ROOTNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31
Root, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$52.32+1.85 (+3.67%)
Close on Oct 19, 2026
- Market cap
- $889.44M
- P/E (TTM)
- 14.8
- Dividend yield
- –
Root statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Fire, Marine & Casualty Insurance companies for comparison
Valuation
| Measure | Root | Industry median |
|---|---|---|
| Market Cap | $810.61M | $3.25B |
| Enterprise Value | $301.01M | $2.52B |
| PE Ratio | 14.82 | 10.26 |
| PS Ratio | 0.52 | 1.07 |
| PB Ratio | 2.47 | 1.48 |
| P/TBV Ratio | 2.47 | 1.57 |
| P/OCF Ratio | 4.17 | 7.16 |
Enterprise value
| Measure | Root | Industry median |
|---|---|---|
| EV / Sales | 0.19 | 0.93 |
| EV / EBITDA | 3.01 | 6.24 |
| EV / EBIT | 3.49 | 7.37 |
Income (trailing twelve months)
| Measure | Root | Industry median |
|---|---|---|
| Revenue | $1.57B | $4.57B |
| Operating Income | $86.30M | $617.20M |
| Pretax Income | $62.10M | $589.53M |
| Net Income | $61.20M | $470.80M |
| EBITDA | $99.90M | $657.96M |
| EPS (Diluted) | $3.53 | $4.81 |
Margins
| Measure | Root | Industry median |
|---|---|---|
| Operating Margin | 5.51% | 4.46% |
| Pretax Margin | 3.96% | 13.7% |
| Profit Margin | 3.90% | 10.7% |
| EBITDA Margin | 6.37% | 13.5% |
Returns
| Measure | Root | Industry median |
|---|---|---|
| Return on Equity (ROE) | 21.4% | 14.0% |
| Return on Assets (ROA) | 3.76% | 3.35% |
Growth
| Measure | Root | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 14.9% | 7.97% |
| Net Income Growth (YoY) | -28.3% | 25.1% |
| EPS Growth (YoY) | -28.4% | 27.7% |
| Revenue Growth (3Y CAGR) | 69.6% | 9.53% |
| Revenue Growth (5Y CAGR) | 34.3% | 8.29% |
Balance sheet
| Measure | Root | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $509.60M | $520.88M |
| Net Cash (Debt) | $509.60M | $309.26M |
| Net Cash Per Share | $32.89 | $5.42 |
| Equity (Book Value) | $327.90M | $3.63B |
| Book Value Per Share | $21.16 | $41.34 |
| Tangible Book Value | $327.90M | $2.59B |
Financial position
| Measure | Root | Industry median |
|---|---|---|
| Interest Coverage | 4.47 | 4.16 |
Cash flow (trailing twelve months)
| Measure | Root | Industry median |
|---|---|---|
| Operating Cash Flow | $194.50M | $698.90M |
Efficiency
| Measure | Root | Industry median |
|---|---|---|
| Asset Turnover | 0.96 | 0.27 |
| Revenue Per Employee | $1.25M | $1.73M |
| Profits Per Employee | $48.73K | $213.95K |
| Employee Count | 1,256 | 1,341 |
Dividends and yields
| Measure | Root | Industry median |
|---|---|---|
| Earnings Yield | 7.55% | 9.56% |
Shares
| Measure | Root | Industry median |
|---|---|---|
| Shares Outstanding | 15,493,300 | 65,596,200 |
| Shares Change (YoY) | -2.49% | -1.19% |
| Float | 9,204,080 | 56,719,400 |
| Shares Held by Insiders | 40.6% | 3.34% |
| Shares Held by Institutions | 60.7% | 85.3% |
Taxes
| Measure | Root | Industry median |
|---|---|---|
| Income Tax | $900.00K | $105.00M |
| Effective Tax Rate | 1.45% | 19.8% |
Scores
| Measure | Root | Industry median |
|---|---|---|
| Graham Number | $41.00 | $78.10 |
| Graham Upside | -21.6% | 21.2% |
| Altman Z-Score | 0.18 | 0.89 |
| Piotroski F-Score | 6 | 5 |
Calculated by StockData from Root's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.