,225
- Average volume (20 days)
- 242,116
- Index membership
- Russell 2000, Russell 3000
- Beta (5 years)
- 0.45
- 52-week range
- $28.32 – $50.75
- RSI (14 days)
- 56.5
- Volatility (1 year)
- 35.6%
- Relative volume
- 0.73×
- WACC
- 7.4%
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2010, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | UVE | S&P 500 | Difference | UVE per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +5.0% | -2.4% | +7.4 pts | ||
| 3 months | +12.2% | -1.2% | +13.3 pts | ||
| Year to date | +44.1% | +12.3% | +31.8 pts | ||
| 1 year | +40.5% | +12.4% | +28.1 pts | ||
| 3 years | +225.1% | +78.8% | +146.2 pts | +48.1% | +21.4% |
| 5 years | +279.3% | +75.2% | +204.2 pts | +30.6% | +11.9% |
| 10 years | +211.4% | +311.1% | −99.7 pts | +12.0% | +15.2% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases Universal Insurance filed with the SEC as exhibits to Form 8-K or 6-K
- Update
- Results
- Results
- Update
- News
- Results
About Universal Insurance
Fire, Marine & Casualty Insurance
Universal Insurance Holdings, Inc. is an insurance holding company that operates in the property and casualty insurance sector. Through its primary insurance subsidiaries, Universal Property and Casualty Insurance Company and American Platinum Property and Casualty Insurance Company, the organization provides property and casualty insurance policies. Its offerings focus on property protection against loss and storm perils, along with related insurance services such as claim management, subrogation processing, and reinsurance agreements. The business primarily serves individual and commercial property owners seeking property and casualty coverage.
Company profile, executives and historyUniversal Insurance stock: common questions
What is Universal Insurance's stock price?
UVE closed at $48.13 on Nov 11, 2026, down 0.06% on the day. Over the past 52 weeks it traded between $28.32 and $50.75.
What is Universal Insurance's market cap?
Universal Insurance was worth $1.33B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is UVE's P/E ratio?
UVE trades at 6.0 times earnings, based on diluted earnings per share of $8.00 over the twelve months to Sep 30, 2026.
How much revenue does Universal Insurance make?
Universal Insurance reported revenue of $1.67B for the twelve months to Sep 30, 2026, up 5.5% from a year earlier.
Does Universal Insurance pay a dividend?
Yes. Universal Insurance paid $0.77 per share over the last twelve months, a yield of 1.60% at the latest price.
When does Universal Insurance report earnings next?
Universal Insurance is expected to report Q4 FY2026 results on Feb 23, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has UVE stock performed over the past year?
Including dividends, UVE returned +40.5% over the past year, against +12.4% for the S&P 500.
How many UVE shares are sold short?
1M shares were sold short at the latest FINRA report, 4.39% of the float, or 4.3 days of average trading volume.
Who are Universal Insurance's competitors?
Companies most similar to Universal Insurance by business, industry and size include HRTG, HCI, PLMR, SLDE, RLI.
See a number that looks wrong?